The top-rated final expense insurance agent in Honolulu, Hawaii is Ryan Miyashita - State Farm Insurance Agent, rated 5.0 stars across 495 reviews. Other highly rated options include Kaina Kauahi - State Farm Insurance Agent, First Insurance Company of Hawaii, LTD, Financial Benefits Insurance, Inc.. This directory lists 29 final expense insurance agents serving Honolulu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Miyashita - State Farm Insurance Agent | 1580 Makaloa St Suite 102 | (808) 945-0802 |
| 2 | Kaina Kauahi - State Farm Insurance Agent | 1284 Kalani St Ste D-108 | (808) 524-9997 |
| 3 | First Insurance Company of Hawaii, LTD | 1100 Ward Ave | (808) 527-7777 |
| 4 | Financial Benefits Insurance, Inc. | 1311 Kapiolani Blvd Suite 504 | (808) 792-5194 |
| 5 | Proinsurance Hawaii | 4348 Waialae Ave #101 | (808) 735-0106 |
| 6 | John H Connors Insurance | 500 Ala Moana Blvd # 2-303 | (808) 521-3663 |
| 7 | Hawaiian Islands Insurance, Inc. | 500 Ala Moana Blvd | (808) 212-9202 |
| 8 | Island Insurance Hawaii | 828 Fort Street Mall Suite 200 | (808) 564-8200 |
| 9 | DTRIC Insurance Company, Limited | 1600 Kapiolani Blvd #1100 | (808) 951-1700 |
| 10 | ACW Group LLC | 1000 Bishop St | (808) 535-5050 |
Ryan Miyashita - State Farm Insurance Agent in Honolulu, HI offers services focused on final expense insurance, including policy consultations and claims assistance. Its service plans involve helping clients select appropriate coverage amounts to manage end-of-life costs and providing ongoing support for policy adjustments. The company assists with filing claims and answering beneficiary questions throughout the policy term. It services single-family homes, apartments, retail establishments, and restaurants in the Honolulu area.
Kaina Kauahi - State Farm Insurance Agent provides general insurance services in Honolulu, HI, with a specialty in final expense insurance for end-of-life planning. This coverage helps families manage funeral costs and outstanding debts. The agent works with individuals to secure simple policies that can ease financial burdens after a loss. It also tailors plans for various commercial sectors, including offices, warehouses, and food service businesses, ensuring comprehensive support for diverse client needs.
As Honolulu sees warmer months increase families' planning for end-of-life arrangements, many seek straightforward final expense coverage that settles quickly without complication. First Insurance Company of Hawaii, LTD serves island residents requiring manageable burial and medical bill protection. Their agents clarify policy terms so clients understand fixed death benefits that pay beneficiaries directly. Final expense insurance is often simpler to qualify for than larger life policies. The process begins with a no-obligation review of individual coverage needs during an in-person or phone consultation to assess their immediate situation.
Financial Benefits Insurance, Inc. is a Final Expense Insurance Agent based in Honolulu, Hawaii, known for assisting clients in arranging affordable funeral and burial plans. The company focuses on providing coverage for end-of-life expenses, helping Hawaii families manage financial obligations through straightforward policy discussions. It also offers guidance on benefit limits and payment structures suited to individual budgets. A specialty service available to clients includes an accelerated death benefit add-on for qualifying health conditions.
Proinsurance Hawaii serves the Honolulu metro area and the island of Oahu, offering final expense insurance policies designed to cover end-of-life costs. These plans help families manage funeral expenses, unpaid medical bills, and other final obligations without financial strain for surviving loved ones. Coverage is typically issued with simplified underwriting, making it accessible for older adults seeking peace of mind. Proinsurance Hawaii assists clients with selecting whole life insurance policies for final expenses and navigating the application process for guaranteed issue life coverage.
John H Connors Insurance serves local homeowners, families, and individuals preparing for future funeral and burial costs as a Final Expense Insurance Agent in Honolulu, Hawaii. The practice specializes in guiding clients through small face-value life insurance policies designed to cover end-of-life expenses without burdening loved ones. It helps applicants understand coverage options and navigate the enrollment process with clear, plain-language explanations. The company also provides its services to residents in the neighboring communities of Waikiki and the greater Honolulu metro area.
Hawaiian Islands Insurance, Inc. provides final expense insurance options designed to cover end-of-life costs for residents of Honolulu, Hawaii. The agent assists clients with selecting and managing a burial or life insurance policy that fits an individual's budget and needs. Service includes helping families compare plan benefits and complete the necessary application paperwork. This agency works with individuals living in single-family homes, apartments, and retirement communities throughout the island of Oahu.
Island Insurance Hawaii assists individuals in Honolulu with planning for end-of-life expenses. The agency offers final expense insurance policies designed to cover funeral costs and outstanding medical bills, providing beneficiaries with financial support during a difficult time. They focus on helping clients manage these specific end-of-life obligations locally. Beyond the niche of burial insurance, this company can serve families needing to protect their assets, and also advise small commercial clients through policies for offices, warehouses, and food service operations.
DTRIC Insurance Company, Limited provides residential final expense insurance services in Honolulu, Hawaii. The agency also assists clients with commercial coverage options within the local area and across the broader regional service area. Its agents guide families through simple funeral and burial planning policies tailored to individual needs and budgets. Following each initial policy setup and paperwork completion, the office schedules follow-up contact to review account details during the year between regular premium payment check-ins.
What Does a a Final Expense Insurance Agent in Honolulu Cost?
Typical final expense insurance premiums in Hawaii range from 30 to 150 dollars per month depending on age, health, and coverage amount. Policies often offer 5,000 to 25,000 dollars in benefits. Costs vary by case and carrier. This is general information, not insurance advice.
About final expense insurance agents in Honolulu
Final expense insurance agents in Honolulu help Hawaii residents secure coverage for funeral costs and end of life expenses. These policies are designed to cover burial services, casket costs, and other final arrangements. Hawaii law requires funeral providers to give a written price list upon request, so having a clear policy can simplify planning.
Frequently Asked Questions
What does a final expense insurance agent do in Honolulu?
A final expense insurance agent helps you compare burial insurance policies from different carriers. They explain policy terms, help with application forms, and ensure the coverage meets your needs. In Hawaii, agents must be licensed by the state Department of Commerce and Consumer Affairs.
How much coverage do I need for final expenses in Hawaii?
Average funeral costs in Honolulu range from 7,000 to 12,000 dollars. Your agent can help you choose a policy amount that covers these expenses. Consider adding extra for outstanding medical bills or small debts.
Are final expense insurance policies regulated in Hawaii?
Yes, Hawaii insurance laws regulate these policies. Insurers must follow state rules on policy disclosures and grace periods. Hawaii gives a 30 day free look period for life insurance policies, allowing you to cancel for a full refund if you change your mind.