ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFinal Expense Insurance AgentsCalifornia › San Luis Obispo

Find Final Expense Insurance Agents Near You in San Luis Obispo, CA

Browse final expense insurance agents serving San Luis Obispo, California. Updated 2026-07-14.

The top-rated final expense insurance agent in San Luis Obispo, California is Mike Smith - State Farm Insurance Agent, rated 5.0 stars across 170 reviews. Other highly rated options include Catherine Riedstra - State Farm Insurance Agent, Farmers Insurance - Jennifer White, Polk Insurance Agency. This directory lists 17 final expense insurance agents serving San Luis Obispo.

Showing 17 final expense insurance agents in San Luis Obispo, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mike Smith - State Farm Insurance Agent1608 Johnson Ave(805) 546-8393
2Catherine Riedstra - State Farm Insurance Agent3591 Sacramento Dr STE 114(805) 466-4355
3Farmers Insurance - Jennifer White1228 Broad St(805) 548-8530
4Polk Insurance Agency1443 Marsh St(805) 544-6454
5SLO Insurance Services1494 Mill St(805) 543-7564
6Minton Insurance1042 Pacific St # E(805) 546-8113
7McGee Insurance Agency2000 Broad St(805) 543-8833
8Goosehead Insurance -- Donaldson Agency820 Walnut St Suite D(805) 242-4900
9Relation Insurance - Engle & Associates Group1236 Higuera St(805) 781-6336
10Farmers Insurance - Trevor Moriarty355 Pacific St(805) 544-8300
MS
1608 Johnson Ave
Mike Smith - State Farm Insurance Agent
Final Expense Insurance Agent · San Luis Obispo, CA

Mike Smith - State Farm Insurance Agent serves the San Luis Obispo, California area as a final expense insurance agent. This agency specializes in helping local families plan for end-of-life costs and manage related financial obligations. Policies are designed to cover funeral expenses and outstanding medical bills, ensuring less burden on loved ones during difficult times. The agency assists with burial insurance plans and whole life insurance policies that are suited for final expense needs in the San Luis Obispo community.

CR
3591 Sacramento Dr STE 114
Catherine Riedstra - State Farm Insurance Agent
Final Expense Insurance Agent · San Luis Obispo, CA

Catherine Riedstra - State Farm Insurance Agent provides final expense insurance services in San Luis Obispo, California. This type of policy helps cover end-of-life costs such as funeral expenses and outstanding medical bills. Services include policy consultation and the issuance of whole life insurance plans that do not require a medical exam. Claim support is available to beneficiaries to assist during the claims process. The agency serves a diverse clientele, including homeowners, apartment renters, and individuals working in local retail and restaurant businesses.

FI
1228 Broad St
Farmers Insurance - Jennifer White
Final Expense Insurance Agent · San Luis Obispo, CA

Farmers Insurance - Jennifer White serves families and individuals in San Luis Obispo, California, who are planning for final expenses. The agency assists clients in securing burial and funeral cost coverage to relieve loved ones of financial burdens. Policies are designed to provide straightforward, fixed-benefit protection for end-of-life needs. Supplemental coverage options may be discussed for medical and hospital expenses. The agency also serves residents in the neighboring community of Arroyo Grande.

PI
1443 Marsh St
Polk Insurance Agency
Final Expense Insurance Agent · San Luis Obispo, CA

Polk Insurance Agency serves San Luis Obispo and the surrounding communities of California’s Central Coast. The agency handles final expense insurance, which helps families cover funeral costs and other end-of-life bills. This type of coverage provides a specific benefit to beneficiaries for those expenses. For a typical job, the agency begins by reviewing a client’s budget and personal situation to recommend an appropriate policy amount. It then guides the applicant through the simple enrollment process to secure the coverage.

SI
1494 Mill St
SLO Insurance Services
Final Expense Insurance Agent · San Luis Obispo, CA

For those covering final expenses, SLO Insurance Services in San Luis Obispo, CA, offers both one-time burial policies and scheduled premium plans that build cash value over time. Coverage is designed to relieve loved ones of funeral and medical bill burdens when the time comes. The agent explains how each option affects monthly budgets and long-term protection. Service runs on a scheduled basis, with annual reviews to adjust policies as clients’ needs and health circumstances change.

MI
1042 Pacific St # E
Minton Insurance
Final Expense Insurance Agent · San Luis Obispo, CA

As San Luis Obispo residents near retirement, many begin considering how to leave their families free from the burden of end-of-life costs. Minton Insurance provides final expense insurance to local seniors seeking straightforward coverage that covers funeral arrangements and outstanding bills without requiring a medical exam. The agent meets with clients in their homes or at the San Luis Obispo office to explain policy options with clear, simple terms, focusing on affordable monthly premiums. An initial needs assessment is scheduled to review each client’s specific wishes and financial situation.

MI
2000 Broad St
McGee Insurance Agency
Final Expense Insurance Agent · San Luis Obispo, CA

McGee Insurance Agency specializes in final expense insurance, offering policies designed to cover end-of-life costs such as burial expenses and outstanding medical bills. Serving clients in San Luis Obispo, California, the agency focuses on simplifying the enrollment process through affordable premium options. These plans provide financial clarity for families facing difficult decisions. As local residents age or confront unexpected health changes, the agency helps ensure surviving loved ones are not overwhelmed by immediate financial obligations during the winter holiday season or after a sudden hospitalization.

GI
820 Walnut St Suite D
Goosehead Insurance -- Donaldson Agency
Final Expense Insurance Agent · San Luis Obispo, CA

Goosehead Insurance -- Donaldson Agency provides financial protection planning in San Luis Obispo. A specialty of the firm is final expense insurance, offering policies designed to cover end-of-life costs. These plans focus on manageable, affordable premiums for clients. The agency works with individuals and families in the region, addressing their specific insurance needs. It serves local commercial sectors including offices, warehouses, and food service businesses.

RI
1236 Higuera St
Relation Insurance - Engle & Associates Group
Final Expense Insurance Agent · San Luis Obispo, CA

Serving residents of San Luis Obispo, Relation Insurance - Engle & Associates Group offers final expense insurance policies designed to assist families with end-of-life costs. In addition to this personal coverage, the company provides commercial insurance options for local businesses throughout the area. Their agents take time to explain plan details clearly, helping clients select appropriate benefit amounts for their needs. After an initial policy is in place, they maintain contact and provide follow-up service between regular visits to answer any questions or adjust coverage when circumstances change.

FI
355 Pacific St
Farmers Insurance - Trevor Moriarty
Final Expense Insurance Agent · San Luis Obispo, CA

Farmers Insurance - Trevor Moriarty is known for helping families manage end-of-life costs through final expense insurance in San Luis Obispo, California. This agency serves local residents seeking coverage for funeral and burial expenses, ensuring beneficiaries are not burdened with these financial obligations. Policies typically cover medical debts and personal unpaid bills as well. Clients receive clear explanations of policy terms and gradual premium options. As an additional service, the agency can advise on combining this coverage with a modest whole life insurance policy.

DD
100 Cross St Suite 202
DiBuduo & DeFendis Insurance Brokers LLC
Final Expense Insurance Agent · San Luis Obispo, CA
(805) 593-1400
dibu.com
BL
994 Mill St #250
Bankers Life and Casualty Company
Final Expense Insurance Agent · San Luis Obispo, CA
(805) 784-0103
bankers.com
PG
2436 Broad St
Peterson and Grantham Insurance Brokers SLO
Final Expense Insurance Agent · San Luis Obispo, CA
(805) 544-9000
png-insurance.com
RL
1363 Marsh St suite a
R.L. Insurance Associates Inc.
Final Expense Insurance Agent · San Luis Obispo, CA
(805) 783-7130
rlassoc.com
DB
641 Higuera St STE 300
D Bredeson Insurance Services Inc - Aflac Insurance Agent
Final Expense Insurance Agent · San Luis Obispo, CA
(805) 543-2748
aflac.com
BL
994 Mill St Ste 250
Bankers Life
Final Expense Insurance Agent · San Luis Obispo, CA
(805) 784-0103
branches.bankerslife.com/ca/san-luis-obispo/994-mill-st
CM
994 Mill St Ste 250
Christian Mantilla, Bankers Life Agent
Final Expense Insurance Agent · San Luis Obispo, CA
(805) 784-0103
agents.bankerslife.com/ca/san-luis-obispo/994-mill-st/christian-mantilla

What Does a a Final Expense Insurance Agent in San Luis Obispo Cost?

Final expense insurance in California typically costs between 30 and 150 dollars per month for a 10000 dollar policy. Premiums depend on your age, health, and the insurance company. For a healthy 65-year-old, a 10000 dollar policy might cost 50 to 80 dollars monthly. Older applicants or those with health issues may pay higher rates. This is general information, not insurance advice.

About final expense insurance agents in San Luis Obispo

Final expense insurance agents in San Luis Obispo help residents secure burial and funeral cost coverage. California law requires agents to be licensed by the California Department of Insurance and to follow strict disclosure rules. These policies typically cover funeral expenses and outstanding medical bills without requiring a medical exam.

Frequently Asked Questions

What is the typical coverage amount for final expense insurance in San Luis Obispo?

Most policies offer coverage between 5000 and 25000 dollars. The amount is chosen based on estimated funeral costs in San Luis Obispo County, which average around 7000 to 12000 dollars for a basic service.

Do I need a medical exam to qualify for final expense insurance in California?

No, most final expense policies in California do not require a medical exam. However, insurers may ask health questions on the application. Some policies have a graded benefit period if you have serious health conditions.

How does California law protect me when buying final expense insurance?

California gives you a 30-day free look period to cancel the policy for a full refund. Agents must also provide a written outline of coverage before you buy. The California Department of Insurance handles complaints and ensures agents follow state rules.

Final Expense Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.