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Compare Final Expense Insurance Agents in Lodi, CA

Directory of final expense insurance agents in Lodi, California. Verify credentials with the state department of insurance before hiring.

19 agents listed
Updated May 2026
Lodi, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 final expense insurance agents in Lodi, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dave Nugent - State Farm Insurance Agent
2401 W Turner Rd Ste 228, Lodi, CA 95242
(209) 333-2300 davenug.com
Cost-U-Less Insurance
758 W Kettleman Ln, Lodi, CA 95240
(209) 323-2869 locations.costulessdirect.com
Jon Rader - State Farm Insurance Agent
1420 S Mills Ave STE F, Lodi, CA 95242
(209) 224-8885 jonrader.com
Pam Aberle - State Farm Insurance Agent
1373 Lakewood Mall, Lodi, CA 95242
(209) 369-0900 pamaberle.com
Farmers Insurance - Davin Lozano
430 W Lockeford St, Lodi, CA 95240
(209) 333-8080 agents.farmers.com
Schumacher Insurance Solutions
1124 W Tokay St, Lodi, CA 95240
(209) 334-1400 insurancelodi.com
Farmers Insurance - Rachel Sauseda
112 Church St, Lodi, CA 95240
(209) 365-0700 agents.farmers.com
Confidence Plus Insurance Services: Allstate Insurance
101 N Church St, Lodi, CA 95240
(209) 339-1328 agents.allstate.com
Eugene C Yates Insurance Agency
245 E Kettleman Ln suite a, Lodi, CA 95240
(209) 339-1130 eugenecyates.com
Bobbie Cash - State Farm Insurance Agent
317 W Lodi Ave, Lodi, CA 95240
(209) 368-6172 bobbiecash.com
Mercury Insurance Lodi
245 E Kettleman Ln, Lodi, CA 95240
(209) 339-1130 mercuryinsurance.com
DeJong Insurance Agency, Inc.
310 W Pine St, Lodi, CA 95240
(209) 368-4133 dejonginsurance.com
Big Valley Insurance Agency Inc
310 S Crescent Ave, Lodi, CA 95240
(209) 365-9600 bigvalleyinsurance.com
Acceptance Insurance
617 E Pine St, Lodi, CA 95240
(209) 369-4900 acceptance.com
NFP, an Aon company
2020 Kettleman Ln suite b, Lodi, CA 95242
(209) 334-0870 nfp.com
Nationwide
701 S Ham Ln, Lodi, CA 95242
(209) 334-1400 insurancelodi.com
LaRoe & McDonald Insurance Agency
212 W Pine St # 6, Lodi, CA 95240
(209) 339-4214 lodiinsurance.com
Alliant Insurance Services, Inc.
641 S Ham Ln STE A, Lodi, CA 95242
(209) 334-3030 alliant.com
Dedicated Financial & Insurance Services
420 E Kettleman Ln suite 3, Lodi, CA 95240
(209) 625-8755 dedicatedfinancialservices.net

Final expense insurance, also known as burial insurance, helps Lodi residents cover end-of-life costs without burdening family. In California, these policies are regulated by the California Department of Insurance and must comply with strict disclosure rules. A local agent can explain how a small whole life policy can pay for funeral expenses and final medical bills.

What Does a Final Expense Insurance Agent in Lodi Cost?

In California, final expense insurance premiums vary by age, health, and coverage amount. A typical policy for a 65-year-old non-smoker might cost 50 to 100 dollars per month for 10,000 dollars of coverage. Smokers and older applicants pay higher rates. Some policies offer level premiums while others increase with age. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance in California?
Final expense insurance is a small whole life policy designed to cover funeral costs and other end-of-life expenses. In California, these policies typically have face amounts between 5,000 and 25,000 dollars. They do not require a medical exam and are often issued with simplified underwriting.
How do I choose a final expense insurance agent in Lodi?
Look for an agent licensed by the California Department of Insurance who has experience with burial policies. Ask about the specific insurance carriers they represent and whether the policy includes a graded benefit period. You can verify an agents license on the California Department of Insurance website.
Are there California laws that protect me when buying final expense insurance?
Yes, California has a free look period of 30 days for life insurance policies, allowing you to cancel for a full refund. The state also requires agents to clearly disclose policy terms including any waiting periods for pre-existing conditions. These rules help ensure you understand what you are buying.