The top-rated final expense insurance agent in Florence, Kentucky is Rollins Insurance, rated 5.0 stars across 611 reviews. Other highly rated options include Broker Brothers & Co., Randy Watkins at Comparion Insurance Agency, Bob Boswell Jr - State Farm Insurance Agent. This directory lists 22 final expense insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rollins Insurance | 7000 Houston Rd STE 8 | (859) 781-7283 |
| 2 | Broker Brothers & Co. | 1521 Cavalry Dr Ste 201 | (859) 207-7738 |
| 3 | Randy Watkins at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6697 |
| 4 | Bob Boswell Jr - State Farm Insurance Agent | 8162 Mall Rd | (859) 525-1460 |
| 5 | Amber Ison at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6690 |
| 6 | C.K. Ash Insurance | 8620 US-42 | (859) 384-5200 |
| 7 | Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 371-0440 |
| 8 | Shepherd Insurance | 234 Main St | (859) 371-7006 |
| 9 | Olivia Fette at Comparion Insurance Agency | Executive Center, 500 Meijer Dr #207 | (859) 594-6691 |
| 10 | Barnes Insurance Group | 7600 Dixie Hwy | (859) 586-8055 |
Rollins Insurance serves families in Boone County and the surrounding area of Florence, Kentucky, specializing in final expense insurance agent services. The company helps clients manage end-of-life financial planning through simple and straightforward burial insurance policies. It focuses on covering funeral costs and outstanding medical bills often left behind. These permanent life insurance plans offer affordable fixed premiums for seniors. Rollins Insurance handles final expense policy applications and guides families through the pre-need insurance selection process in the Florence area.
Broker Brothers & Co. in Florence, Kentucky, offers comprehensive final expense insurance services, helping clients plan for end-of-life costs with tailored policy selections. The company assists individuals in comparing coverage options and understanding benefit structures to ease financial burdens on families. Their process includes careful evaluation of client needs and straightforward guidance through application and beneficiary designations. The business services single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Randy Watkins at Comparion Insurance Agency serves the Florence, Kentucky area and surrounding communities, handling final expense insurance policies designed to cover end-of-life costs for families. The agency assists clients in selecting appropriate burial and funeral coverage that alleviates financial burdens on loved ones. Randy Watkins at Comparion Insurance Agency typically begins each job by meeting with clients to review their specific needs and budget, then presents straightforward policy options that fit their individual circumstances.
Bob Boswell Jr - State Farm Insurance Agent serves families and individuals in Florence, Kentucky who need final expense insurance. The agency helps clients plan for end-of-life costs by offering policies that cover funeral and burial expenses. These insurance products aim to relieve financial burdens on loved ones during difficult times. The business can be contacted for personalized consultations in the office. It also assists residents in neighboring parts of Boone County and the greater northern Kentucky metro area.
As families in Florence consider their long-term planning during the quieter winter months, Amber Ison at Comparion Insurance Agency provides final expense insurance guidance that focuses on manageable coverage. The agency helps local seniors prepare for future funeral and burial costs without burdening loved ones. Simple policy consultations take place in a comfortable office setting near the community. The initial process typically begins with a straightforward review of a client’s existing coverage and a discussion of desired benefit amounts to assess individual need.
C.K. Ash Insurance provides final expense insurance services in Florence, Kentucky, specializing in policies that cover funeral costs and end-of-life expenses. It also offers general assistance to local families seeking straightforward burial insurance options. The company works with individuals to ensure their final wishes are honored without placing a financial burden on loved ones. This can be especially important during the spring and summer months when families often gather for reunions or travel, prompting thoughtful conversations about advance funeral planning.
Comparion Insurance Agency in Florence, KY offers final expense insurance through both one-time and recurring service options to meet different client needs. These policies help cover funeral costs and other end-of-life expenses, ensuring families are not burdened with unexpected financial obligations. The agency assists local residents in selecting appropriate coverage amounts based on their individual circumstances and budget, providing guidance throughout the process. Service for policy setup and any subsequent adjustments typically operates on an as-needed basis rather than scheduled intervals.
Shepherd Insurance works with families in the Florence, KY area to arrange final expense policies that cover end-of-life costs. The company specializes in whole life insurance products designed to handle funeral expenses, outstanding debts, and medical bills without burdening survivors. These policies offer simplified underwriting and fixed premiums for easier budgeting. Serving both individual homeowners and small business operators, Shepherd Insurance regularly assists offices, warehouses, and food service establishments with tailored coverage options for their employees and proprietors.
Olivia Fette at Comparion Insurance Agency serves families in residential settings throughout the Florence, Kentucky area, offering final expense insurance to help cover end-of-life costs. Commercial coverage is also available for local businesses seeking similar policies. The agency provides support within Florence and its surrounding communities. After an initial policy is in place, clients can expect follow-up consultations to review their needs, with additional service available between regular visits as circumstances change.
Barnes Insurance Group in Florence, KY is known for offering final expense insurance solutions to local residents. Its services range from helping clients select affordable burial and funeral coverage policies to providing guidance on managing end-of-life expenses. The agency works with individuals seeking to reduce financial burdens on their families during difficult times. An additional service includes support for policyholders enrolling in limited benefit whole life insurance plans.
What Does a a Final Expense Insurance Agent in Florence Cost?
Premiums for final expense insurance in Kentucky typically range from 30 to 100 dollars per month for a 10000 dollar policy depending on age and health. Some insurers offer guaranteed issue policies with no health questions but these have higher premiums and a two year waiting period for full benefits. This is general information and not insurance advice.
About final expense insurance agents in Florence
Final expense insurance agents in Florence Kentucky help residents secure burial or funeral coverage that pays directly to beneficiaries. Kentucky law requires agents to be licensed through the Kentucky Department of Insurance and follow state regulations on policy disclosures. These policies typically have lower face values than traditional life insurance and do not require a medical exam.
Frequently Asked Questions
What is a final expense insurance policy in Kentucky?
A final expense policy is a small whole life insurance policy designed to cover funeral and burial costs. In Kentucky these policies usually have face amounts between 5000 and 25000 dollars. They are often easier to qualify for than standard life insurance.
Do I need a license to sell final expense insurance in Florence?
Yes all insurance agents in Kentucky must hold a valid life insurance license from the Kentucky Department of Insurance. Agents must also complete continuing education courses to maintain their license. You can verify an agents license on the Kentucky DOI website.
Are final expense benefits taxable in Kentucky?
Life insurance death benefits including final expense payouts are generally not subject to federal income tax. Kentucky does not have a state inheritance tax so beneficiaries typically receive the full benefit amount. Always consult a tax professional for your specific situation.
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