The top-rated final expense insurance agent in Parsippany, New Jersey is Bierka Lopez at Comparion Insurance Agency, rated 5.0 stars across 293 reviews. Other highly rated options include Ronald Owens at Comparion Insurance Agency, GA Financial Group LLC, NJM Insurance Group - Parsippany, NJ. This directory lists 18 final expense insurance agents serving Parsippany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bierka Lopez at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4334 |
| 2 | Ronald Owens at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4335 |
| 3 | GA Financial Group LLC | 342 Parsippany Rd unit 6 | (862) 254-8125 |
| 4 | NJM Insurance Group - Parsippany, NJ | 1 Sylvan Way | (973) 455-7200 |
| 5 | Love Parikh at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 512-6835 |
| 6 | Comparion Insurance Agency | 4 Campus Dr #102 | (973) 539-6080 |
| 7 | Ben Michalik: Allstate Insurance | 342 Parsippany Rd | (973) 884-8700 |
| 8 | Maxine Melo at Comparion Insurance Agency | 4 Campus Dr #102 | (973) 775-4341 |
| 9 | The Diversified Companies | 322 US-46 #260 | (973) 233-6840 |
| 10 | Secure Insurance LLC | 399 Jefferson Rd | (973) 221-2383 |
Bierka Lopez at Comparion Insurance Agency serves the Parsippany, New Jersey area and surrounding Morris County communities, specializing in final expense insurance solutions. This agency helps local families arrange affordable burial and funeral coverage through personalized policy selection. They also assist clients in comparing plans that pay cash benefits directly to beneficiaries for end-of-life expenses. Their services cover policy evaluations for pre-need funeral arrangements and guidance on final expense insurance options in this region.
Ronald Owens at Comparion Insurance Agency in Parsippany, New Jersey provides final expense insurance services to help individuals cover end-of-life costs and relieve families of financial burden. Its representatives assist clients in selecting straightforward policies that address burial, funeral, and outstanding medical expenses. The agency offers no maintenance or service plans beyond the initial policy setup and ongoing policyholder support. It services single-family homes, apartments, and residential properties throughout the Parsippany area.
GA Financial Group LLC serves Parsippany, New Jersey, and the surrounding Morris County communities, handling final expense insurance policies designed to cover end-of-life costs. The company helps clients select coverage that can pay for funeral services, burial expenses, and related final arrangements. It works with individuals to understand these specific financial needs and then presents clear options tailored to the local area. To complete a typical job, the agent generally reviews the client's budget and family situation before recommending a simple, affordable plan.
NJM Insurance Group in Parsippany, New Jersey, assists families seeking final expense insurance for funeral and burial costs. The agency serves homeowners and individuals planning their own final arrangements or those of elderly relatives. It helps clients choose suitable policy amounts without requiring a medical exam. The aim is to reduce financial stress on surviving family members. NJM Insurance Group works with residents throughout the Parsippany area and also covers neighboring communities in Morris County and the surrounding parts of northern New Jersey.
Love Parikh at Comparion Insurance Agency in Parsippany, NJ, offers final expense insurance with both single-payment and recurring premium plans, allowing clients to choose how they fund their coverage. This type of policy helps cover end-of-life costs such as funeral services and outstanding debts, providing financial relief for surviving family members. The agency operates on a scheduled appointment basis, meeting with clients regularly to review their evolving coverage needs and policy terms as life circumstances change.
Comparion Insurance Agency serves Parsippany, New Jersey, and surrounding communities, handling final expense insurance policies designed to cover end-of-life costs for local families. These plans typically provide a modest death benefit that may go toward funeral expenses, outstanding medical bills, or other final obligations. The agency’s approach involves reviewing a client's current coverage needs and available budget, then presenting straightforward options from its carrier network to help ensure the application process is completed smoothly and accurately.
Ben Michalik: Allstate Insurance in Parsippany, NJ offers final expense insurance, which provides a dedicated benefit to cover end-of-life costs such as funeral services and outstanding medical bills. This agent assists local clients with selecting coverage that helps ease the financial burden on survivors while managing other personal insurance needs throughout Morris County. As individuals reassess their plans during the winter holiday season, this service becomes particularly valuable for those wishing to ensure their families are not left with unexpected expenses.
Maxine Melo at Comparion Insurance Agency in Parsippany, NJ, provides insurance services for individuals and families, with a specialty in final expense insurance agent coverage to help manage end-of-life costs. This focused area addresses the needs of clients seeking policies to cover burial, funeral, and other related expenses. The firm’s offerings can serve local offices, warehouses, and food service operations within the Parsippany area.
In the greater Parsippany area, many families begin exploring final expense options after a sudden or springtime loss, seeking an affordable solution for burial costs. The Diversified Companies provides local appointments to review income-sensitive policies that can cover end-of-life expenses. Their process emphasizes simple applications that avoid medical exams. The initial assessment involves a no-cost, in-home or phone consultation to review the applicant’s health history and policy needs directly.
Secure Insurance LLC serves families in Parsippany, NJ, and nearby neighborhoods, offering final expense insurance agent services to help clients arrange coverage for end-of-life costs. In addition to residential needs, the company assists with commercial coverage to protect small businesses in the area. Their service area includes much of Morris County and surrounding communities. After a policy is set up, Secure Insurance LLC contacts clients for periodic plan reviews, ensuring coverage remains appropriate until the next regular check-in.
What Does a a Final Expense Insurance Agent in Parsippany Cost?
In New Jersey, final expense insurance premiums vary based on age, health, and coverage amount. A typical policy for a healthy 65-year-old might cost $30 to $70 per month for $10,000 in coverage. Rates for guaranteed issue policies are higher. This is general information and not insurance advice.
About final expense insurance agents in Parsippany
Final expense insurance helps Parsippany residents cover funeral and burial costs without burdening loved ones. In New Jersey, these policies are regulated by the state Department of Banking and Insurance, ensuring consumer protections. Local agents can guide you through options that fit your budget and needs.
Frequently Asked Questions
What is final expense insurance in Parsippany New Jersey?
Final expense insurance is a small whole life policy designed to pay for funeral and burial expenses. In New Jersey, these policies typically have face values of $5,000 to $25,000. They do not require a medical exam for approval.
Are there New Jersey laws that affect final expense insurance?
Yes, New Jersey requires insurers to offer a free look period of at least 10 days for life insurance policies. The state also mandates clear disclosure of policy terms and premium rates. Agents must be licensed by the New Jersey Department of Banking and Insurance.
How do I choose a final expense insurance agent in Parsippany?
Look for a licensed agent who explains policy details clearly and compares multiple carriers. Ask about guaranteed issue policies if you have health concerns. Verify the agent is registered with the New Jersey insurance regulator.
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