The top-rated final expense insurance agent in Long Beach, California is Freeway Insurance, rated 5.0 stars across 545 reviews. Other highly rated options include Steve Dwight - State Farm Insurance Agent, Cheryl Estep - State Farm Insurance Agent, Damian Useda - State Farm Insurance Agent. This directory lists 20 final expense insurance agents serving Long Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 5539 E Stearns St | (562) 273-7061 |
| 2 | Steve Dwight - State Farm Insurance Agent | 4625 E Anaheim St | (562) 494-4494 |
| 3 | Cheryl Estep - State Farm Insurance Agent | 2750 N Bellflower Blvd #208 | (562) 420-6469 |
| 4 | Damian Useda - State Farm Insurance Agent | 929 E Wardlow Rd ste a | (562) 426-8565 |
| 5 | Paul Kagan - State Farm Insurance Agent | 2750 N Bellflower Blvd #208 | (562) 421-5300 |
| 6 | California Risk Partners Insurance Services | 5500 E Atherton St suite 204 | (714) 398-6080 |
| 7 | Erica Ruiz - State Farm Insurance Agent | 4412 E 7th St | (562) 375-0037 |
| 8 | Hershfield Insurance | Business Center, 4401 Atlantic Blvd Bixby, 2nd Floor | (866) 996-9760 |
| 9 | Keir Jones - State Farm Insurance Agent | 5150 E Colorado St | (562) 433-5573 |
| 10 | Kelly Williams Insurance Agency, Inc. | 4400 CA-1 | (562) 498-8661 |
Serving Long Beach and the surrounding Southern California communities, Freeway Insurance assists clients with final expense insurance plans. The company focuses on helping individuals manage the financial responsibilities associated with end-of-life costs. Their work involves explaining coverage options that can ease the burden on families during difficult times. In handling a typical case, the agent generally begins by reviewing a client’s specific budget and needs, then carefully outlining a suitable policy's benefits and limits.
Steve Dwight - State Farm Insurance Agent serves the Long Beach area with final expense insurance services. This agency helps local families arrange coverage for end-of-life costs, providing policies that can address funeral expenses and outstanding medical bills. The agent works with clients to understand their specific burial planning needs. Specific services handled in this area include final expense policy enrollment and personalized benefit review.
Cheryl Estep - State Farm Insurance Agent in Long Beach, CA provides final expense insurance, helping families cover end-of-life costs such as burial and medical bills. The service includes policy consultation to select affordable coverage with no requirement for a medical exam. Ongoing maintenance involves policy reviews to ensure benefit amounts match funeral expenses and client wishes. Premium assistance is available for changes in financial circumstances. The agent services single-family homes, apartments, retail businesses, and restaurants in the local area.
Damian Useda - State Farm Insurance Agent in Long Beach, CA, serves seniors and families seeking final expense insurance to cover end-of-life costs. The agency helps clients plan for funeral expenses, medical bills, and outstanding debts, ensuring loved ones are not burdened financially. Policies are tailored to individual budgets and coverage needs. The team guides families through the application process with clear explanations of policy terms and benefits. This final expense insurance agent also provides services to residents in nearby Lakewood and surrounding communities.
Paul Kagan - State Farm Insurance Agent serves Long Beach, California, and the surrounding communities of Signal Hill and Lakewood. It handles final expense insurance, a type of whole life policy designed to cover burial costs and outstanding debts. The agent meets with local clients in his office or over the phone to explain policy limits and premium structures. A typical case is approached by first reviewing the applicant’s health history and budget to recommend a manageable coverage amount for their needs.
California Risk Partners Insurance Services in Long Beach, CA helps clients distinguish between one-time final expense coverage, which pays a single lump sum for end-of-life costs, and recurring policies that provide periodic payouts. These final expense insurance plans specifically cover burial, funeral, and related personal debts, easing the financial burden on families. The company ensures that such coverage options offer straightforward qualification and fixed premiums. Service availability for this insurance agent runs on a one-time, scheduled, or as-needed basis to accommodate each policyholder’s needs.
Erica Ruiz - State Farm Insurance Agent in Long Beach, CA, specializes in final expense insurance, designed to cover end-of-life costs such as funeral and burial expenses. This agency also provides broader insurance services to local residents. Their work focuses on helping families prepare for unexpected financial burdens that arise after a loved one passes. Unlike standard life policies, these plans often have simpler approval processes. This assistance becomes especially critical during the holiday season, when many families face the additional emotional and financial strain of memorial expenses.
Keir Jones - State Farm Insurance Agent in Long Beach, CA, assists individuals and families with final expense insurance coverage, focusing on residential clients seeking to manage end-of-life costs. The agent also offers commercial policies for local business owners within the Long Beach service area. Carefully evaluating each client’s needs, the agency helps structure a plan that provides peace of mind for survivors. Prompt follow-up is provided after policy issuance, ensuring the coverage remains sufficient between regular visits for plan reviews.
Kelly Williams Insurance Agency, Inc. provides life insurance planning for Long Beach residents, offering policies designed to cover end-of-life expenses. The agency specializes in final expense insurance, which helps families manage funeral costs and outstanding bills without financial strain. As a local firm, it focuses on small final expense policies that protect final wishes. The agency arranges these plans for area businesses and their employees, including offices, warehouses, and food service operations.
What Does a a Final Expense Insurance Agent in Long Beach Cost?
In California final expense insurance premiums typically range from 30 to 150 dollars per month for a 10000 dollar policy. Costs vary based on age health status and tobacco use. Some carriers offer guaranteed issue policies with higher premiums and no medical exam. This is general information and not insurance advice.
About final expense insurance agents in Long Beach
Final expense insurance agents in Long Beach California help residents secure coverage for end of life costs such as funeral services and burial expenses. California law requires funeral homes to provide a general price list upon request which helps policyholders plan their coverage amount. Agents can explain how California Probate Code affects policy payouts and beneficiary designations.
Frequently Asked Questions
What does a final expense insurance agent in Long Beach do?
A final expense insurance agent helps you compare burial insurance policies from multiple carriers. They explain coverage limits premium options and how California insurance regulations protect policyholders. The agent guides you through the application process and helps name beneficiaries.
Is final expense insurance regulated differently in California?
Yes California has specific laws including a 30 day free look period for life insurance policies. The California Department of Insurance oversees agent licensing and policy standards. Agents must follow strict disclosure rules about policy terms and premium increases.
How much coverage can I get with final expense insurance in Long Beach?
Most policies offer coverage from 2000 to 50000 dollars. The amount depends on your age health and the insurance carrier. California law does not set a maximum but policies must comply with state consumer protection rules.
Final Expense Insurance Agents in Other California Cities
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