The top-rated final expense insurance agent in Prior Lake, Minnesota is Mandi Vote- State Farm Insurance Agent, rated 5.0 stars across 214 reviews. Other highly rated options include AB & B Insurance, Jeremy Senn - State Farm Insurance Agent, Lakes Insurance. This directory lists 14 final expense insurance agents serving Prior Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mandi Vote- State Farm Insurance Agent | 16731 State Hwy 13 Suit 109 | (612) 255-0941 |
| 2 | AB & B Insurance | 14198 Commerce Ave NE #700 | (952) 226-1226 |
| 3 | Jeremy Senn - State Farm Insurance Agent | 14033 Commerce Ave NE Suite 102 | (952) 447-8700 |
| 4 | Lakes Insurance | 6885 Boudin St NE | (612) 750-3108 |
| 5 | Prior Lake State Agency | 16677 Duluth Ave SE UNIT 101 | (952) 447-8350 |
| 6 | Van Curler Independent Insurance Agency | 16228 Main Ave SE UNIT 111 | (952) 226-1160 |
| 7 | Nick Atkinson & Associates Inc American Family Insurance | 14180 Commerce Ave NE STE 107 | (952) 226-6999 |
| 8 | Oak Tree Insurance | 15870 Franklin Trail SE #105a | (952) 469-9261 |
| 9 | Alan Iverson American Family Insurance | 4719 Park Nicollet Ave SE #110 | (952) 447-1025 |
| 10 | Goosehead Insurance - Jessica Gillin | 16268 Eagle Creek Ave SE | (612) 439-5544 |
Mandi Vote- State Farm Insurance Agent serves Prior Lake, Minnesota, and the surrounding Scott County area, focusing on final expense insurance. This type of policy helps families cover burial and funeral costs after a loved one passes away. The agency assists clients in selecting affordable whole life coverage that provides a tax-free benefit to beneficiaries. Specific services include arranging policy payouts to directly handle end-of-life expenses and offering guaranteed-issue plans for individuals with pre-existing health conditions.
AB & B Insurance provides final expense insurance services to individuals in the Prior Lake, Minnesota area. The agency helps clients secure coverage designed to manage end-of-life costs, including burial and funeral expenses. Their service includes consultation to explain policy options and assist with the application process. Follow-up maintenance involves helping clients review and update their beneficiary designations and coverage amounts as circumstances change. The agency services individual homeowners, residents in apartment communities, and families operating small retail stores and restaurants in the region.
Jeremy Senn - State Farm Insurance Agent in Prior Lake, MN helps homeowners and families prepare for their final expenses. This agency offers final expense insurance policies designed to cover burial costs and outstanding debts, giving policyholders certainty about future financial obligations. They assist clients in comparing coverage options to fit personal needs and budgets. The agent also serves residents in nearby Shakopee and surrounding areas of the southwest metro.
Serving Prior Lake and the surrounding communities of Scott and Carver counties, Lakes Insurance acts as a final expense insurance agent, handling policies that cover funeral costs and other end-of-life expenses. The company assists local families in securing preneed coverage to ease the financial burden on their loved ones. To handle a typical job, the agent meets with clients to review simple policy options and complete the required paperwork in a single appointment.
Prior Lake State Agency, located in Prior Lake, MN, assists families by distinguishing between final expense plans that require a single lump-sum premium and those that are paid in recurring installments, ensuring clients understand both options before committing. Coverage focuses on managing end-of-life costs such as burial, funeral services, and related final expenses for local residents. All support, from needs assessment to policy filing, is provided entirely on an as-needed basis, with no scheduled follow-ups unless requested.
Van Curler Independent Insurance Agency specializes in final expense insurance, offering policies designed to cover end-of-life costs and ease the financial burden on surviving family members. Based in Prior Lake, MN, the agency works with clients throughout the local area to discuss coverage options suited to individual needs and budgets. They help seniors and families secure peace of mind during a difficult time. The agency also assists clients with plan adjustments after major life events, such as moving to an assisted living facility.
Residents of Prior Lake and surrounding communities often wonder how final expenses might affect their loved ones during retirement planning or after the passing of a spouse. Nick Atkinson & Associates Inc American Family Insurance responds to that concern by offering straightforward final expense insurance agent services tailored to cover funeral costs and outstanding debts. The company helps local families navigate policy options without pressure or confusion. An initial assessment typically begins with a simple review of personal needs and existing coverage to identify gaps.
Oak Tree Insurance provides final expense insurance services to residents in Prior Lake, Minnesota. The agency also assists clients with commercial coverage options tailored to local business needs. Their work focuses on helping families plan for end-of-life expenses through straightforward policy guidance available throughout the surrounding area. Oak Tree Insurance serves households and entrepreneurs seeking practical coverage solutions that fit their budget. They typically follow up with clients after policy discussions and offer repeat service between regular visits to address any changing needs or questions.
Alan Iverson American Family Insurance, based in Prior Lake, MN, is known for connecting area clients with final expense insurance solutions tailored to cover end-of-life costs. The firm assists local families in navigating the process of selecting coverage options to help ease financial burdens. Its services generally focus on providing straightforward policies that typically offer a set benefit amount for funeral and burial expenses. The agency can also help add a rider for accidental death benefit protection, expanding coverage beyond standard final expenses.
What Does a a Final Expense Insurance Agent in Prior Lake Cost?
Final expense insurance premiums in Minnesota typically range from 30 to 100 dollars per month for a 5,000 to 15,000 dollar policy, depending on your age and health. Some policies offer guaranteed acceptance with no medical questions but have higher premiums and a graded benefit period. Costs vary by case and carrier. This is general information, not insurance advice.
About final expense insurance agents in Prior Lake
Final expense insurance agents in Prior Lake, Minnesota help residents secure coverage for funeral and burial costs. Minnesota law requires funeral homes to provide a general price list upon request, making it easier to plan for these expenses. Local agents can guide you through policies that cover final arrangements without requiring a medical exam.
Frequently Asked Questions
What does a final expense insurance agent do in Prior Lake?
A final expense insurance agent helps you choose a small whole life policy to cover funeral costs and other end-of-life expenses. They explain policy options, premiums, and benefits specific to Minnesota residents. The agent does not provide legal advice but can help you compare plans from different carriers.
Are there Minnesota laws that affect final expense insurance?
Yes, Minnesota law requires insurance companies to provide a free look period of at least 10 days after you receive a policy. During this time you can cancel for a full refund. Also, Minnesota has specific rules about preneed funeral contracts that may interact with your insurance policy.
How do I choose a final expense insurance agent in Prior Lake?
Look for an agent licensed in Minnesota who has experience with final expense policies. Ask about the carriers they work with and whether the policy builds cash value. You can verify an agents license through the Minnesota Department of Commerce website.
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