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Compare Final Expense Insurance Agents in Hilo, HI
Browse final expense insurance agents serving Hilo, Hawaii. Contact information and addresses listed below.
19 agents listed
Updated May 2026
Hilo, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 19 final expense insurance agents in Hilo, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Nakoa Kai Insurance Professionals: Allstate Insurance
680 Manono St, Hilo, HI 96720
(808) 969-7767
agents.allstate.com
Iris Kuwaye - State Farm Insurance Agent
9 Lei St, Hilo, HI 96720
(808) 935-3375
iriskuwaye.com
Claire Justo - State Farm Insurance Agent
2100 Kanoelehua Ave Ste 212, Hilo, HI 96720
(808) 935-4455
myjustrightinsurance.com
First American Title Company, Inc.
1437 Kilauea Ave Suite 202, Hilo, HI 96720
(808) 961-3775
local.firstam.com
Zack Pacleb - State Farm Insurance Agent
72 Kapiolani St, Hilo, HI 96720
(808) 657-3212
islandsf.com
Cary Ichinose - State Farm Insurance Agent
630 Kilauea Ave #102, Hilo, HI 96720
(808) 933-8500
caryichinose.com
Pyramid Insurance - Hilo
48 Kamana St Suite #103, Hilo, HI 96720
(808) 969-7174
pyramidins.com
Hope Chu Hing - State Farm Insurance Agent
586 Kanoelehua Ave #300, Hilo, HI 96720
(808) 935-3157
insurancewithaloha.com
Fast Insurance Agency HI
218 Kamehameha Ave, Hilo, HI 96720
(808) 645-4364
Business Insurance Services Inc
1080 Kilauea Ave, Hilo, HI 96720
(808) 935-1888
bisihi.com
Hawaiian Islands Insurance, Inc.
166 Kamehameha Ave #8, Hilo, HI 96720
(808) 933-3000
hawaiian.insure
Daniel De Soto Insurance
275 Ponahawai St # 105, Hilo, HI 96720
(808) 961-3207
hawaiiislandinsurance.com
Atlas Insurance Agency
80 Pauahi St STE 105, Hilo, HI 96720
(808) 935-2943
atlasinsurance.com
Pacific Island Insurance LLC
166 Kamehameha Ave Ste 7, Hilo, HI 96720
(808) 933-3000
Financial Benefits Insurance Inc. Hilo Office
1289 Kilauea Ave Unit G, Hilo, HI 96720
(808) 792-5194
fbihi.com
Alliant Insurance Services, Inc.
101 Aupuni St # 133, Hilo, HI 96720
(808) 481-4828
alliant.com
Finance Insurance Ltd
605 Laukapu St Ste#201, Hilo, HI 96720
(808) 933-1288
financeinsurance.com
Aflac
165 Keawe St STE 101, Hilo, HI 96720
(808) 329-1137
aflac.com
Stan A Kinoshita & Associates Inc
410 Kilauea Ave, Hilo, HI 96720
(808) 935-2888
sakinoshita.com
Final expense insurance agents in Hilo help families plan for end-of-life costs with small whole life policies. Hawaii law requires agents to hold a valid Hawaii insurance license and follow state regulations for policy disclosures. Local agents understand the unique needs of Hilo residents including the higher cost of funeral services in Hawaii.
What Does a Final Expense Insurance Agent in Hilo Cost?
Final expense insurance premiums in Hawaii vary by age health and coverage amount. A 65 year old non-smoker might pay 50 to 100 dollars per month for a 10000 dollar policy. Older applicants or those with health issues may pay higher rates. Some policies offer guaranteed acceptance with no medical exam but have higher premiums. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is final expense insurance in Hilo Hawaii?
Final expense insurance is a small whole life policy typically between 5000 and 25000 dollars. It covers funeral costs burial expenses and other end-of-life bills. In Hawaii the average funeral cost is around 8000 to 12000 dollars making this coverage useful for many families.
Do I need a special license to sell final expense insurance in Hawaii?
Yes agents must hold a valid Hawaii life insurance license issued by the Hawaii Department of Commerce and Consumer Affairs. They must also complete continuing education credits every two years to maintain their license.
Are there waiting periods for final expense policies in Hawaii?
Many final expense policies have a two year waiting period for natural death. If the insured dies from natural causes within the first two years the beneficiary receives only the premiums paid plus interest. Accidental death is usually covered from day one.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.