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Find Final Expense Insurance Agents Near You in San Bernardino, CA

Browse final expense insurance agents serving San Bernardino, California. Updated 2026-07-14.

The top-rated final expense insurance agent in San Bernardino, California is FOCO Insurance, rated 5.0 stars across 658 reviews. Other highly rated options include Sean McMullin: Allstate Insurance, Salazar Insurance & Financial Services, LLC., Melissa Milender - State Farm Insurance Agent. This directory lists 23 final expense insurance agents serving San Bernardino.

Showing 23 final expense insurance agents in San Bernardino, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1FOCO Insurance2075 E Highland Ave G(866) 315-7564
2Sean McMullin: Allstate Insurance242 E Airport Dr Ste 203(909) 890-3559
3Salazar Insurance & Financial Services, LLC.1455 W Highland Ave # 105(909) 325-3701
4Melissa Milender - State Farm Insurance Agent738 S Waterman Ave a8(909) 522-3300
5One Choice Insurance Brokers2130 N Arrowhead Ave #105A(909) 315-6558
6NEXT GENERATION INSURANCE SERVICES1167 N Mt Vernon Ave St. 102(909) 868-7258
7Farmers Insurance - Susan Mesa1585 S D St Suite 206(909) 888-7750
8Wonderful Insurance Agency1254 S Waterman Ave #8(909) 763-2317
9Insurance Services By Lucero1525 N D St SUITE 1(909) 707-3257
10Tako Insurance Agency: Allstate Insurance357 W 2nd St Ste 1(909) 888-9200
FI
2075 E Highland Ave G
FOCO Insurance
Final Expense Insurance Agent · San Bernardino, CA

FOCO Insurance serves the San Bernardino, CA area as a final expense insurance agent, helping families prepare for end-of-life costs. This agency assists local seniors with coverage that pays for funeral services, burial expenses, and other outstanding bills. Policies offered are typically whole life insurance with smaller face amounts, designed to ease the financial burden on loved ones. FOCO Insurance guides clients through the application process and helps compare different plans to find suitable burial insurance for their budget. Specific services include funeral planning coverage and final expense policy consultations.

SM
242 E Airport Dr Ste 203
Sean McMullin: Allstate Insurance
Final Expense Insurance Agent · San Bernardino, CA

Sean McMullin: Allstate Insurance in San Bernardino, CA, offers final expense insurance services designed to help clients arrange coverage for end-of-life costs. The agency assists with policy selection and provides ongoing plan maintenance to ensure coverage remains aligned with individual needs. Customers can access support for understanding benefit options and adjusting policies as circumstances change. The company serves clients who own single-family homes, apartments, retail properties, and restaurants.

SI
1455 W Highland Ave # 105
Salazar Insurance & Financial Services, LLC.
Final Expense Insurance Agent · San Bernardino, CA

Salazar Insurance & Financial Services, LLC serves seniors and families in San Bernardino who are planning final expense coverage to ease the financial burden on loved ones. As a local final expense insurance agent, the company helps clients compare burial and funeral insurance policies to find a plan that fits their budget and needs. The agency provides guidance through the application process and explains policy details in a clear, straightforward manner. Salazar Insurance & Financial Services also serves clients in the neighboring community of Rialto.

MM
738 S Waterman Ave a8
Melissa Milender - State Farm Insurance Agent
Final Expense Insurance Agent · San Bernardino, CA

Serving San Bernardino and the surrounding Inland Empire communities, Melissa Milender - State Farm Insurance Agent handles final expense insurance policies designed to help cover funeral costs and other end-of-life obligations. The agency guides local families in securing affordable burial plans and explores term life options tailored to individual budgets and needs. To manage each situation, the office reviews a client's current coverage thoroughly and recommends a straightforward policy that addresses their specific financial concerns.

OC
2130 N Arrowhead Ave #105A
One Choice Insurance Brokers
Final Expense Insurance Agent · San Bernardino, CA

One Choice Insurance Brokers specializes in final expense coverage for San Bernardino residents, helping families plan for end-of-life costs. The agency works closely with clients to tailor small, manageable life insurance policies that ease the financial burdens on loved ones after a passing. This service provides clarity for those seeking to cover funeral arrangements or outstanding medical bills. Many clients turn to the agency during the busy holiday season, when ensuring a grief-free future for their families becomes a pressing priority.

NG
1167 N Mt Vernon Ave St. 102
NEXT GENERATION INSURANCE SERVICES
Final Expense Insurance Agent · San Bernardino, CA

Families in San Bernardino, CA, choose between one-time final expense plans, which pay out a single lump sum, and recurring service options that distribute benefits over a set schedule. NEXT GENERATION INSURANCE SERVICES helps clients select coverage that covers funeral costs and outstanding debts. The agent provides appointments for simplifying policy choices under local burial regulations. Service runs on a scheduled basis, with visits arranged to review beneficiaries and adjust coverage limits when needed.

FI
1585 S D St Suite 206
Farmers Insurance - Susan Mesa
Final Expense Insurance Agent · San Bernardino, CA

As families in San Bernardino consider their long-term financial plans, the need for dignified final expense coverage becomes especially clear in moments of life change. Farmers Insurance - Susan Mesa helps local residents secure final expense insurance, addressing the specific needs of seniors and their households. This company provides impartial guidance through planning options tailored to end-of-life costs. An agent begins by conducting a personal inspection and initial assessment of each client’s existing policies and financial situation to recommend suitable coverage.

WI
1254 S Waterman Ave #8
Wonderful Insurance Agency
Final Expense Insurance Agent · San Bernardino, CA

Wonderful Insurance Agency provides final expense insurance services to residents in San Bernardino, California. The agency helps families arrange coverage for end-of-life expenses through simple, straightforward policies. Their work focuses primarily on residential clients throughout the local area, with commercial coverage also available for businesses seeking to offer employee benefits. Services extend across San Bernardino and surrounding communities. The agency maintains regular contact with policyholders to review coverage needs and schedules follow-up appointments between annual policy anniversaries.

IS
1525 N D St SUITE 1
Insurance Services By Lucero
Final Expense Insurance Agent · San Bernardino, CA

Insurance Services By Lucero is known for helping families in San Bernardino, CA, secure financial protection through affordable final expense life insurance policies. The agency assists clients in covering end-of-life costs such as funeral arrangements and outstanding medical bills, ensuring peace of mind during a difficult time. Serving the local community with straightforward policy options, the company focuses on accessible plan enrollment. As a specialty add-on, Insurance Services By Lucero offers guidance on pre-need funeral planning to further ease future family burdens.

TI
357 W 2nd St Ste 1
Tako Insurance Agency: Allstate Insurance
Final Expense Insurance Agent · San Bernardino, CA

Tako Insurance Agency: Allstate Insurance in San Bernardino provides general insurance services to local clients, with a specific focus on final expense insurance options for those planning end-of-life financial arrangements. The agency helps individuals secure coverage that can address burial and related costs, offering guidance through the process. It can serve a variety of commercial sectors, including offices, warehouses, and food service operations in the area.

RC
454 N Arrowhead Ave
RC Chavez - State Farm Insurance Agent
Final Expense Insurance Agent · San Bernardino, CA
(909) 889-4017
rcchavez.com
DT
473 E Carnegie Dr
Dee Thomas Agency
Final Expense Insurance Agent · San Bernardino, CA
(909) 874-3333
deethomasagency.com
GL
1762 N Waterman Ave STE C
Gil Lemus Insurance Service
Final Expense Insurance Agent · San Bernardino, CA
(909) 882-8700
gillemusinsservices.com
BI
1389 N D St
Benco Insurance Services
Final Expense Insurance Agent · San Bernardino, CA
(909) 884-0682
bencoinsuranceca.com
FI
2124 N Waterman Ave
Farmers Insurance - Scott Claus
Final Expense Insurance Agent · San Bernardino, CA
(909) 883-4211
agents.farmers.com/ca/san-bernardino/scott-claus
FI
225 W Hospitality Ln Ste 201h
Farmers Insurance - April Nunez
Final Expense Insurance Agent · San Bernardino, CA
(909) 895-4870
agents.farmers.com/ca/san-bernardino/april-nunez
AH
967 Kendall Dr Unit A-410
Anthony Hart Insurance
Final Expense Insurance Agent · San Bernardino, CA
(800) 994-5815
DM
1321 E Highland Ave
Denise M Lundy Insurance Services
Final Expense Insurance Agent · San Bernardino, CA
(909) 882-1781
denisemlundyins.com
JC
1325 S Auto Center Rd #110
Jordan Co
Final Expense Insurance Agent · San Bernardino, CA
(909) 888-2231
AN
275 W Hospitality Ln Suite 101
American National Insurance Company - District Office
Final Expense Insurance Agent · San Bernardino, CA
(909) 890-2331
FI
1918 Business Center Dr S Ste 108
Farmers Insurance - Lance Selnick
Final Expense Insurance Agent · San Bernardino, CA
(888) 247-5402
agents.farmers.com/ca/san-bernardino/lance-selnick
AI
2028 E Highland Ave
Aims Insurance Services
Final Expense Insurance Agent · San Bernardino, CA
(909) 864-2300
aims4insurance.com
HM
225 W Hospitality Ln Suite 201k
Horace Mann Insurance
Final Expense Insurance Agent · San Bernardino, CA
(909) 885-5146
agents.horacemann.com/CiceroSalmon

What Does a a Final Expense Insurance Agent in San Bernardino Cost?

Final expense insurance costs in California typically range from 30 to 100 dollars per month for a 5,000 to 25,000 dollar policy. Premiums depend on your age, health, and the coverage amount. Older applicants or those with health conditions may pay higher rates. This is general information and not insurance advice.

About final expense insurance agents in San Bernardino

Final expense insurance agents in San Bernardino help residents secure coverage for funeral and burial costs. In California, insurance agents must hold a valid state license and follow California Insurance Code regulations. These policies are typically small whole life plans that do not require a medical exam.

Frequently Asked Questions

What does a final expense insurance agent in San Bernardino do?

A final expense insurance agent helps you compare and purchase a small life insurance policy to cover funeral costs. The agent explains policy options, helps with the application, and ensures the policy meets California state requirements.

Is a medical exam required for final expense insurance in California?

Most final expense policies in California do not require a medical exam. Instead, insurers ask health questions on the application. Some policies may have a waiting period of two years for natural death if health conditions are disclosed.

How do California laws affect final expense insurance?

California requires all life insurance agents to be licensed by the California Department of Insurance. The state also mandates a free look period of 30 days for life insurance policies. This means you can cancel the policy for a full refund within 30 days of purchase.

Final Expense Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.