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Find Final Expense Insurance Agents Near You in Newport Beach, CA

Browse final expense insurance agents serving Newport Beach, California. Updated 2026-07-14.

The top-rated final expense insurance agent in Newport Beach, California is InsuranceOnline, rated 4.9 stars across 1,652 reviews. Other highly rated options include SmartFinancial, Kessler Alair Insurance Services, Inc., Steve Ferraro Jr. - State Farm Insurance Agent. This directory lists 20 final expense insurance agents serving Newport Beach.

Showing 20 final expense insurance agents in Newport Beach, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1InsuranceOnline660 Newport Center Dr #340(949) 566-8760
2SmartFinancial4041 MacArthur Blvd Ste 210(855) 214-2291
3Kessler Alair Insurance Services, Inc.4695 MacArthur Ct Ste 1109(949) 536-3700
4Steve Ferraro Jr. - State Farm Insurance Agent471 Old Newport Blvd #304(949) 855-8787
5Farmers Insurance - Jason Redmond260 Newport Center Dr #213(949) 409-4321
6Mike Ferraro Jr. - State Farm Insurance Agent3700 Campus Dr Ste 204(949) 645-6000
7Marie Pham - State Farm Insurance Agent717 Lido Park Dr ste g(714) 847-4949
8Farmers Insurance - Tom Birkinbine1101 Dove St Ste 238(949) 333-3716
9ACACIA Insurance Services, Inc.4667 MacArthur Blvd #260(800) 510-8810
10Reza Shah Financial & Insurance Services, Inc.East Tower, 4000 MacArthur Blvd Suite 600(949) 305-2300
IN
660 Newport Center Dr #340
InsuranceOnline
Final Expense Insurance Agent · Newport Beach, CA

InsuranceOnline serves the Newport Beach area and the surrounding Orange County region as a final expense insurance agent. This firm helps local seniors and their families plan for end-of-life financial needs with focused policy guidance. Agents clarify burial and funeral cost coverage options from various carriers. They assist clients in comparing different whole life insurance plans meant specifically for covering final arrangements. The company addresses both traditional funeral service expenses and additional outstanding medical bills that may arise.

SM
4041 MacArthur Blvd Ste 210
SmartFinancial
Final Expense Insurance Agent · Newport Beach, CA

SmartFinancial provides final expense insurance planning for individuals in the Newport Beach area, focusing on affordable burial and end-of-life coverage. The agent helps clients select manageable policies that cover funeral costs, outstanding medical bills, and other final obligations. Services include policy comparisons, enrollment assistance, and ongoing account management to ensure coverage remains active and up to date. The agent serves a diverse client base, including retirees, homeowners in single-family houses, and families residing in local apartments or condominiums.

KA
4695 MacArthur Ct Ste 1109
Kessler Alair Insurance Services, Inc.
Final Expense Insurance Agent · Newport Beach, CA

Kessler Alair Insurance Services, Inc. specializes in final expense insurance, addressing the specific need for end-of-life financial planning in Newport Beach, California. It provides general final expense insurance agent services by helping clients secure policies that cover funeral costs and unpaid medical bills, easing the burden on surviving family members. As a local resource, the agent focuses on affordable policy options that remain stable for beneficiaries. Many residents seek its assistance when organizing their estates before the busy holiday season, ensuring loved ones are prepared.

SF
471 Old Newport Blvd #304
Steve Ferraro Jr. - State Farm Insurance Agent
Final Expense Insurance Agent · Newport Beach, CA

For residents and families in Newport Beach who seek to finalize end-of-life financial plans, Steve Ferraro Jr. - State Farm Insurance Agent offers final expense insurance policies. These policies help cover funeral costs and medical bills, relieving loved ones of unexpected burdens. The agency guides clients through policy options to match their specific needs and budgets. This service extends to nearby communities within the greater Orange County area, including Costa Mesa and surrounding coastal neighborhoods.

FI
260 Newport Center Dr #213
Farmers Insurance - Jason Redmond
Final Expense Insurance Agent · Newport Beach, CA

Serving Newport Beach and surrounding Orange County communities, Farmers Insurance - Jason Redmond handles final expense insurance for local families planning end-of-life costs. This agent helps clients secure coverage for burial, funeral services, and any outstanding medical bills. A typical job begins by reviewing a client’s age and health situation to find an appropriate policy. Then the agent compares available plans from different providers and guides the client through the application process, ensuring all paperwork is completed correctly and submitted promptly.

MF
3700 Campus Dr Ste 204
Mike Ferraro Jr. - State Farm Insurance Agent
Final Expense Insurance Agent · Newport Beach, CA

Mike Ferraro Jr. - State Farm Insurance Agent in Newport Beach, CA, helps clients understand the difference between one-time burial policies and recurring premium final expense plans. Permanent coverage is designed to cover funeral costs, medical bills, and debts, providing families with financial security after a loss. The agent assists local residents in selecting the appropriate policy amount for their final arrangements. Appointments for plan consultations are offered on a scheduled basis, allowing for thorough review of personal needs.

MP
717 Lido Park Dr ste g
Marie Pham - State Farm Insurance Agent
Final Expense Insurance Agent · Newport Beach, CA

Marie Pham - State Farm Insurance Agent in Newport Beach, CA focuses on final expense insurance, offering policies designed to cover end-of-life costs such as funerals and outstanding medical bills. It also provides general insurance services to local residents and small businesses. The agency helps clients navigate the financial responsibilities that often arise after a loved one passes. Around tax season, it assists families in adjusting their coverage to account for any changes in income or estate obligations.

FI
1101 Dove St Ste 238
Farmers Insurance - Tom Birkinbine
Final Expense Insurance Agent · Newport Beach, CA

For residents of Newport Beach planning end-of-life arrangements, securing a dignified final expense insurance policy can help ease the burden on loved ones. Farmers Insurance agent Tom Birkinbine assists local families by providing straightforward coverage options designed to cover funeral costs and outstanding debts without unnecessary complexity. The process emphasizes clear explanations of benefit amounts and premium structures tailored to individual budgets. Initial assessments begin with a no-obligation consultation to review the applicant’s health history and current financial situation.

AI
4667 MacArthur Blvd #260
ACACIA Insurance Services, Inc.
Final Expense Insurance Agent · Newport Beach, CA

In Newport Beach, CA, ACACIA Insurance Services, Inc. focuses on helping clients arrange their final expense needs through life insurance policies. The company specializes in providing coverage intended to manage end-of-life costs, such as funeral and burial expenses. It works with individuals and families seeking straightforward protection plans in the local area. The agency can serve commercial sectors that require similar employee or business partner benefits, including offices, warehouses, and food service establishments.

RS
East Tower, 4000 MacArthur Blvd Suite 600
Reza Shah Financial & Insurance Services, Inc.
Final Expense Insurance Agent · Newport Beach, CA
AI
2043 Westcliff Dr Suite 207
Auerbach Insurance Agency
Final Expense Insurance Agent · Newport Beach, CA
(562) 944-3522
auerbachinsurance.com
MY
20261 SW Acacia St Suite 240 Suite 240
Max Young Insurance Agency, Inc
Final Expense Insurance Agent · Newport Beach, CA
(310) 433-4910
maxyounginsurance.com
PA
3931 Birch St B
Premier Associates Insurance Brokers
Final Expense Insurance Agent · Newport Beach, CA
(949) 800-5003
RS
5015 Birch St Ste 139
Roger Stone Insurance Agency
Final Expense Insurance Agent · Newport Beach, CA
(949) 757-0270
rogerstoneinsurance.com
NI
2072 Orchard Dr Suite A
NEWS Insurance Services
Final Expense Insurance Agent · Newport Beach, CA
(877) 400-9990
newsinsurance.com
BP
450 Newport Center Dr #200
Balboa Pacific Insurance Services
Final Expense Insurance Agent · Newport Beach, CA
(949) 207-3110
balboapacific.com
AG
1500 Quail St Suite 100
Alera Group Orange County
Final Expense Insurance Agent · Newport Beach, CA
(714) 740-1111
orangecounty.aleragroup.com
HI
4695 MacArthur Ct # 600
HUB International
Final Expense Insurance Agent · Newport Beach, CA
(949) 623-3980
TL
1200 Quail St #290
TLC The Lane Company
Final Expense Insurance Agent · Newport Beach, CA
(949) 783-5265
GI
1300 Dove St #300
Gallagher Insurance, Risk Management & Consulting
Final Expense Insurance Agent · Newport Beach, CA
(949) 261-5335
assuredpartners.com/newportbeach

What Does a a Final Expense Insurance Agent in Newport Beach Cost?

In California, final expense insurance premiums typically range from $30 to $150 per month for a $5,000 to $25,000 policy, depending on age, health, and coverage amount. Costs are often fixed and do not increase over time. Some policies offer graded benefits for those with pre-existing conditions. This is general information and not insurance advice. Always consult a licensed agent for personalized quotes.

About final expense insurance agents in Newport Beach

Final expense insurance agents in Newport Beach, California help residents secure coverage for end-of-life costs such as funerals and medical bills. California law requires agents to hold a valid life insurance license and follow strict disclosure rules under the California Insurance Code. Local agents often assist clients with policies that do not require a medical exam, making them accessible for seniors and those with health concerns.

Frequently Asked Questions

What is a final expense insurance agent in Newport Beach?

A final expense insurance agent in Newport Beach is a licensed professional who helps clients purchase small whole life insurance policies to cover funeral and burial costs. These agents must comply with California Insurance Code requirements, including providing clear policy summaries and a free-look period of at least 30 days.

How do I choose a final expense insurance agent in Newport Beach?

To choose an agent, verify their license through the California Department of Insurance website. Ask about their experience with final expense policies and whether they offer policies from multiple carriers. Compare policy terms and premiums to find a plan that fits your budget and needs.

Are there California-specific rules for final expense insurance?

Yes, California has a 30-day free-look period for life insurance policies, allowing you to cancel for a full refund. Agents must also provide a Buyer's Guide and Policy Summary before purchase. Additionally, California prohibits misrepresentation of policy benefits under Insurance Code Section 790.

Final Expense Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.