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Find Final Expense Insurance Agents in St Cloud, MN
Looking for a final expense insurance agent in St Cloud? Review the directory below to compare your options.
19 agents listed
Updated May 2026
St Cloud, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 19 final expense insurance agents in St Cloud, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dan Anderson - State Farm Insurance Agent
300 23rd Ave N, St Cloud, MN 56303
(320) 253-4656
insuremedan.com
Hess Partners Insurance Agency
31 33rd Ave N, St Cloud, MN 56303
(320) 255-0417
hesspartners.com
Advantage 1 Insurance
3801 3rd St N, St Cloud, MN 56303
(320) 252-6650
advantageoneins.com
Michael Brower Agency, Inc. American Family Insurance
1727 W St Germain St, St Cloud, MN 56301
(320) 252-5151
amfam.com
Lamphere Insurance Group, LLC
606 25th Ave S Ste. 204, St Cloud, MN 56301
(320) 640-0633
lamphereinsgrp.com
Hess Insurance Agency LLC
2233 Roosevelt Rd #4, St Cloud, MN 56301
(320) 251-1515
hessinsuranceagency.com
Bankers Life
3400 1st St N Ste 204, St Cloud, MN 56303
(320) 252-8393
branches.bankerslife.com
Thrivent Financial
2835 W St Germain St STE 550, St Cloud, MN 56301
(612) 445-3751
local.thrivent.com
Moe Agency Inc
536 25th Ave N, St Cloud, MN 56303
(320) 253-7644
moeagencyinc.net
Gasperlin Insurance Agency
2789 Clearwater Rd #C, St Cloud, MN 56301
(320) 252-6800
gasperlinagency.com
John Herman Insurance
606 25th Ave S #111, St Cloud, MN 56301
(320) 251-1997
johnhermanins.wixsite.com
Stearns
4191 2nd St S, St Cloud, MN 56301
(320) 314-5267
Mark Helminick
1500 Oak Grove Rd SW #109, St Cloud, MN 56301
(320) 230-9147
insurancebrokersmn.com
Northwestern Mutual
705 36th St S, St Cloud, MN 56301
(320) 223-6639
stcloud.nm.com
Kari Pelzer, Bankers Life Agent
3400 1st St N Ste 204, St Cloud, MN 56301
(320) 252-8393
agents.bankerslife.com
The Bauer Group - Horace Mann
4180 Thielman Ln #104, St Cloud, MN 56301
(320) 251-9103
customer.horacemann.com
Andrea Christensen, Bankers Life Agent
3400 1st St N Ste 204, St Cloud, MN 56301
(320) 252-8393
agents.bankerslife.com
Independent
22 Wilson Ave NE Ste 207, St Cloud, MN 56304
(320) 656-5828
superpages.com
Connor Harens, Bankers Life Agent
3400 1st St N Ste 204, St Cloud, MN 56303
(320) 252-8393
agents.bankerslife.com
Final expense insurance agents in St Cloud, Minnesota help residents secure coverage for funeral and burial costs. Minnesota law requires funeral homes to provide a general price list upon request, making it easier to estimate expenses. Local agents can guide you through policy options that fit your budget and needs.
What Does a Final Expense Insurance Agent in St Cloud Cost?
In Minnesota, final expense insurance premiums depend on your age, gender, and health status. For a 70 year old male non smoker, a 10000 dollar policy may range from 60 to 100 dollars per month. Smokers and those with serious health conditions may pay 20 to 50 percent more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is final expense insurance in St Cloud Minnesota?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In Minnesota, these policies typically have face amounts between 5000 and 25000 dollars. They do not require a medical exam and are often issued to seniors.
How do Minnesota laws affect final expense insurance?
Minnesota has a 30 day free look period for life insurance policies, allowing you to cancel for a full refund. Also, Minnesota insurers cannot deny coverage based on pre existing conditions after the policy has been in force for two years, per the state's incontestability clause.
What is the typical cost for final expense insurance in St Cloud?
Costs vary by age, health, and coverage amount. For a 65 year old non smoker, a 10000 dollar policy might cost 40 to 70 dollars per month. Rates are higher for smokers or older applicants. Always compare quotes from multiple agents.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.