The top-rated final expense insurance agent in Lakewood, New Jersey is PRIME Insurance Agency, rated 4.9 stars across 357 reviews. Other highly rated options include Cosmo Insurance Agency, Stonebrook Insurance Group, Ben Goldfischer: Allstate Insurance. This directory lists 22 final expense insurance agents serving Lakewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PRIME Insurance Agency | 960 E County Line Rd | (732) 886-5751 |
| 2 | Cosmo Insurance Agency | 1600 Ave of the States #408 | (732) 363-3888 |
| 3 | Stonebrook Insurance Group | 500 River Ave Suite 230 | (732) 905-4100 |
| 4 | Ben Goldfischer: Allstate Insurance | 300 Main St | (732) 719-4050 |
| 5 | Wilhelm | 699 Cross St #1 | (732) 961-1551 |
| 6 | Eternal Cover Insurance Agency | 200 Airport Rd | (229) 231-2544 |
| 7 | Insurance Agency New Jersey | 1166 River Ave | (551) 273-4713 |
| 8 | J&R Insurance Agency & Financial Services LLC | 1400 Ocean Ave | (732) 363-1625 |
| 9 | Ideal Insurance Agency | 326 3rd St | (732) 363-8300 |
| 10 | True Life Insurance NJ | 323 Clifton Ave | (732) 307-3222 |
PRIME Insurance Agency serves Lakewood, New Jersey and surrounding Ocean County, offering final expense insurance to local residents. This agency specializes in burial insurance plans that help families cover the costs of end-of-life arrangements. Policies are typically designed to provide coverage without requiring a medical exam. Clients often seek these plans to ease the financial burden on loved ones after their passing. PRIME Insurance Agency assists with both initial policy setup and last wishes planning discussions for those settling a deceased family member.
Cosmo Insurance Agency provides final expense insurance services in Lakewood, New Jersey, helping individuals arrange coverage for end-of-life costs without burdening their families. It offers straightforward policy options that focus on managing funeral and burial expenses through clear, simple plans. Clients can expect guidance in selecting appropriate coverage levels to meet their specific needs. The agency serves local homeowners, apartment residents, and families who own retail businesses or operate restaurants in the community.
Serving families and individuals in the Lakewood, New Jersey area, Stonebrook Insurance Group helps clients plan for final expenses. The company guides local residents through the process of securing burial and funeral cost coverage, focusing on clear policy explanations tailored to each client’s needs. This work assists policyholders in reducing the financial burden left on loved ones during difficult times. Stonebrook Insurance Group extends its final expense insurance agent services to clients throughout the larger Ocean County metro area, including Toms River.
Ben Goldfischer: Allstate Insurance serves Lakewood, New Jersey, and its surrounding communities as a final expense insurance agent. This office handles final expense policies, which cover funeral costs and other end-of-life expenses to relieve family financial burdens. For each client, the agency generally helps them review their specific coverage needs, then presents straightforward policy options that fit the client's budget and preferences. This practical approach ensures families receive reliable support for final arrangements.
Wilhelm, a final expense insurance agent in Lakewood, NJ, helps clients understand the difference between a single-life policy, which covers one individual, and a joint policy that pays out upon the second death. Coverage is designed to handle end-of-life costs such as funeral expenses or outstanding medical bills. Policies typically offer fixed benefits that do not decrease over time, simplifying estate planning. The company’s assistance in arranging this protection is provided on a scheduled basis, with appointments made upon client request.
As local families in Lakewood and the surrounding shore area begin reviewing their financial plans for the upcoming year, the need for dignified final expense coverage often becomes more pressing. Eternal Cover Insurance Agency addresses this concern by helping residents secure simple burial and funeral policies that align with their budgets. The agency’s focus is on explaining how these specific policies work. The initial step typically involves a straightforward no-obligation assessment at the prospective client’s home or a convenient local location to review existing policies and personal coverage goals.
Insurance Agency New Jersey assists families with end-of-life planning, offering final expense insurance policies that cover funeral costs and related outstanding debts. The company specializes in whole life insurance tailored specifically for seniors, providing clarity and simplicity during a difficult time. This final expense coverage helps protect loved ones from unexpected financial burdens arising after a passing. Insurance Agency New Jersey serves clients throughout the Lakewood area, including those operating offices, warehouses, and food service establishments seeking burial protection for their employees or family protections.
J&R Insurance Agency & Financial Services LLC serves clients in Lakewood, New Jersey, and the surrounding area with final expense insurance planning from a residential office. The agency helps families prepare for end-of-life costs by arranging appropriate coverage that fits individual needs and budgets. Commercial insurance services are also available through the same location. The agency follows up between regular policy reviews to ensure coverage remains aligned with changing circumstances, offering continued service as clients update their plans over time.
Ideal Insurance Agency specializes in helping Lakewood families secure final expense coverage to manage end-of-life costs. The agency provides guidance on selecting appropriate insurance policies for burial and related expenses. It serves the local community by offering straightforward information and personalized assistance throughout the planning process. Many residents seek its support after a sudden health diagnosis or when assisting elderly relatives with advance financial arrangements. The agency is particularly helpful during the summer months when families often gather and face urgent care decisions for aging parents.
True Life Insurance NJ is a final expense insurance agent in Lakewood, serving individuals seeking coverage for end-of-life costs. The company assists clients with selecting burial and funeral expense policies that fit their financial situations. Its service range includes helping people plan for these specific expenses, often focusing on seniors and their families. True Life Insurance NJ can also process applications for policies tailored to cover outstanding medical bills or other debts that may accompany a final illness.
What Does a a Final Expense Insurance Agent in Lakewood Cost?
Final expense insurance costs in New Jersey depend on your age and health. For a 65-year-old, a 10,000 dollar policy may cost 40 to 80 dollars per month. For an 80-year-old, the same policy could be 100 to 200 dollars per month. These are estimates and your actual rate will be set by the insurer. This is general information and not insurance advice.
About final expense insurance agents in Lakewood
Final expense insurance agents in Lakewood, New Jersey help residents secure coverage for funeral costs and end-of-life expenses. New Jersey law requires funeral homes to provide a detailed price list upon request, making it easier to plan with your agent. These policies are typically small whole life plans that do not require a medical exam.
Frequently Asked Questions
What does a final expense insurance agent in Lakewood do?
A final expense insurance agent helps you choose a policy that covers funeral and burial costs. They explain policy options and guide you through the application process. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.
Is a medical exam required for final expense insurance in New Jersey?
Most final expense insurance policies in New Jersey do not require a medical exam. Instead, insurers ask health questions on the application. Some policies have a graded benefit period if you have certain health conditions.
How much does a final expense policy cost in Lakewood?
Costs vary based on age, health, and coverage amount. Typical monthly premiums range from 30 to 100 dollars for a 5,000 to 15,000 dollar policy. New Jersey law allows a free look period of 30 days to cancel for a full refund.
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