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Find Final Expense Insurance Agents Near You in Santa Cruz, CA
Compare final expense insurance agents in Santa Cruz. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Santa Cruz, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 16 final expense insurance agents in Santa Cruz, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Buich - State Farm Insurance Agent
2222 E Cliff Dr Ste 200, Santa Cruz, CA 95062
(831) 464-4300
chrisbuich.com
Lydia Harville - State Farm Insurance Agent
1044 41st Ave, Santa Cruz, CA 95062
(831) 476-6665
lydiaharville.com
O'Brien Insurance Agency
1722 Seabright Ave, Santa Cruz, CA 95062
(831) 621-1311
obinsure.com
DCD Financial & Insurance Services
1123 Soquel Ave, Santa Cruz, CA 95062
(831) 423-8542
dcdis.com
Paul Nelson Insurance Services
730 Mission St #201, Santa Cruz, CA 95060
(831) 426-9900
bayareainsured.com
Skip Leonard - State Farm Insurance Agent
1101 Water St, Santa Cruz, CA 95062
(831) 429-2700
skipleonard.com
Ace Althouse - State Farm Insurance Agent
1215 Mission St, Santa Cruz, CA 95060
(831) 420-1555
agent-ace.com
Shockley Insurance Solutions
519 Seabright Ave Suite #213, Santa Cruz, CA 95062
(831) 600-8755
shockleyinsurance.com
Erin Irvine Independent Insurance Producer
406 Mission St # F, Santa Cruz, CA 95060
(408) 316-5362
erinirvine.com
Clarion Pacific Insurance Services
2035 N Pacific Ave ste a, Santa Cruz, CA 95060
(831) 337-4661
clarionpacificinsurance.com
Bedell & Nelson-Harbert Insurance
2035 N Pacific Ave, Santa Cruz, CA 95060
(831) 426-3700
HealthMarkets Insurance - Manfred Luedge
505-A River St, Santa Cruz, CA 95060
(831) 750-9343
healthmarkets.com
D and R Insurance Services
542 Ocean St #J, Santa Cruz, CA 95060
(831) 427-3272
mercuryinsurance.com
Cecy Insurance Services
201 River St Suite 102, Santa Cruz, CA 95060
(831) 477-1730
cecyinsurance.com
Prinz Insurance Services
9035 Soquel Ave STE 105, Santa Cruz, CA 95062
(831) 475-4091
ca-ins.com
Santa Cruz Health & Life Insurance
125 Mission St # 1, Santa Cruz, CA 95060
(831) 426-7200
A final expense insurance agent in Santa Cruz California helps residents secure burial and funeral coverage. California law requires agents to be licensed by the California Department of Insurance. Local agents understand the higher funeral costs in the Santa Cruz area and can explain policy options that meet state regulations.
What Does a Final Expense Insurance Agent in Santa Cruz Cost?
In California, final expense insurance costs typically range from 30 to 200 dollars per month for policies between 5,000 and 25,000 dollars. Premiums are based on age, gender, tobacco use, and health class. Some carriers offer guaranteed issue policies with higher premiums and a two year waiting period for full benefits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a final expense insurance agent in Santa Cruz do?
A final expense insurance agent in Santa Cruz helps you choose a small whole life policy to cover funeral costs and final bills. The agent explains policy terms and premium amounts. They also help you compare different insurance carriers available in California.
How do I know if a final expense insurance agent in Santa Cruz is licensed?
You can check an agents license status on the California Department of Insurance website. All agents selling final expense insurance in California must hold a valid life insurance license. The agent must also follow California disclosure rules about policy details and surrender charges.
What is the typical cost of final expense insurance in Santa Cruz California?
Premiums for final expense insurance in California depend on your age, health, and coverage amount. A healthy 65 year old might pay 50 to 150 dollars per month for a 10,000 dollar policy. Rates vary by carrier and your specific health history.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.