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Find Final Expense Insurance Agents Near You in Winona, MN

Browse final expense insurance agents serving Winona, Minnesota. Updated 2026-07-14.

The top-rated final expense insurance agent in Winona, Minnesota is Schmit Insurance Group, rated 5.0 stars across 239 reviews. Other highly rated options include Anthony Vote - State Farm Insurance Agent, A.J. Kanz American Family Insurance, Strategic Insurance Group. This directory lists 20 final expense insurance agents serving Winona.

Showing 20 final expense insurance agents in Winona, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Schmit Insurance Group1159 Gilmore Ave #3(507) 458-0007
2Anthony Vote - State Farm Insurance Agent1201 Gilmore Ave Ste F-6(507) 452-9270
3A.J. Kanz American Family Insurance163 Walnut St(507) 454-4638
4Strategic Insurance Group157 W 3rd St Suite E(507) 858-5365
5Steve Young Agency Inc American Family Insurance1502 W Service Dr(507) 454-1185
6Wunderlich Insurance Agency601 Main St(507) 454-3348
7State Farm Insurance678 Mankato Ave #100(507) 452-2934
8Farm Bureau Financial Services: Steve Jansen163 W 2nd St(507) 615-5166
9Farmers Insurance - David Jensen350 E Sarnia St Ste 5(507) 474-7005
10Farmers Insurance - Jason Banitt103 W Broadway St(507) 452-5916
SI
1159 Gilmore Ave #3
Schmit Insurance Group
Final Expense Insurance Agent · Winona, MN

Schmit Insurance Group serves the Winona, Minnesota metro area, specializing exclusively in final expense insurance. This is a form of life insurance designed to cover funeral costs, outstanding medical bills, and other end-of-life expenses. The company helps clients secure a small, affordable whole life policy that provides a guaranteed death benefit. They assist with policy selection and claims filing for burial, cremation, and other funeral service arrangements.

AV
1201 Gilmore Ave Ste F-6
Anthony Vote - State Farm Insurance Agent
Final Expense Insurance Agent · Winona, MN

Anthony Vote - State Farm Insurance Agent in Winona, MN, provides final expense insurance services designed to help clients cover end-of-life costs. The agency offers guidance on selecting appropriate coverage amounts to manage funeral expenses and outstanding debts. It assists with policy documentation and beneficiary updates, ensuring plans remain current as needs change. The agent works with local families, supporting them through the enrollment process. This final expense insurance office services single-family homes and apartments within the Winona area.

JK
163 Walnut St
A.J. Kanz American Family Insurance
Final Expense Insurance Agent · Winona, MN

Serving Winona homeowners and families planning ahead, A.J. Kanz American Family Insurance offers final expense insurance guidance. This type of coverage assists loved ones with burial costs, outstanding bills, and other end-of-life expenses. The agent works with local clients to explain policy options, helping them select appropriate benefit amounts for their needs. Services focus on providing straightforward, permanent life insurance solutions for those near or in retirement. The agent also covers surrounding areas in southeastern Minnesota, including the neighboring community of La Crosse and its metro region.

SI
157 W 3rd St Suite E
Strategic Insurance Group
Final Expense Insurance Agent · Winona, MN

Operating throughout Winona, Minnesota, and the surrounding areas, Strategic Insurance Group focuses on final expense insurance policies. This work helps individuals arrange coverage for end-of-life costs like funerals and burials. The company handles the specific needs of local seniors and families, guiding them through the plan selection process for their final wishes. To service a typical client, the agency generally meets with them to assess their budget and to simplify the application paperwork.

SY
1502 W Service Dr
Steve Young Agency Inc American Family Insurance
Final Expense Insurance Agent · Winona, MN

Steve Young Agency Inc American Family Insurance specializes in arranging final expense insurance to cover end-of-life costs in Winona, MN, and also provides general insurance services to local clients. It helps families plan for funeral and burial expenses through straightforward policies tailored to individual needs. The agency guides clients through the application process with clear explanations of coverage options. During the winter holiday season, when many families are together and want to secure critical financial planning before the new year begins, the agency can assist with final expense arrangements.

WI
601 Main St
Wunderlich Insurance Agency
Final Expense Insurance Agent · Winona, MN

As Winona residents consider how to manage end-of-life expenses, Wunderlich Insurance Agency provides focused final expense insurance guidance. The agency helps local families by explaining policy options that cover funeral costs and outstanding debts. Their process begins with a straightforward discussion of individual needs and budget constraints. After reviewing the available coverage choices, a no-pressure inspection of the applicant’s current situation determines the most suitable face amount and affordable premium structure.

SF
678 Mankato Ave #100
State Farm Insurance
Final Expense Insurance Agent · Winona, MN

For a family’s immediate need, final expense coverage from State Farm Insurance in Winona, MN can be arranged as a single premium policy paid entirely at the outset, or as a recurring monthly plan that spreads the cost over time. Both options offer a set benefit to help with end‑of‑life expenses and final medical bills. Service through this agency is available on a scheduled, as‑needed basis for consultations and policy reviews throughout the year.

FB
163 W 2nd St
Farm Bureau Financial Services: Steve Jansen
Final Expense Insurance Agent · Winona, MN

Farm Bureau Financial Services: Steve Jansen provides final expense insurance to clients in Winona, Minnesota. This work helps families prepare for end-of-life costs with focused coverage plans for burial and related expenses. The agency serves individuals planning for their own needs or assisting loved ones with these arrangements. Commercial sectors that can access these services include offices, warehouses, and food service establishments seeking coverage for employees or owners.

FI
350 E Sarnia St Ste 5
Farmers Insurance - David Jensen
Final Expense Insurance Agent · Winona, MN

Farmers Insurance - David Jensen in Winona provides final expense insurance agent services for surrounding residential clients in the area. Commercial coverage options are also available for local business owners seeking simpler life insurance policies. This office serves customers throughout Winona County and nearby communities. The team explains coverage choices with clear, straightforward guidance. They ensure policyholders understand their benefits and can adjust plans as needs change. Clients receive careful follow-up and repeat service between regular visits, keeping their final expense coverage aligned with evolving family circumstances.

FI
103 W Broadway St
Farmers Insurance - Jason Banitt
Final Expense Insurance Agent · Winona, MN

Farmers Insurance - Jason Banitt in Winona, MN is known for helping families plan for final expenses. This agency works with clients to secure burial and end-of-life coverage through straightforward whole life policies. Agents guide residents through application steps that require no medical exams. They tailor each policy to cover funeral costs and outstanding debts. As a specialty service, this agency also offers guaranteed issue life insurance for those with health concerns.

FI
902 E 2nd St Ste 108
Farmers Insurance - April Carrier
Final Expense Insurance Agent · Winona, MN
(507) 474-4115
agents.farmers.com/mn/winona/april-carrier
AI
474 W Sarnia St
Atlas Insurance Brokers of Winona
Final Expense Insurance Agent · Winona, MN
(507) 452-1951
atlasinsurancewinona.com
MI
760 E Broadway St
Midwest Insurance Services LLC
Final Expense Insurance Agent · Winona, MN
(612) 238-8782
FB
163 W 2nd St
Farm Bureau Financial Services: Scott Evans
Final Expense Insurance Agent · Winona, MN
(507) 474-6210
fbfs.com/find-an-agent/scottevans
BG
50 W 2nd St #113
Brendel & Glenna Insurance: Dan Brendel
Final Expense Insurance Agent · Winona, MN
(507) 429-0444
brendelandglennainsurance.com
WR
601 Main St
Wunderlich Robb
Final Expense Insurance Agent · Winona, MN
(507) 454-3348
wunderlichinsurance.com
SI
267 S Baker St
Superior Insurance Services MN
Final Expense Insurance Agent · Winona, MN
(507) 225-0942
FI
78 W 3rd St
Farmers Insurance - Douglas Troke
Final Expense Insurance Agent · Winona, MN
(507) 452-0360
agents.farmers.com/mn/winona/douglas-troke
TF
502 E Broadway St
Thrivent Financial
Final Expense Insurance Agent · Winona, MN
(507) 474-0844
local.thrivent.com/directory/mn/winona
NM
902 E 2nd St STE 216
Northwestern Mutual
Final Expense Insurance Agent · Winona, MN
(507) 205-3880
northwesternmutual.com/financial/advisor/dave-erickson

What Does a a Final Expense Insurance Agent in Winona Cost?

Typical monthly premiums for final expense insurance in Minnesota range from 30 to 100 dollars for a 10,000 dollar policy, depending on age and health. A 65-year-old non-smoker might pay around 50 to 70 dollars per month. Costs vary by carrier, coverage amount, and individual health status. This is general information, not insurance advice.

About final expense insurance agents in Winona

Final expense insurance agents in Winona, Minnesota help residents secure burial insurance to cover funeral costs and medical bills. Minnesota law requires funeral homes to provide a general price list, and final expense policies can help families meet those expenses. Local agents guide clients through policy selection based on age and health status.

Frequently Asked Questions

What is final expense insurance in Winona Minnesota?

Final expense insurance is a small whole life policy designed to pay for funeral and burial costs. In Minnesota, these policies typically have face values between 5,000 and 25,000 dollars. Agents in Winona can help you compare plans from multiple carriers.

Do I need a medical exam for final expense insurance in Minnesota?

Most final expense policies in Minnesota do not require a medical exam. Instead, insurers ask health questions on the application. Some policies offer guaranteed acceptance for applicants with serious health conditions.

How does Minnesota law affect final expense insurance payouts?

Minnesota law requires insurers to pay claims promptly, usually within 30 days of receiving proof of death. Beneficiaries receive the death benefit tax-free. If the policy has a graded benefit period, full coverage may not apply in the first two years.

Final Expense Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.