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Find Final Expense Insurance Agents Near You in Toms River, NJ
Browse final expense insurance agents serving Toms River, New Jersey. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Toms River, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 20 final expense insurance agents in Toms River, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
NJ Life and Health Insurance Group, LLC
10 Allen St STE 4A, Toms River, NJ 08753
(848) 226-6897
njlifeandhealth.com
Steve Meehan - State Farm Insurance Agent
617 NJ-37, Toms River, NJ 08755
(732) 473-0100
stevemeehan.com
Dolly Wasielewski: Allstate Insurance
229 Washington St, Toms River, NJ 08753
(732) 557-6200
agents.allstate.com
Aaron Friedman: Allstate Insurance
147 NJ-70 Ste 4, Toms River, NJ 08755
(732) 901-7719
agents.allstate.com
Frank Valente: Allstate Insurance
1841 Hooper Ave Ste B, Toms River, NJ 08753
(732) 240-5050
agents.allstate.com
Tom Miller - State Farm Insurance Agent
3005 NJ-37 E, Toms River, NJ 08753
(732) 573-1681
tommillerinsurance.net
BHI Insurance
240 Main St, Toms River, NJ 08753
(732) 349-2300
bhi-insurance.net
Best insurance Toms River
231 Main St, Toms River, NJ 08753
(732) 201-8633
Bankers Life
1433 Hooper Ave Ste 121, Toms River, NJ 08753
(732) 918-0430
branches.bankerslife.com
Secure Senior Benefits
1400 Hooper Ave Suite 228, Toms River, NJ 08753
(848) 288-5968
secureseniorbenefits.com
PNA Insurance Services Inc
104 Mt Ln, Toms River, NJ 08753
(908) 502-7585
Infinity Insurance NJ
31 Thomas St, Toms River, NJ 08753
(732) 338-8318
Mesanko Insurance Agency
1163 Washington St, Toms River, NJ 08753
(732) 505-0057
Priority Insurance Agency, LLC
17 NJ-37, Toms River, NJ 08753
(732) 244-4077
priorityinsure.com
Capacity Insurance Toms River
820 N Main St, Toms River, NJ 08753
(732) 201-5048
New Era Financial LLC
28 Robbins St, Toms River, NJ 08753
(732) 963-5698
nefinsurance.com
Jacqueline Hartwell, Bankers Life Agent
1433 Hooper Ave Ste 121, Toms River, NJ 08753
(732) 918-0430
agents.bankerslife.com
Nina Gomez, Bankers Life Agent
1433 Hooper Ave Ste 121, Toms River, NJ 08753
(732) 918-0430
agents.bankerslife.com
Elaine Almerini, Bankers Life Agent
1433 Hooper Ave Ste 121, Toms River, NJ 08753
(732) 918-0430
agents.bankerslife.com
Raushan Person, Bankers Life Agent
1433 Hooper Ave Ste 121, Toms River, NJ 08753
(732) 918-0430
agents.bankerslife.com
Final expense insurance agents in Toms River, New Jersey help residents secure coverage for funeral costs and end-of-life expenses. New Jersey law requires funeral homes to provide a general price list, making it easier to plan for these costs. Agents can explain how policies comply with state insurance regulations and offer guaranteed issue options for those with health concerns.
What Does a Final Expense Insurance Agent in Toms River Cost?
In New Jersey, final expense insurance premiums typically range from $30 to $150 per month depending on age, health, and coverage amount. A $10,000 policy for a healthy 65-year-old may cost around $50 to $70 monthly. Rates are higher for smokers or those with chronic conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is final expense insurance in Toms River?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In New Jersey, these policies typically have face values between $5,000 and $25,000. They do not require a medical exam and have simplified underwriting.
How do I choose a final expense insurance agent in Toms River?
Look for an agent licensed in New Jersey with experience in final expense plans. Ask about policy options from multiple carriers and whether the agent can help with funeral pre-planning. Verify their license through the New Jersey Department of Banking and Insurance.
Are there New Jersey laws that affect final expense insurance?
Yes, New Jersey has a 30-day free look period for life insurance policies, allowing you to cancel for a full refund. The state also requires agents to clearly disclose policy terms and exclusions. Funeral trusts and pre-need contracts have separate regulations under New Jersey law.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.