The top-rated final expense insurance agent in Huntington Beach, California is Number 1 Insurance, rated 4.9 stars across 663 reviews. Other highly rated options include Jason Starkman - State Farm Insurance Agent, AAA Huntington Beach Insurance and Member Services, Mark Minh Nguyen - State Farm Insurance Agent. This directory lists 23 final expense insurance agents serving Huntington Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Number 1 Insurance | 17111 Beach Blvd #103 | (714) 848-4400 |
| 2 | Jason Starkman - State Farm Insurance Agent | 18377 Beach Blvd Ste 326 | (714) 594-5600 |
| 3 | AAA Huntington Beach Insurance and Member Services | 16160 Beach Blvd | (714) 848-2227 |
| 4 | Mark Minh Nguyen - State Farm Insurance Agent | 6552 Bolsa Ave unit h | (714) 418-9050 |
| 5 | Inszone Insurance Services | 7901 Professional Cir | (714) 841-6283 |
| 6 | Nottoli Insurance Agency Inc: Allstate Insurance | 18632 Beach Blvd Ste 205 | (714) 963-2418 |
| 7 | ELG Insurance Services LLC | 16561 Bolsa Chica St Ste 201 | (714) 551-9920 |
| 8 | Keegan Ferraro - State Farm Insurance Agent | 7923 Warner Ave Unit A | (562) 431-3933 |
| 9 | Jeff Baker - State Farm Insurance Agent | 16541 Gothard St # 105 | (714) 846-5548 |
| 10 | California Insurance Finder | CIF Insurance Agency | 21168 Beach Blvd | (714) 960-4700 |
Number 1 Insurance serves Huntington Beach and surrounding areas of Orange County as a local final expense insurance agent. The company helps clients arrange affordable coverage for end-of-life costs such as funeral services, burial expenses, and outstanding debts. Policies are designed to relieve family members from financial burdens during difficult times. Final expense insurance plans offered here include simplified issue whole life policies and guaranteed acceptance life insurance, both intended to provide accessible protection for seniors seeking to pre-plan their final arrangements.
Jason Starkman - State Farm Insurance Agent serves Huntington Beach residents and small business owners seeking end-of-life planning. The agency specializes in final expense insurance, helping individuals arrange coverage for funeral costs and outstanding debts. Policies are designed to provide financial relief for families during a difficult time. Clients benefit from personalized consultations to determine appropriate coverage levels. The agent also assists homeowners and property managers with related insurance needs. The office extends its services to nearby communities within the Orange County metro area.
AAA Huntington Beach Insurance and Member Services provides final expense insurance options designed to cover end-of-life costs for clients in the Huntington Beach area. The agent assists individuals in securing policies that help manage funeral expenses and outstanding debts, offering support during the planning process. Services include policy selection and enrollment guidance to meet each client’s needs. The agent serves individuals residing in single-family homes, apartments, retail centers, and restaurants throughout the local community.
Mark Minh Nguyen - State Farm Insurance Agent serves Huntington Beach, California, and the surrounding communities. This agency provides final expense insurance, which helps cover end-of-life costs such as funeral services, outstanding medical bills, and other related expenses. Clients often seek these policies to relieve their families from financial burdens during a difficult time. The agency approaches each case by first understanding the individual’s budget, then matching them with a simple, affordable plan that offers lasting peace of mind.
Inszone Insurance Services serves adults and families in Huntington Beach, California, who are planning for their end-of-life expenses. The company provides final expense insurance, also known as burial or life insurance, to help cover funeral costs and outstanding medical bills. Its policies are designed to keep premiums affordable for residents on fixed incomes. Working with representatives allows clients to secure coverage without lengthy medical exams. Inszone Insurance Services also assists clients in neighboring Costa Mesa and the greater Orange County metro area.
Nottoli Insurance Agency Inc: Allstate Insurance in Huntington Beach, CA assists clients with final expense coverage designed to manage end-of-life costs. Service plans may involve a one-time policy purchase or a recurring premium payment structure, ensuring families have financial support for funeral and burial expenses. Unlike term life insurance, which offers coverage for a specific period, whole life final expense policies provide guaranteed benefits with fixed premiums. Clients can schedule an appointment as needed to discuss options and customize their policy according to individual circumstances.
As local seniors in Huntington Beach consider their end-of-life plans during open enrollment season, ELG Insurance Services LLC provides guidance on final expense coverage that helps protect families from burial costs. The company explains how these small, whole-life policies meet immediate funeral needs without requiring medical exams. Services emphasize affordability through careful policy comparison. To begin, an agent meets with clients in their homes or by phone to complete a personal needs assessment and insurance review.
Keegan Ferraro - State Farm Insurance Agent in Huntington Beach, CA specializes in final expense insurance, offering policies designed to cover end-of-life costs such as funeral arrangements and outstanding debts. The agency also provides general insurance services, including life and health coverage, to help residents plan for future financial security. Its work focuses on guiding clients through straightforward policy options that ensure loved ones are not burdened by unexpected expenses. When seasonal travel or family gatherings increase, the agency helps clients address concerns about leaving final arrangements without adequate funding in place.
Jeff Baker - State Farm Insurance Agent in Huntington Beach provides general insurance products while specializing in final expense insurance. This service helps local residents cover end-of-life costs with a fixed benefit policy. The agent assists clients in navigating coverage options tailored for funeral and burial expenses. Commercial sectors served include neighborhood offices, local warehouses, and food service establishments throughout the area.
California Insurance Finder | CIF Insurance Agency serves Huntington Beach and surrounding Orange County communities. It handles Final Expense Insurance, which covers funeral costs and outstanding medical bills with straightforward policies. The agency helps clients select coverage amounts that relieve families of immediate financial burdens after a loss. A typical job begins with a no-obligation review of an individual's current expenses and budget, then compares available term or whole life plans to match the needed benefit level with an affordable premium.
What Does a a Final Expense Insurance Agent in Huntington Beach Cost?
Typical final expense insurance premiums in California range from 30 to 100 dollars per month for a 10000 dollar policy, depending on age and health. Older applicants or those with health conditions may pay higher rates. Some insurers offer level benefit plans where premiums stay the same for life. This is general information and not insurance advice. Always consult a licensed agent for your specific situation.
About final expense insurance agents in Huntington Beach
Final expense insurance agents in Huntington Beach help residents secure coverage for funeral and burial costs. California law requires funeral homes to provide a general price list upon request, making it easier to plan for these expenses. Local agents can explain policy options that comply with California insurance regulations.
Frequently Asked Questions
What is final expense insurance and how does it work in Huntington Beach?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In California, these policies are regulated by the California Department of Insurance and typically have face values between 5000 and 25000 dollars. Agents in Huntington Beach can help you compare simplified issue plans that do not require a medical exam.
Do I need a license to sell final expense insurance in California?
Yes, all insurance agents in California must hold a valid life insurance license issued by the California Department of Insurance. Agents must also complete continuing education courses every two years to maintain their license. You can verify an agents license on the California Department of Insurance website.
What is the free look period for final expense insurance in California?
California law provides a 30 day free look period for life insurance policies including final expense plans. This means you can cancel the policy within 30 days of receiving it and receive a full refund of any premiums paid. This period allows you to review the policy terms without penalty.
Final Expense Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Bakersfield · Bellflower · Benicia · Berkeley · Beverly Hills · Brawley · Brea · Brentwood