The top-rated final expense insurance agent in Gloucester, Massachusetts is Prince Insurance Agency, Inc., rated 4.9 stars across 88 reviews. Other highly rated options include Babson-Elwell & Davis, Inc, Carroll K Steele Insurance Agency, Lauranzano Insurance Agency, Inc. This directory lists 10 final expense insurance agents serving Gloucester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Prince Insurance Agency, Inc. | 15 Washington St | (978) 283-7314 |
| 2 | Babson-Elwell & Davis, Inc | 44 Blackburn Center | (978) 283-1561 |
| 3 | Carroll K Steele Insurance Agency | 32 Pleasant St | (978) 283-5100 |
| 4 | Lauranzano Insurance Agency, Inc | 44 Blackburn Center | (978) 927-8420 |
| 5 | Globond Financial | 118 Prospect St | (917) 523-9163 |
| 6 | Palazzola Insurance Agency | 1 Main St u9 | (978) 283-7711 |
| 7 | Salem Five Insurance Services, LLC | 23 Dale Ave | (978) 283-7757 |
| 8 | Favazza Johnson Insurance Agency | 218 Main St | (978) 283-0016 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 4 Railroad Ave | (800) 333-7234 |
| 10 | Salem Five Insurance Services, LLC | 321 Gloucester Crossing Rd | (978) 283-7757 |
Prince Insurance Agency, Inc. serves the Gloucester, Massachusetts area and the surrounding county. As a final expense insurance agent, it assists local residents with planning for end-of-life costs. The agency helps clients secure coverage specifically designed to pay for funeral arrangements, burial services, and related debts. Policies offered are typically small whole life plans that do not require a medical exam for approval. The agency handles face-to-face consultations and simplified-issue life insurance for seniors and individuals with health concerns.
Babson-Elwell & Davis, Inc in Gloucester, MA provides final expense insurance services that help families cover end-of-life costs. The agency offers policies designed to manage funeral expenses and other financial obligations after a death. These plans are maintained through straightforward premium payments, ensuring coverage remains in place when needed most. The company services individuals and households in the local area, assisting those with single-family homes or apartments in planning for these necessary arrangements.
Carroll K Steele Insurance Agency in Gloucester, MA serves seniors and families who need final expense insurance coverage to manage end-of-life costs. The agency helps clients secure burial and funeral expense plans that provide financial support for loved ones. Its focus is on offering straightforward, affordable policy options tailored to individual needs and budgets. Assistance is available with comparing benefits and understanding terms before making a decision. The agency also extends its final expense services to clients in the neighboring community of Rockport.
Serving Gloucester, Massachusetts, and the surrounding Cape Ann communities, Lauranzano Insurance Agency, Inc focuses exclusively on final expense insurance policies. The firm helps local families plan for end-of-life costs, ensuring that funeral expenses and other outstanding obligations do not become a burden for survivors. They work closely with each client to review personal circumstances and budget constraints. To handle a typical case, the agency conducts a straightforward needs assessment to recommend a suitable coverage amount and then guides the applicant through the simple approval process.
Globond Financial specializes in final expense insurance, offering policies that cover funeral and burial costs for residents of Gloucester, MA. The agency assists clients in selecting affordable coverage to relieve families of financial burdens during difficult times. It also provides guidance through the policy application process, helping individuals secure peace of mind with manageable premiums. As the cost of services rises, it helps families plan ahead before unexpected expenses become urgent.
Palazzola Insurance Agency in Gloucester, MA, assists clients in choosing between a single-premium final expense plan requiring one upfront payment or a recurring monthly premium option for ongoing affordability. Coverage typically is designed to help manage funeral costs and outstanding debts for surviving family members. As a final expense insurance agent, the agency provides guidance on available policy limits and beneficiary designation. Service runs on an as-needed basis, with clients welcome to schedule an appointment for new plan enrollment or policy reviews.
Salem Five Insurance Services, LLC serves clients in and around Gloucester, Massachusetts, specializing in final expense insurance policies. These plans are designed to cover end‑of‑life costs, easing financial burdens on families. The agency assists individuals in selecting affordable coverage that aligns with their budgets and needs. Final expense insurance typically provides a lump‑sum benefit for funeral arrangements and outstanding medical bills. The firm handles policy comparisons and helps applicants complete the necessary paperwork during the enrollment process.
As Gloucester’s coastal seasons shift, older residents often review their family protection plans. Favazza Johnson Insurance Agency serves this need by specializing in final expense insurance, helping cover end-of-life costs with straightforward policies. They understand local funeral homes and burial expenses common on Cape Ann. Their conversations focus on clear benefits and manageable premiums. Before providing precise coverage options, the agent schedules a brief in-home or phone inspection to review the client’s health history and policy needs.
Gallagher Insurance, Risk Management & Consulting provides final expense insurance services for individuals in Gloucester, Massachusetts. Its offerings focus on helping clients arrange funeral and burial coverage through straightforward policies. The company works with clients to review plan options and manage ongoing account maintenance, ensuring coverage remains active. It services single-family homes, apartments, retail establishments, and restaurants in the local area.
Salem Five Insurance Services, LLC serves clients in and around Gloucester, Massachusetts, specializing in final expense insurance policies. These plans are designed to cover end‑of‑life costs, easing financial burdens on families. The agency assists individuals in selecting affordable coverage that aligns with their budgets and needs. Final expense insurance typically provides a lump‑sum benefit for funeral arrangements and outstanding medical bills. The firm handles policy comparisons and helps applicants complete the necessary paperwork during the enrollment process.
What Does a a Final Expense Insurance Agent in Gloucester Cost?
In Massachusetts, final expense insurance premiums typically range from 30 to 100 dollars per month for a 10000 dollar policy, depending on age and health. Some policies offer level premiums that do not increase over time. Costs vary by case and insurer. This is general information, not insurance advice.
About final expense insurance agents in Gloucester
Final expense insurance agents in Gloucester Massachusetts help residents secure coverage for end-of-life costs such as funerals and burials. Massachusetts law requires funeral homes to provide a general price list upon request, making it easier to plan for these expenses. Local agents can guide you through policy options that fit your budget and needs.
Frequently Asked Questions
What is final expense insurance and how does it work in Gloucester Massachusetts?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In Massachusetts, these policies typically have face values between 5000 and 25000 dollars. The death benefit is paid directly to the beneficiary or funeral home to settle expenses.
Do I need a medical exam to qualify for final expense insurance in Massachusetts?
Most final expense insurance policies in Massachusetts do not require a medical exam. Instead, insurers ask a few health questions on the application. Approval is usually quick for those with common health conditions.
Can I use final expense insurance to prepay for a funeral in Gloucester?
Yes, you can assign the policy to a funeral home in Gloucester to prepay for services. Massachusetts has specific laws governing preneed funeral contracts to protect consumers. An agent can explain how to coordinate the policy with a local funeral director.
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