The top-rated final expense insurance agent in Irvine, California is AIS Insurance - Headquarters, rated 4.9 stars across 1,525 reviews. Other highly rated options include CKS INSURANCE AGENCY - 金盾保险, KCAL Insurance Agency (Irvine) | 華興保險, Steven Wang - State Farm Insurance Agent. This directory lists 21 final expense insurance agents serving Irvine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AIS Insurance - Headquarters | 19800 MacArthur Blvd #1050 | (949) 660-7061 |
| 2 | CKS INSURANCE AGENCY - 金盾保险 | 2691 Richter Ave #122 | (949) 870-9018 |
| 3 | KCAL Insurance Agency (Irvine) | 華興保險 | 14795 Jeffrey Rd #209 | (949) 786-6888 |
| 4 | Steven Wang - State Farm Insurance Agent | 9279 Research Dr | (949) 552-3600 |
| 5 | Great Park Insurance | 10 Corporate Park #130 | (949) 387-3242 |
| 6 | Eterna Insurance Solutions | 220 Commerce Suite 250 | (714) 512-8765 |
| 7 | Bankers Life | 18022 Cowan Ste 265 | (949) 608-6707 |
| 8 | California Diversified Insurance Services Corporate License #OG53209 | 1682 Langley Ave | (949) 997-3178 |
| 9 | Scott Stevens - State Farm Insurance Agent | 4482 Barranca Pkwy #224 | (949) 552-6602 |
| 10 | Coto Insurance & Financial Services | 200 Spectrum Center Dr Suite #150 | (949) 858-7200 |
AIS Insurance - Headquarters serves families in Irvine and throughout Orange County as a final expense insurance agent. The company assists clients in planning for end-of-life costs, helping to ease the financial burden on loved ones. Their work involves explaining different policy options for covering funeral and burial expenses. Common services include helping clients compare coverage limits and facilitating the application process. This firm specifically handles arranging final expense policies and guiding beneficiaries through claims procedures for funeral cost reimbursements.
CKS Insurance Agency - 金盾保险 provides final expense insurance services in the Irvine, California area. The agency assists clients with policy selection and application processes for end-of-life coverage needs. Its service approach focuses on helping individuals arrange pre‑planned funeral and burial cost protection. The agency offers guidance on policy maintenance and beneficiary updates over time. These services are available to clients such as single‑family homeowners, apartment residents, retail business owners, and local restaurant operators.
KCAL Insurance Agency | 華興 Insurance serves Irvine homeowners and renters who need final expense insurance to cover end‑of‑life arrangements and ease financial burdens on loved ones. The agency explains key policy options and helps clients select appropriate burial or funeral coverage without overpaying. Consultants ensure applications clearly reflect each customer’s medical and personal background. Services also reach families in nearby Tustin and Santa Ana.
Steven Wang, a final expense insurance agent, serves Irvine, California, and the surrounding Orange County communities. The agency handles end-of-life planning policies that cover funeral and burial costs for local residents. This independent agent works with clients to review their financial situation and provides policy options suited to their specific needs. The typical job begins with a personal consultation to explain coverage details and continues through the application process to secure a plan.
Great Park Insurance, serving Irvine, CA, offers clients a choice between one-time final expense plans for immediate needs and recurring policy options that provide ongoing coverage with manageable payments. These arrangements help individuals prepare for end‑of‑life costs, including funeral expenses and outstanding medical bills. The company schedules appointments on an as‑needed basis, ensuring families can receive guidance when they decide to address or update their final expense plans.
Eterna Insurance Solutions specializes in helping Irvine families secure final expense coverage, managing the complex process of selecting suitable policies for burial and medical costs. It assists with tailoring small, whole-life plans to individual needs, ensuring affordable premiums and accessible coverage. As the holidays approach, many seniors seek to alleviate financial burdens on loved ones, and the company helps adjust existing policies to accommodate seasonal budgeting changes.
Bankers Life in Irvine, California, provides financial planning services for older adults, with a specialized focus on final expense insurance policies. These plans are designed to cover end-of-life costs such as funeral services and outstanding medical bills, offering families support during difficult times. The company also works with clients across various commercial sectors, tailoring coverage needs for local offices, warehouses, and food service businesses.
Serving residents throughout Irvine, California Diversified Insurance Services assists families with final expense life insurance planning. Corporate License #OG53209. In addition to residential service, the agency also extends coverage options for commercial clients within the surrounding area. The focus remains on simplifying the process of selecting burial or funeral expense policies that fit individual needs and budgets. Clients are encouraged to follow up with the agent between regular visits for any necessary policy updates or claims assistance.
Scott Stevens - State Farm Insurance Agent in Irvine, CA is known for providing final expense insurance coverage designed to help families manage end-of-life costs. The agency assists local residents in planning for funeral services, outstanding medical bills, and other related financial obligations through straightforward policy options. Its service range includes guidance on selecting appropriate benefit amounts and evaluating plan terms that suit individual budgets. The agency can also add a streamlined claims process to support beneficiaries during a difficult time.
When Orange County families begin planning for the later stages of life, coordinating a dignified funeral can feel overwhelming. Coto Insurance & Financial Services in Irvine helps local residents secure final expense coverage that directly addresses these end-of-life costs. Their process focuses on simplifying coverage options so policy benefits can protect loved ones from unexpected financial strain. An agent typically begins with a straightforward, at-home or virtual inspection of the applicant’s health history and current budget to tailor a suitable plan.
What Does a a Final Expense Insurance Agent in Irvine Cost?
In California, final expense insurance premiums depend on your age, gender, and health status. For a 65 year old female non-smoker, a 10,000 dollar policy may cost around 60 to 80 dollars per month. A male of the same age might pay 70 to 90 dollars per month. Rates are locked in and will not increase. This is general information and not insurance advice.
About final expense insurance agents in Irvine
Final expense insurance agents in Irvine California help residents secure coverage for funeral and burial costs. Under California Insurance Code Section 10270.3, these policies must provide clear disclosure of benefits and limitations. Local agents guide clients through the application process and explain how California law protects policyholders.
Frequently Asked Questions
What is a final expense insurance policy in California?
A final expense policy is a small whole life insurance plan designed to cover funeral and burial costs. In California, these policies are regulated by the California Department of Insurance and must include a free look period of at least 30 days.
Do I need a medical exam to get final expense insurance in Irvine?
Most final expense policies in California do not require a medical exam. However, insurers may ask health questions on the application. Some policies offer guaranteed acceptance for applicants with pre-existing conditions.
How much does final expense insurance cost in California?
Costs vary based on age, health, and coverage amount. In California, a typical policy for a 65 year old non-smoker might range from 50 to 150 dollars per month for 10,000 to 25,000 dollars of coverage. Premiums are fixed and do not increase over time.
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