ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Final Expense Insurance Agents Near You in Richmond, CA

Browse final expense insurance agents serving Richmond, California. Updated 2026-07-14.

The top-rated final expense insurance agent in Richmond, California is Fiesta Auto Insurance & Tax Service, rated 4.6 stars across 116 reviews. Other highly rated options include Futuro Insurance Services Richmond, Farmers Insurance - Aline Marcadier, Guillermo Jimenez Insurance Agency. This directory lists 15 final expense insurance agents serving Richmond.

Showing 15 final expense insurance agents in Richmond, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Fiesta Auto Insurance & Tax Service12816 San Pablo Ave(510) 860-4939
2Futuro Insurance Services Richmond12553 San Pablo Ave B(510) 403-4333
3Farmers Insurance - Aline Marcadier635 23rd St A(510) 215-9288
4Guillermo Jimenez Insurance Agency242 Marina Way Suite A(415) 515-0297
5JG Insurance Solutions12807 San Pablo Ave(510) 307-5157
6Auto Quality Insurance Services221 Broadway(510) 620-9641
7M.A. Hays Insurance Brokers232 Broadway(510) 235-0353
8Fleming Insurance3260 Blume Dr(510) 222-9791
9Farmers Insurance - Sandra Valdivia874 23rd St(510) 233-2100
10Growth Insurance Agency Inc.3150 Hilltop Mall Rd Unit 82(661) 557-0749
FA
12816 San Pablo Ave
Fiesta Auto Insurance & Tax Service
Final Expense Insurance Agent · Richmond, CA

Fiesta Auto Insurance & Tax Service, operating in Richmond, California, provides final expense insurance policies designed to cover end-of-life costs such as burial expenses and outstanding medical bills. The company assists clients in selecting appropriate coverage plans and offers guidance through the application and enrollment process. Services include helping customers understand policy terms, adjusting coverage amounts to fit individual budgets, and maintaining active accounts. Fiesta Auto Insurance & Tax Service services the needs of individuals and families in the local area, focusing on single-family homes, apartments, and retail properties.

FI
12553 San Pablo Ave B
Futuro Insurance Services Richmond
Final Expense Insurance Agent · Richmond, CA

Futuro Insurance Services Richmond serves the Richmond, California metro area and surrounding Contra Costa County. It specializes in final expense insurance, helping local families cover end-of-life costs such as funeral arrangements and outstanding medical bills. The company guides clients through policy options that ensure final wishes are met without placing an undue financial burden on loved ones. Its services include aiding seniors in selecting burial insurance plans and providing straightforward paperwork assistance for filing claims.

FI
635 23rd St A
Farmers Insurance - Aline Marcadier
Final Expense Insurance Agent · Richmond, CA

Farmers Insurance - Aline Marcadier in Richmond, CA, provides final expense insurance services, helping residents plan for end-of-life costs and relieve families of financial burdens. The office offers guidance on policy selection and beneficiary designations to ensure coverage aligns with personal wishes. Ongoing support includes policy reviews to adjust benefit amounts as needs change. Farmers Insurance - Aline Marcadier serves individuals and families throughout Richmond and the surrounding areas, assisting single-family homeowners, apartment dwellers, retail employees, and restaurant workers.

GJ
242 Marina Way Suite A
Guillermo Jimenez Insurance Agency
Final Expense Insurance Agent · Richmond, CA

Guillermo Jimenez Insurance Agency serves residents in the Richmond, California area who are planning their end-of-life financial arrangements. As a final expense insurance agent, the company assists clients in selecting policies that cover funeral costs, medical bills, and other outstanding debts. Clear guidance is provided to help families avoid placing financial strain on loved ones during a difficult time. Each policy is tailored to individual budgets and needs. The agency also extends its services to nearby communities within the East Bay metro region.

JI
12807 San Pablo Ave
JG Insurance Solutions
Final Expense Insurance Agent · Richmond, CA

Serving Richmond, California, and the surrounding Contra Costa County communities, JG Insurance Solutions handles final expense insurance for local families. This type of coverage is designed to manage funeral costs and end-of-life medical bills, relieving loved ones from unexpected financial burdens. The company works directly with each client to assess their specific needs and health situation. It generally approaches the process by offering a straightforward policy review and a simple application tailored to fit a personal budget.

AQ
221 Broadway
Auto Quality Insurance Services
Final Expense Insurance Agent · Richmond, CA

Auto Quality Insurance Services specializes in final expense insurance solutions designed to cover end-of-life costs for clients in Richmond, California. It generally assists individuals with planning a dignified funeral or burial while relieving family members of financial burden. This local agency focuses on affordable policies that ensure peace of mind during a difficult process. Many seniors seek its guidance when facing rising funeral expenses or worrying about leaving unexpected debts for loved ones to manage.

MH
232 Broadway
M.A. Hays Insurance Brokers
Final Expense Insurance Agent · Richmond, CA

M.A. Hays Insurance Brokers in Richmond, California, provides final expense insurance, helping clients arrange coverage for end-of-life costs. Its primary work focuses on policies designed to cover burial services and related final expenses. The company serves individuals seeking straightforward insurance solutions in the local area. These policies can support offices, warehouses, and food service establishments in preparing for employee or owner needs.

FI
3260 Blume Dr
Fleming Insurance
Final Expense Insurance Agent · Richmond, CA

As seasonal changes remind Richmond families to review their plans, Fleming Insurance provides guidance on final expense coverage to address end-of-life costs. They help local seniors understand how these policies can spare loved ones from financial strain during difficult times. Each consultation explains benefit structures and premium options in clear terms. An initial needs assessment evaluating burial preferences and existing resources begins the process of tailoring a suitable policy.

FI
874 23rd St
Farmers Insurance - Sandra Valdivia
Final Expense Insurance Agent · Richmond, CA

Farmers Insurance - Sandra Valdivia in Richmond, CA provides final expense insurance with both one-time policy options and recurring premium payment plans, covering end-of-life costs such as funeral services and outstanding debts. This local agent guides clients through the available coverage choices suited to individual budgets and family needs. Final expense policies are designed for straightforward enrollment and swift benefit disbursement. Service here is offered on a one-time or as-needed basis according to each client’s account preferences.

GI
3150 Hilltop Mall Rd Unit 82
Growth Insurance Agency Inc.
Final Expense Insurance Agent · Richmond, CA

Growth Insurance Agency Inc. provides final expense insurance services to families in and around Richmond, California. The firm assists clients with planning their end-of-life coverage needs for funeral costs and other related expenses. Focusing on the Richmond area, the agency helps residents secure appropriate policies to ensure their final wishes are honored without financial burden on loved ones. Regular contact is maintained with policyholders to review their coverage, and follow-up service is provided between scheduled annual meetings if plan adjustments are needed.

UI
12976 San Pablo Ave
UNICOM INSURANCE & FINANCIAL SERVICES LLC
Final Expense Insurance Agent · Richmond, CA
(510) 234-0517
unicominsuranceservices.com
MM
12495 San Pablo Ave
Mervyn M Davis Insurance Agency, LLC
Final Expense Insurance Agent · Richmond, CA
(510) 232-5785
mmdavisinsurance.com
UM
3211 Auto Plaza
Uren & Myers Insurance Agency
Final Expense Insurance Agent · Richmond, CA
(510) 243-2410
urenmyers.com
KB
232 Broadway
Ken Block & Associates
Final Expense Insurance Agent · Richmond, CA
(707) 644-0235
kenblockinsurance.com/contact.html
EA
4500 Barrett Ave
Excellence Auto Insurance Agency
Final Expense Insurance Agent · Richmond, CA
(510) 685-3095

What Does a a Final Expense Insurance Agent in Richmond Cost?

In California, final expense insurance premiums typically range from 30 to 100 dollars per month for a 10,000 to 25,000 dollar policy. Rates depend on your age, health history, and smoking status. Some carriers offer guaranteed issue policies with no medical exam but higher premiums. This is general information and not insurance advice. Always review policy details with a licensed agent.

About final expense insurance agents in Richmond

Final expense insurance agents in Richmond, California help residents plan for end-of-life costs like funeral services and burial expenses. Under California law, these policies are regulated by the California Department of Insurance, which requires agents to provide clear disclosures about policy terms and premiums. Working with a local agent ensures you understand how California-specific regulations, such as the 30-day free look period, apply to your coverage.

Frequently Asked Questions

What does a final expense insurance agent in Richmond do?

A final expense insurance agent helps you compare and purchase a small whole life insurance policy to cover funeral and burial costs. They explain policy options, answer questions about premiums, and assist with the application process. In California, agents must be licensed by the state and follow strict disclosure rules.

How do California laws affect final expense insurance policies?

California law gives you a 30-day free look period after purchasing a policy, during which you can cancel for a full refund. Agents must also provide a Buyer's Guide and Policy Summary before you buy. These rules help protect consumers from misleading sales practices.

What is the typical cost of final expense insurance in Richmond?

Premiums for final expense insurance in California generally range from 30 to 100 dollars per month, depending on your age, health, and coverage amount. Policies usually offer death benefits between 5,000 and 25,000 dollars. Costs vary by carrier and individual underwriting.

Final Expense Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.