ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Final Expense Insurance Agents Near You in Lake Charles, LA

Browse final expense insurance agents serving Lake Charles, Louisiana. Updated 2026-07-14.

The top-rated final expense insurance agent in Lake Charles, Louisiana is Hight-Doland Agency: Allstate Insurance, rated 4.9 stars across 309 reviews. Other highly rated options include Shayne Laughlin - State Farm Insurance Agent, Kelly Lee Insurance, Goosehead Insurance - James Bice. This directory lists 20 final expense insurance agents serving Lake Charles.

Showing 20 final expense insurance agents in Lake Charles, LAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Hight-Doland Agency: Allstate Insurance3405 Lake St(337) 474-2020
2Shayne Laughlin - State Farm Insurance Agent4328 Lake St(337) 477-7354
3Kelly Lee Insurance3205 Ryan St(337) 656-2890
4Goosehead Insurance - James Bice417 W College St(337) 313-2603
5Scotty Mathews Ins Agcy Inc4640 Nelson Rd(337) 474-0865
6Jennifer Stevens - GEICO Insurance Agent4201 Nelson Rd Suite 300(337) 474-1700
7Insurance Unlimited3111 Ryan St(337) 477-6922
8Curtis Insurance509 7th St(337) 433-1683
9Shelter Insurance - Ross Byrley4566 Lake St(337) 478-8349
10Chris Duncan Agency Inc502 E College St(337) 625-7090
HD
3405 Lake St
Hight-Doland Agency: Allstate Insurance
Final Expense Insurance Agent · Lake Charles, LA

Hight-Doland Agency: Allstate Insurance serves the Lake Charles, Louisiana metro area and offers final expense insurance services. This type of insurance helps cover funeral and burial costs, easing the financial burden on loved ones during a difficult time. The agency assists clients in selecting coverage that fits their budget and their specific end-of-life planning needs. It handles final expense policy consultations and the arrangement of appropriate burial benefit plans.

SL
4328 Lake St
Shayne Laughlin - State Farm Insurance Agent
Final Expense Insurance Agent · Lake Charles, LA

Shayne Laughlin - State Farm Insurance Agent serves local families and individuals who are planning for end-of-life expenses in the Lake Charles area. The agency helps clients secure final expense insurance policies that cover funeral costs, outstanding debts, and other final obligations. These policies are designed to alleviate financial stress for surviving loved ones during a difficult time. The agent focuses on explaining coverage options simply so families can make informed decisions. Shayne Laughlin’s agency also extends its services to residents in the nearby community of Sulphur.

KL
3205 Ryan St
Kelly Lee Insurance
Final Expense Insurance Agent · Lake Charles, LA

Kelly Lee Insurance provides final expense insurance services throughout the Lake Charles, Louisiana area. It helps clients plan for end-of-life costs by offering whole life insurance policies designed to cover funeral expenses and related debts. Policyholders can work with the agency to establish manageable premium payment schedules that fit their budgets. The company assists with policy selection, application completion, and beneficiary designation. Its client base includes single-family homeowners, apartment tenants, retail employees, and local restaurant workers.

GI
417 W College St
Goosehead Insurance - James Bice
Final Expense Insurance Agent · Lake Charles, LA

Serving Lake Charles and the surrounding communities in southwestern Louisiana, Goosehead Insurance - James Bice handles final expense insurance policies designed to cover end-of-life costs. This agency helps local families secure financial coverage for funeral arrangements and outstanding medical bills. It assists clients in selecting a suitable plan that aligns with their individual needs and budget. To handle a typical case, the agency guides customers through a straightforward application process, comparing available options to ensure the chosen policy meets their specific end-of-life requirements.

SM
4640 Nelson Rd
Scotty Mathews Ins Agcy Inc
Final Expense Insurance Agent · Lake Charles, LA

Scotty Mathews Ins Agcy Inc in Lake Charles, Louisiana offers final expense insurance to help individuals cover end-of-life costs. Its services generally include assisting clients in selecting appropriate funeral and burial insurance coverage. The agency helps local families plan for financial obligations related to memorial services, medical bills, and outstanding debts. It specifically addresses the concerns of seniors and their families during seasonal transitions, such as when winter storms or hurricane season prompt a review of existing policies to ensure adequate financial protection.

JS
4201 Nelson Rd Suite 300
Jennifer Stevens - GEICO Insurance Agent
Final Expense Insurance Agent · Lake Charles, LA

For a one-time final expense policy, clients pay a single lump-sum premium to secure coverage, while a scheduled option allows smaller, ongoing premium payments through life. Jennifer Stevens, a GEICO Insurance Agent in Lake Charles, Louisiana, helps local residents plan for end-of-life funeral and burial expenses to ease the financial burden on families. Service runs on a scheduled basis through regular premium payments, not as a one-time transaction.

IU
3111 Ryan St
Insurance Unlimited
Final Expense Insurance Agent · Lake Charles, LA

For many Lake Charles families, a sudden final expense need can be an unexpected financial burden. Insurance Unlimited provides direct placement of final expense insurance policies for local residents. They help simplify the application process for those arranging coverage for end-of-life costs like funeral services and burial plots. Their service focuses on guiding clients through available plans with clearly defined benefits and approval requirements. The initial step to begin this process involves a no-obligation inspection of the individual’s current coverage status and stated health condition.

CI
509 7th St
Curtis Insurance
Final Expense Insurance Agent · Lake Charles, LA

Curtis Insurance assists clients in Lake Charles, Louisiana, with life insurance planning, specializing in final expense policies that cover end‑of‑life costs. The firm also offers supplemental insurance options to address burial or funeral needs not covered by traditional plans. This focus ensures families can manage immediate post‑death expenses without financial strain. The company serves local commercial sectors, including area offices, warehouses, and food service businesses.

SI
4566 Lake St
Shelter Insurance - Ross Byrley
Final Expense Insurance Agent · Lake Charles, LA
CD
502 E College St
Chris Duncan Agency Inc
Final Expense Insurance Agent · Lake Charles, LA

The Chris Duncan Agency Inc in Lake Charles, LA provides final expense insurance agent services to area residents in their own homes. Commercial coverage is also arranged for local small businesses, with the service area encompassing Calcasieu Parish and the surrounding communities. These insurance plans are designed to cover end-of-life costs, relieving family members of financial burdens during a difficult time. The agency maintains follow-up contact between regular visits to ensure policies continue meeting client needs.

FB
2352 E McNeese St
Farm Bureau Insurance
Final Expense Insurance Agent · Lake Charles, LA
(337) 478-6714
lafarmbureau.com
SP
612 W McNeese St
Security Plan Insurance
Final Expense Insurance Agent · Lake Charles, LA
(877) 759-9443
RM
3311 Ernest St
Ratliff-Myers Insurance
Final Expense Insurance Agent · Lake Charles, LA
(337) 433-1000
ratliffinsurance.com/contact
RM
3001 Gerstner Memorial Dr
Raymond M. Fondel Jr. Insurance Agency
Final Expense Insurance Agent · Lake Charles, LA
(337) 433-6052
SF
2922 Deaton St
Strong Future Insurance LA
Final Expense Insurance Agent · Lake Charles, LA
(337) 283-2922
UN
642 W McNeese St
Union National Life Insurance
Final Expense Insurance Agent · Lake Charles, LA
(337) 478-6363
NM
127 Broad St Suite 600
Northwestern Mutual
Final Expense Insurance Agent · Lake Charles, LA
(337) 436-8940
northwesternmutual.com/financial-professionals
HL
700 W Prien Lake Rd Suite 200
Higginbotham - Lake Charles
Final Expense Insurance Agent · Lake Charles, LA
(337) 475-7441
higginbotham.com/locations/lake-charles
DI
3221 Ryan St A
Demarie Insurance Agency
Final Expense Insurance Agent · Lake Charles, LA
(337) 474-4555
demarieinsurance.com
IA
725 US-171 #300
Insurance Advantage LLC
Final Expense Insurance Agent · Lake Charles, LA
(337) 905-0661
insuranceadvantage.net

What Does a a Final Expense Insurance Agent in Lake Charles Cost?

Typical final expense insurance costs in Louisiana range from 30 to 150 dollars per month for 5,000 to 25,000 dollars in coverage. Your age and health history affect the exact premium. Some companies offer guaranteed acceptance policies with higher rates. This is general information and not insurance advice.

About final expense insurance agents in Lake Charles

Final expense insurance agents in Lake Charles Louisiana help families cover funeral costs and end-of-life expenses. Louisiana law requires funeral contracts to be in writing and allows preneed funeral arrangements. A local agent can explain how these policies work with your specific needs and budget.

Frequently Asked Questions

What does a final expense insurance agent in Lake Charles do?

A final expense insurance agent helps you choose a small whole life policy to pay for funeral and burial costs. In Louisiana, these policies are often called burial insurance. The agent guides you through the application and helps you understand the policy terms.

How much does final expense insurance cost in Louisiana?

Costs vary based on your age, health, and the coverage amount. Typical monthly premiums range from 30 to 150 dollars for 5,000 to 25,000 dollars in coverage. Louisiana does not cap premiums, so rates differ between insurance companies.

Are there Louisiana laws that affect final expense insurance?

Yes, Louisiana Revised Statute 22:1701 requires funeral contracts to be in writing and gives you a 30-day right to cancel. Also, Louisiana law allows preneed funeral arrangements which can be funded by a final expense policy.

Final Expense Insurance Agents in Other Louisiana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.