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Find Final Expense Insurance Agents Near You in Lake Elsinore, CA

Compare final expense insurance agents in Lake Elsinore. Review contact information and insurance categorys before you decide.

17 agents listed
Updated May 2026
Lake Elsinore, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 17 final expense insurance agents in Lake Elsinore, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tako Insurance Agency: Allstate Insurance
31641 Auto Center Dr STE 1A, Lake Elsinore, CA 92530
(951) 674-0624 agents.allstate.com
Guidance Insurance Agency, Inc.
16746 Lakeshore Dr A, Lake Elsinore, CA 92530
(951) 245-2240 guidanceinsuranceagency.com
Paul Niehouse Jr - State Farm Insurance Agent
32235 Mission Trail B11, Lake Elsinore, CA 92530
(951) 674-0735 paulniehouseinsurance.com
All Discount Insurance Services, Inc.
31796 Casino Dr A, Lake Elsinore, CA 92530
(951) 245-9777 alldiscountins.com
Speedy Insurance Agency
32285 Mission Trail P5, Lake Elsinore, CA 92530
(951) 579-4095 gsquareins.com
Manuel Bonilla: Allstate Insurance
117 S Main St Ste 204, Lake Elsinore, CA 92530
(951) 405-4954 agents.allstate.com
Nino Insurance Agency
30870 Riverside Dr # B3, Lake Elsinore, CA 92530
(951) 674-5110 ninoinsuranceagency.com
Freeway Insurance
16782 Lakeshore Dr Ste C3, Lake Elsinore, CA 92530
(951) 348-3021 locations.freeway.com
Todd Schaffner - State Farm Insurance Agent
31461 Riverside Dr Ste C, Lake Elsinore, CA 92530
(951) 245-1100 toddschaffner.com
Golden Square Insurance
31948 Mission Trail unit b, Lake Elsinore, CA 92530
(951) 579-4095 gsquareins.com
Farmers Insurance - Michele Munoz
506 W Graham Ave # 104, Lake Elsinore, CA 92530
(951) 471-2029 agents.farmers.com
Tico Pro Insurance Services
350 Railroad Canyon Rd suit c, Lake Elsinore, CA 92532
(714) 308-4319 ticoproinsurance.com
Driven Financial
29991 Canyon Hills Rd #1709, Lake Elsinore, CA 92532
(951) 643-4377 drivenfin.com
Farmers
31903 Mission Trail, Lake Elsinore, CA 92530
(951) 461-5214 agents.farmers.com
Campbell Insurance Services Inc
15580 Alvarado St, Lake Elsinore, CA 92530
(951) 678-3676
ONE STOP VEHICLE REGISTRATION
123 S Main St, Lake Elsinore, CA 92530
(951) 674-7120
VIP Best Insurance Agency
31681 Riverside Dr STE L, Lake Elsinore, CA 92530
(951) 221-8404 vipbestinsurance.com

Final expense insurance helps Lake Elsinore residents cover funeral costs and end-of-life expenses. In California, agents must hold a valid life insurance license and follow state regulations, including a 30-day free look period for policies. Local agents can explain how California community property laws may affect beneficiary designations.

What Does a Final Expense Insurance Agent in Lake Elsinore Cost?

In California, final expense insurance premiums vary by age, health, and coverage amount. For a healthy 65-year-old, a 10,000 dollar policy may cost between 40 and 70 dollars per month. Rates are higher for older applicants or those with health conditions. Guaranteed issue policies often have higher premiums and lower face amounts. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance in Lake Elsinore?
Final expense insurance is a small whole life policy designed to pay for funeral costs and other final bills. In California, these policies typically have face amounts between 5,000 and 25,000 dollars. A licensed agent can help you compare plans from different carriers.
Do I need a medical exam for final expense insurance in California?
Most final expense policies in California do not require a medical exam. Instead, insurers use simplified underwriting with health questions. Some policies offer guaranteed issue for applicants with serious health conditions, but these may have waiting periods of two years for natural death.
How do California laws affect final expense insurance?
California requires a 30-day free look period for life insurance policies, allowing you to cancel for a full refund. Also, if you apply for a policy based on a recommendation from an agent, the agent must provide a disclosure of their license and compensation. Community property rules may affect how death benefits are paid if you are married.