The top-rated final expense insurance agent in Torrance, California is Jeff Lowe - State Farm Insurance Agent, rated 5.0 stars across 942 reviews. Other highly rated options include Freeway Insurance, Expert Auto Home Insurance - Mercury Auto Insurance, Best California Insurance. This directory lists 26 final expense insurance agents serving Torrance.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jeff Lowe - State Farm Insurance Agent | 3400 Torrance Blvd #103 | (310) 214-0300 |
| 2 | Freeway Insurance | 1431 W Knox St #1300 | (310) 707-1203 |
| 3 | Expert Auto Home Insurance - Mercury Auto Insurance | 1311 Crenshaw Blvd suite e | (310) 533-6000 |
| 4 | Best California Insurance | 1710 Sepulveda Blvd | (310) 626-6366 |
| 5 | Neal Bracewell - State Farm Insurance Agent | 22939 Hawthorne Blvd UNIT 312 | (310) 378-1088 |
| 6 | Reina Mendoza - State Farm Insurance Agent | 2140 Artesia Blvd # Q | (310) 878-4551 |
| 7 | Michelle Killian - State Farm Insurance Agent | 2521 W Carson St | (310) 328-3096 |
| 8 | Olson Duncan Insurance Service, Inc | 25550 Hawthorne Blvd STE 203 | (310) 373-6441 |
| 9 | Adelfia Insurance | 23133 Hawthorne Blvd STE 202 | (310) 747-4157 |
| 10 | Farmers Insurance - Dave Terpening | 22850 Crenshaw Blvd #206 | (310) 517-8222 |
Jeff Lowe - State Farm Insurance Agent serves Torrance and the surrounding Los Angeles County area, providing final expense insurance services to local families. The agency helps clients arrange financial protection that covers end-of-life costs, such as funeral expenses and outstanding medical bills. Policies are designed to ease the burden on loved ones during a difficult time. This location handles detailed plan consultations and personalized policy selection for final expense insurance.
Freeway Insurance specializes in final expense insurance, offering policies that cover end-of-life costs such as funeral services and outstanding medical bills. Serving the Torrance, California area, the company helps individuals arrange affordable coverage to ease the financial burden on loved ones. It assists clients in selecting a suitable plan for their needs. These services are especially valued during the holiday season when families gather and discuss long-term planning.
Expert Auto Home Insurance - Mercury Auto Insurance in Torrance, CA provides final expense insurance agent services, focusing on assisting families with end-of-life coverage planning and funeral cost management. The company offers consultation to help clients select appropriate policy amounts, with ongoing support for policy updates and claims filing. It services single-family homes, apartments, retail establishments, and restaurants in the local area.
Serving seniors and families preparing for end-of-life expenses in Torrance, Best California Insurance offers final expense insurance agent services to help clients manage funeral and burial costs. The agency works with individuals to select appropriate coverage that protects surviving family members from unexpected financial burdens. Representative duties include explaining policy options clearly and assisting with application processes. The firm also covers the nearby communities of Gardena and Redondo Beach within the greater South Bay region.
Neal Bracewell - State Farm Insurance Agent serves Torrance, CA, and the surrounding South Bay communities. The agency handles final expense insurance, which covers funeral costs and related end-of-life expenses for families. It helps clients select simple life insurance policies that pay beneficiaries a cash benefit directly. To manage a typical job, it walks individuals through the application process step by step, verifying coverage amounts match their stated needs.
Reina Mendoza serves as a State Farm Insurance Agent in Torrance, California, offering final expense insurance to local residents. A prospective client may choose either a one-time payment or recurring premium schedule for their policy, which covers burial and funeral costs. This service is designed to relieve surviving family members of unexpected end-of-life financial burdens. Appointments and policy servicing typically run on a scheduled basis, providing ongoing support as needed for plan adjustments and claims.
Serving as a final expense insurance agent, Michelle Killian in Torrance provides specialized coverage to help families manage end-of-life costs. The agency generally assists local residents in selecting appropriate policies that offer financial protection for funeral and burial expenses. This kind of planning helps shield surviving relatives from unexpected financial burdens during a difficult time. As seasonal holidays approach and families gather, many find it is an appropriate moment to discuss these important arrangements and ensure final wishes are clearly documented and funded.
As Southern California families consider how to manage end-of-life expenses, Olson Duncan Insurance Service, Inc in Torrance offers guidance for final expense coverage. This agency helps local residents address the financial burden often left to loved ones. Their process begins with a confidential review of individual needs and policy options suited to the area’s diverse community. The first step to securing this protection is scheduling a no-obligation assessment of a client’s current situation and long-term goals.
Adelfia Insurance in Torrance, California provides final expense insurance agent services, focusing on helping clients plan for end-of-life costs with manageable policies. It specializes in adding coverage that addresses funeral expenses and medical bills not covered by primary plans. Individuals can secure straightforward policies without extensive medical exams. The company serves commercial sectors such as local offices, warehouses, and food service businesses, ensuring their employees have access to these benefits.
As Torrance families consider how to manage end-of-life expenses without burdening loved ones, Farmers Insurance - Dave Terpening provides focused guidance on final expense insurance policies. These plans are designed to cover funeral costs and outstanding medical bills, offering straightforward solutions for seniors seeking financial peace of mind. The agency helps clients understand benefit amounts, monthly premiums, and coverage eligibility based on age and health history. To begin, Dave Terpening arranges a complimentary initial-assessment meeting to review each client's specific needs and compare available coverage options.
What Does a a Final Expense Insurance Agent in Torrance Cost?
In Torrance, final expense insurance premiums generally range from 30 to 150 dollars per month for coverage between 5,000 and 25,000 dollars. Some carriers offer guaranteed issue policies with higher premiums for those with health issues. Costs vary by age, gender, and tobacco use. This is general information and not insurance advice.
About final expense insurance agents in Torrance
Final expense insurance agents in Torrance help residents secure coverage for funeral and burial costs. California law requires funeral homes to provide a general price list upon request, making it easier to understand potential expenses. These agents guide you through policies that typically pay cash benefits directly to your beneficiary.
Frequently Asked Questions
What does a final expense insurance agent in Torrance do?
A final expense insurance agent helps you compare burial insurance policies from different carriers. They explain coverage limits, premium amounts, and how benefits are paid. The agent assists with the application process and answers questions about California-specific regulations.
Is final expense insurance regulated differently in California?
Yes, California insurance laws require agents to be licensed by the California Department of Insurance. Policies must comply with state rules on premium rates and benefit payouts. California also has a 30-day free look period for most life insurance policies.
How much does a final expense policy cost in Torrance?
Costs vary based on age, health, and coverage amount. Typical monthly premiums range from 30 to 150 dollars for 5,000 to 25,000 dollars of coverage. California law prohibits discrimination based on certain health conditions, but rates still depend on individual risk factors.
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