The top-rated final expense insurance agent in Medford, Massachusetts is Risman Insurance Agency, rated 4.8 stars across 228 reviews. Other highly rated options include Milner Insurance Agency, Inc., Daniel N O'Rourke Insurance Inc, Bates Insurance Agency Inc.. This directory lists 13 final expense insurance agents serving Medford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Risman Insurance Agency | 689 Fellsway | (781) 396-2116 |
| 2 | Milner Insurance Agency, Inc. | 121 Mystic Ave Suite 2 Rear | (781) 391-9449 |
| 3 | Daniel N O'Rourke Insurance Inc | 429 High St | (781) 396-8244 |
| 4 | Bates Insurance Agency Inc. | 92 High St B1 | (781) 396-4985 |
| 5 | Pompeo & Sons Insurance Agency, Inc | 464 High St | (781) 391-1630 |
| 6 | Farnam Insurance, LLC - Home, Auto, Life, Business | 5 Forest St | (781) 395-4466 |
| 7 | Gilbert Insurance Agency | 402 Salem St | (781) 391-3240 |
| 8 | Nobile Insurance Agency Medford | 39 Salem St | (781) 395-4200 |
| 9 | Cecil N Marchionne Insurance Agency, Inc | 506 Main St | (781) 391-7100 |
| 10 | McKenna Insurance Agency | City Building, 15 Main St | (781) 333-6378 |
Risman Insurance Agency serves Medford, Massachusetts, and the surrounding Middlesex County area as a local final expense insurance agent. It helps families plan for end-of-life costs by offering straightforward burial and funeral expense policies. The agency focuses on providing coverage that eases financial burdens on surviving loved ones. Its representatives guide clients through policy options designed to cover services such as casket purchases and burial plot arrangements.
Milner Insurance Agency, Inc. provides a range of final expense insurance services designed to help clients in Medford, Massachusetts cover end-of-life costs and relieve family financial burdens. It helps individuals secure tailored burial and funeral expense coverage with straightforward policy options that accommodate modest budgets. The company focuses on maintaining clear communication and promptly assisting clients with plan adjustments or inquiries as their needs evolve. It primarily serves single-family homes, apartments, retail establishments, and local restaurants.
Daniel N O'Rourke Insurance Inc serves seniors and families in Medford, MA who are seeking final expense insurance to cover end-of-life costs such as funeral arrangements and outstanding medical bills. The agency helps clients select straightforward whole life policies that guarantee benefits while keeping monthly premiums affordable. It also assists with clarifying coverage options to ensure loved ones avoid financial burden during a difficult time. Its service area extends throughout Middlesex County, including nearby communities such as Arlington and Malden.
Bates Insurance Agency Inc. serves the Medford, Massachusetts area and its surrounding communities. It handles final expense insurance, which helps cover funeral costs and other end-of-life bills. The agency works with local clients to arrange simple policies that relieve families from financial stress during difficult times. For a typical job, this agent takes time to explain policy options clearly and focuses on keeping each client’s plan straightforward and manageable.
For families in Medford, MA, final expense insurance from Pompeo & Sons Insurance Agency, Inc can be set up as a one-time payment or as recurring premiums that build coverage over time. This coverage helps pay for burial, medical bills, and other end-of-life costs. Service arrangements generally support a one-time policy purchase, though scheduled annual reviews are available to adjust coverage needs as circumstances change.
With winter approaching in Medford, many families begin reviewing their financial protections for the months ahead. Farnam Insurance, LLC - Home, Auto, Life, Business serves as a local final expense insurance agent, helping residents arrange coverage that addresses end-of-life costs without straining loved ones. They guide clients through understanding specific policy options designed for these funeral and medical expenses. An initial consultation is arranged to review each individual’s current coverage and identify what final expense plan might suit their needs best.
Gilbert Insurance Agency in Medford, MA specializes in final expense insurance policies, helping local families secure coverage for end-of-life costs. It provides personalized guidance, assisting clients in navigating plan options to align with their budgets and preferences. The agency serves residents throughout Medford, offering straightforward support during insurance decisions. As families approach the holiday season, the agency can help them review existing coverage to address any gaps or adjust benefits before year-end planning begins.
Nobile Insurance Agency Medford offers in-home consultations for final expense insurance to residents in and around Medford, Massachusetts. Commercial coverage options are also available for local business owners. Serving families throughout Middlesex County, the agency helps clients plan for end-of-life expenses with straightforward policy discussions. By maintaining detailed records of each client’s coverage, the agency can follow up between regular visits to review needs, update beneficiaries, or adjust plans as circumstances change.
Cecil N Marchionne Insurance Agency, Inc specializes in helping clients plan for end-of-life expenses. As a final expense insurance agent in Medford, MA, the company works to assist individuals in securing policies that cover funeral costs and outstanding debts. These plans are designed to relieve family members from unexpected financial burdens. The agency can serve a range of commercial operations in the area, including offices, warehouses, and food service establishments.
What Does a a Final Expense Insurance Agent in Medford Cost?
In Massachusetts, final expense insurance premiums typically range from 30 to 100 dollars per month for a 10000 to 15000 dollar policy. Rates are based on age, health, and tobacco use. Most policies have a graded benefit period of two to three years for pre existing conditions. This is general information and does not constitute insurance advice. Always consult a licensed agent for your specific situation.
About final expense insurance agents in Medford
Final expense insurance agents in Medford Massachusetts help residents secure coverage for funeral costs and outstanding debts. Massachusetts law requires funeral homes to provide a written price list upon request, making it easier to plan with your agent. These policies typically range from 5000 to 25000 dollars and do not require a medical exam.
Frequently Asked Questions
What does a final expense insurance agent do in Medford?
A final expense insurance agent helps Medford residents choose a small whole life policy to cover funeral and burial costs. The agent explains policy options and helps you compare quotes from different insurers. They also guide you through the application process which usually has no medical exam.
Do I need a final expense policy if I already have life insurance?
If your existing life insurance is small or meant for other beneficiaries, a separate final expense policy can ensure funeral costs are covered. Many people in Massachusetts use final expense insurance to protect their family from out of pocket expenses. Your agent can review your current coverage to see if a separate policy makes sense.
Are final expense insurance benefits taxed in Massachusetts?
No, final expense insurance death benefits are generally not subject to federal or Massachusetts income tax. The benefit is paid as a lump sum to the beneficiary. However Massachusetts has an estate tax for estates over one million dollars, but a small final expense policy usually does not trigger this tax.
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