The top-rated final expense insurance agent in Baton Rouge, Louisiana is Globe Life American Income Division: Schreiter Organization, rated 4.9 stars across 2,373 reviews. Other highly rated options include Gama Insurance Agencies, Chabert Insurance of Baton Rouge, The Highland Insurance Group. This directory lists 20 final expense insurance agents serving Baton Rouge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Schreiter Organization | 11606 Southfork Ave Suite 300A | (225) 910-6416 |
| 2 | Gama Insurance Agencies | 5185 S Sherwood Forest Blvd | (225) 963-6383 |
| 3 | Chabert Insurance of Baton Rouge | 3888 S Sherwood Forest Blvd T | (225) 395-4000 |
| 4 | The Highland Insurance Group | 8235 YMCA Plaza Dr Suite 200 | (225) 408-1630 |
| 5 | The Louisiana Insurance Center | 5432 Superior Dr A Suite A | (225) 233-6861 |
| 6 | Insurance & Financial Services, Inc | 3466 Drusilla Ln Suite A | (225) 296-0226 |
| 7 | Independent Insurance Agents | 18153 E Petroleum Dr | (225) 819-8007 |
| 8 | Lewis Mohr Insurance Agency | 11051 Coursey Blvd | (225) 293-1086 |
| 9 | Greater Louisiana Insurance Group | 5917 Jones Creek Rd | (225) 771-8751 |
| 10 | Banner Insurance Agency | 8312 Florida Blvd D | (225) 293-1103 |
Globe Life American Income Division: Schreiter Organization serves Baton Rouge and East Baton Rouge Parish, offering final expense insurance services. This agency helps local families plan for end-of-life costs with straightforward coverage options. Final expense policies are designed to cover funeral and burial expenses, easing the financial burden on loved ones. The company handles final expense insurance and related funeral planning services in this area.
Gama Insurance Agencies provides final expense insurance services to individuals in Baton Rouge, Louisiana. It helps clients plan for end-of-life costs through straightforward policy options. The agency focuses on connecting customers with suitable coverage that addresses funeral and burial expenses. Its guidance supports families in making informed decisions during a difficult time. The company regularly reviews policy details with clients to ensure their needs remain met. Gama Insurance Agencies works with single-family homes, apartments, retail, and restaurants.
Chabert Insurance of Baton Rouge serves individuals and families seeking to ease the financial burden of end-of-life expenses for their loved ones. The agency specializes in final expense insurance, helping clients secure affordable coverage for funeral costs and outstanding medical bills through personalized policy discussions. They guide customers through plan options tailored to meet specific burial and debt obligations. This Baton Rouge agency also provides its services to residents in the surrounding East Baton Rouge Parish communities.
The Highland Insurance Group serves Baton Rouge and its surrounding communities, assisting families with final expense insurance needs. It helps clients secure coverage to manage end-of-life costs, relieving loved ones from financial burdens during a difficult time. The company addresses common concerns about funeral expenses and unpaid medical bills through straightforward policies. To handle a typical job, it first reviews a family's specific situation to recommend appropriate coverage levels, then guides them through the application process with clear explanations.
The Louisiana Insurance Center in Baton Rouge offers both term-life and whole-life final expense policies, providing either temporary or permanent coverage to meet individual budget and legacy needs. These plans help clients pre-fund essential funeral costs, relieving families of an unexpected financial burden during a difficult time. Service here typically follows a client-requested, as-needed basis for policy inquiries, changes, or benefit claims, allowing customers to receive focused assistance only when necessary without any scheduled follow-up.
Insurance and Financial Services, Inc in Baton Rouge, LA focuses on final expense insurance, helping clients cover end-of-life costs with straightforward policies. It also provides general insurance and financial services to local residents. The agency typically works with seniors to set up affordable plans for funeral and burial expenses. This assistance is especially valuable for families planning ahead before the active hurricane season, when rapid policy adjustments or clear coverage for relocation needs become important.
Independent Insurance Agents in Baton Rouge, Louisiana provides general risk management services alongside specialized final expense insurance offerings designed to meet end-of-life planning needs. The agency helps families secure coverage that addresses burial and outstanding medical costs in straightforward, manageable policies. Support is available for clients working in a variety of commercial sectors, including local offices, warehouses, and food service establishments.
When the summer heat in Baton Rouge prompts local families to reconsider their end-of-life plans, Lewis Mohr Insurance Agency provides straightforward final expense coverage. The agency explains insurance options for covering burial costs and unpaid obligations. Each consultation focuses on identifying an applicant’s specific financial protection needs. Policies are designed to bring clarity and security for loved ones. Before any coverage can be issued, a brief telephone inspection is scheduled to confirm the applicant’s health status, ensuring all details are accurately recorded for the underwriting process.
Greater Louisiana Insurance Group, based in Baton Rouge, is a final expense insurance agent known for helping families cover end-of-life costs. It serves clients throughout the local area, offering policies that address funeral expenses, outstanding debts, and other final obligations. The agency guides individuals through the process of selecting a suitable plan to protect loved ones from financial burden. Many policies are available without requiring a medical exam for approval. The firm can also arrange for additional coverage options like accidental death benefits.
Banner Insurance Agency serves families in Baton Rouge, Louisiana, providing final expense insurance for residential clients who need help covering end-of-life costs. The agency also offers commercial coverage options for local small business owners in the Baton Rouge area. Their service area includes Baton Rouge and the surrounding communities in East Baton Rouge Parish. Agents meet with clients in person to review simple burial and funeral expense plans. Between regular annual visits, the agency follows up by phone to confirm coverage details or address any beneficiary changes.
What Does a a Final Expense Insurance Agent in Baton Rouge Cost?
In Louisiana final expense insurance premiums vary by age and health. A 10000 dollar policy for a 55 year old non smoker costs about 25 to 45 dollars per month. For a 75 year old the same policy may cost 70 to 120 dollars per month. Rates are locked in and do not increase with age. This is general information and not insurance advice.
About final expense insurance agents in Baton Rouge
Final expense insurance agents in Baton Rouge help residents secure coverage for funeral and burial costs. Louisiana law requires funeral contracts to be in writing and allows preneed funeral arrangements through licensed agents. These policies typically range from 5000 to 25000 dollars and do not require a medical exam.
Frequently Asked Questions
What is final expense insurance in Baton Rouge Louisiana?
Final expense insurance is a small whole life policy designed to cover funeral costs and medical bills. In Louisiana these policies are often called burial insurance and can be purchased from licensed agents without a health exam.
How do Louisiana laws affect final expense insurance?
Louisiana Revised Statute 22:1701 requires funeral insurance policies to clearly state coverage limits and cancellation rights. Agents must be licensed by the Louisiana Department of Insurance. Policyholders have a 30 day free look period to cancel for a full refund.
What is the typical cost of final expense insurance in Baton Rouge?
Monthly premiums for a 10000 dollar policy range from 30 to 80 dollars for a 65 year old non smoker. Costs depend on age health and coverage amount. Smokers and older applicants pay higher rates.
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