The top-rated final expense insurance agent in Elizabethtown, Kentucky is Neil Atcher - State Farm Insurance Agent, rated 4.9 stars across 372 reviews. Other highly rated options include Lance Taylor - State Farm Insurance Agent, Mike Wyman - State Farm Insurance Agent, Unity Insurance Agency. This directory lists 20 final expense insurance agents serving Elizabethtown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Neil Atcher - State Farm Insurance Agent | 230 Buford Ln Suite 104 | (270) 737-2255 |
| 2 | Lance Taylor - State Farm Insurance Agent | 2600 Ring Rd Ste 101A | (270) 900-1844 |
| 3 | Mike Wyman - State Farm Insurance Agent | 2801 Ring Rd | (270) 769-1511 |
| 4 | Unity Insurance Agency | 1507 N Dixie Hwy #116 | (270) 506-3957 |
| 5 | Travis Thomas - State Farm Insurance Agent | 113 E Dixie Ave | (270) 765-2253 |
| 6 | Chris Grinstead: Allstate Insurance | 112 N Mulberry St | (270) 765-7129 |
| 7 | Shelter Insurance - Jamie Martin | 407 N Mulberry St | (270) 766-1113 |
| 8 | Skees & Shipp Insurance | 1793 Leitchfield Rd | (270) 769-1951 |
| 9 | Houchens Insurance Group | 410 Ring Rd | (270) 737-2828 |
| 10 | Burris Insurance Agency - A Division of Independent Agents of KY | 240 W Dixie Ave Suite 1 | (270) 765-7774 |
Neil Atcher - State Farm Insurance Agent serves the Elizabethtown, KY area by specializing in final expense insurance coverage. This work involves helping local families prepare for end-of-life costs with manageable policy choices. The agency assists individuals in securing funds that can cover funeral arrangements and other outstanding obligations. With guidance appropriate for seniors and others seeking burial coverage, the agent focuses on straightforward plans. Services at this Elizabethtown office include arranging whole life and simplified issue final expense policies.
Lance Taylor - State Farm Insurance Agent in Elizabethtown, KY, offers final expense insurance services designed to help families cover end-of-life costs, including funeral arrangements and outstanding debts. The agency assists clients in selecting policy amounts that fit their budget and providing clear explanations of coverage terms. This team manages ongoing policy reviews to adjust benefits as clients' needs change. They maintain current records and process claims efficiently. The agency serves individuals residing in single-family homes, apartments, and senior living communities in the local area.
Mike Wyman - State Farm Insurance Agent serves individuals and families in Elizabethtown, Kentucky, who are planning for final expenses. The agency assists clients in selecting coverage for end-of-life costs, including funeral arrangements and related debts. Policy options are explained to help beneficiaries avoid financial burdens during a difficult time. The office also provides guidance on pre-planning funeral services. Its coverage area extends to the surrounding communities of Radcliff and Vine Grove.
At Unity Insurance Agency in Elizabethtown, KY, clients receive a permanent final expense policy that remains in place for their lifetime rather than a temporary term solution that might expire. Coverage provides a tax-free death benefit designated for end-of-life costs, helping relieve loved ones of financial burdens during a difficult time. The agency typically assists residents in preplanning these funds. Service runs on a one-time, scheduled, or as-needed basis depending on whether the client establishes a new policy or requires future adjustments to existing coverage.
Travis Thomas, operating as a State Farm Insurance Agent in Elizabethtown, KY, specializes in final expense insurance to help families cover end-of-life costs. The agency also provides general insurance services to local residents. Understanding the financial burden that can accompany an unexpected loss, the agency works with clients to arrange manageable coverage plans. This service is particularly relevant during the winter months when seasonal health risks increase for seniors, prompting many to revisit their protection needs and ensure their final wishes are properly funded.
Serving Elizabethtown, Kentucky, and the surrounding communities, Chris Grinstead: Allstate Insurance provides final expense insurance solutions to local families. This agency helps clients plan for end-of-life costs, ensuring funeral and burial expenses do not burden loved ones. The approach typically involves a personalized consultation to assess individual needs, followed by a clear explanation of policy options and coverage limits to help clients make an informed decision.
Shelter Insurance - Jamie Martin works with clients to arrange final expense insurance coverage, ensuring end-of-life financial needs are addressed. This local agency specializes in supplementing larger life policies with smaller, accessible plans for burial costs and related expenses. Customers in the Elizabethtown, KY area seek their guidance for simple, straightforward policies. The agency operates in several commercial sectors, including local offices, warehouses, and food service establishments looking to offer this benefit to employees.
As local families in Elizabethtown begin planning for their long-term needs, concerns often arise about leaving behind the financial burden of funeral costs. Houchens Insurance Group responds by providing tailored final expense policies designed to cover end-of-life arrangements. These straightforward plans are structured to protect beneficiaries from unexpected out-of-pocket expenses during a difficult time. The initial step involves a free policy review and personal needs assessment, which can be scheduled directly at the agent's office or during a convenient in-home visit.
What Does a a Final Expense Insurance Agent in Elizabethtown Cost?
In Kentucky, final expense insurance premiums vary based on age, health, and coverage amount. A typical policy for a healthy 65-year-old might cost between 30 and 70 dollars per month for 10000 dollars of coverage. Smokers or those with health issues may pay higher rates. This is general information and not insurance advice.
About final expense insurance agents in Elizabethtown
Final expense insurance agents in Elizabethtown, Kentucky help residents secure coverage for funeral costs and end-of-life expenses. Kentucky law requires funeral homes to provide a general price list, which can help you determine the amount of coverage you need. These policies are designed to ease the financial burden on your loved ones after you pass away.
Frequently Asked Questions
What is final expense insurance in Elizabethtown Kentucky?
Final expense insurance is a small whole life policy that covers funeral costs, burial expenses, and other end-of-life bills. In Kentucky, these policies are regulated by the Kentucky Department of Insurance. They typically have lower face values than traditional life insurance, often between 5000 and 25000 dollars.
How do I choose a final expense insurance agent in Elizabethtown?
Look for an agent licensed in Kentucky who specializes in final expense or burial insurance. You can verify an agents license through the Kentucky Department of Insurance website. Ask about the policy details, including any waiting periods or health questions.
Are there Kentucky laws that affect final expense insurance?
Yes, Kentucky law requires insurers to provide a free look period of at least 10 days for new policies. This allows you to cancel for a full refund if you change your mind. Also, Kentucky has specific regulations about how funeral trusts and preneed contracts are handled.
Final Expense Insurance Agents in Other Kentucky Cities
Bowling Green · Covington · Florence · Frankfort · Georgetown · Henderson · Hopkinsville · Independence · La Grange · Lexington · Louisville · Nicholasville · Owensboro · Paducah · Richmond