The top-rated final expense insurance agent in Union City, New Jersey is Diverse Solutions, rated 5.0 stars across 654 reviews. Other highly rated options include SValencia Insurance Agency LLC, Frank Ciappi - State Farm Insurance Agent, Freeway Insurance. This directory lists 17 final expense insurance agents serving Union City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Diverse Solutions | 3916 Bergenline Ave | (201) 751-5454 |
| 2 | SValencia Insurance Agency LLC | 412 37th St | (201) 679-8026 |
| 3 | Frank Ciappi - State Farm Insurance Agent | 3196 John F. Kennedy Blvd | (201) 758-5470 |
| 4 | Freeway Insurance | 1306 John F. Kennedy Blvd | (201) 829-2004 |
| 5 | Diaz Insurance Agency | 815 Bergenline Ave | (201) 348-1288 |
| 6 | TORO TAXES UNION CITY & VIP INSURANCE | 527 42nd St | (201) 331-3771 |
| 7 | Valentino Services | 4606 Bergenline Ave | (201) 392-8585 |
| 8 | Candida Seymour - State Farm Insurance Agent | 4014 Bergenline Ave | (201) 392-1010 |
| 9 | Fiorentino Anillo Insurance LLC | 202 38th St | (201) 223-2331 |
| 10 | Vitality Insurance NJ | 1112 Summit Ave | (551) 239-6872 |
Diverse Solutions serves Union City and the surrounding Hudson County area as a final expense insurance agency. It helps local families prepare for end-of-life costs by securing affordable coverage plans. The company simplifies the enrollment process for seniors seeking burial or funeral expense policies. Each plan is designed to cover final medical bills and related debts without burdening loved ones. Diverse Solutions handles both simplified issue and guaranteed acceptance life insurance policies for clients in Union City.
SValencia Insurance Agency LLC provides final expense insurance services for families and individuals in Union City, NJ. The agency assists clients in planning for end-of-life costs through straightforward burial and funeral policies. Ongoing service includes policy review and beneficiary updates to ensure coverage remains current. The agency serves local residents, including those in single-family homes, apartments, and retail establishments throughout the surrounding area.
Frank Ciappi - State Farm Insurance Agent in Union City, NJ, serves local families and individuals who need to prepare for end-of-life expenses. This final expense insurance agency helps customers obtain coverage to manage funeral costs, medical bills, and other outstanding debts. The agent works with clients to find suitable policies that fit their budgets and provide financial protection for their loved ones. The office also supports residents throughout North Hudson County, including nearby West New York.
Freeway Insurance provides final expense insurance services to residents of Union City, New Jersey, helping clients plan for end-of-life costs through straightforward policy options. Its service focuses on assisting individuals in securing coverage that addresses funeral and burial expenses. Freeway Insurance maintains these policies by offering ongoing support and account management for its customers throughout the duration of their plans. The company services single-family homes and apartments in the local area.
Diaz Insurance Agency serves Union City, New Jersey, and the surrounding Hudson County communities, specializing in final expense insurance policies. This agency helps clients secure coverage that primarily addresses funeral costs and other end-of-life expenses, aiming to relieve families of a significant financial burden. The agency generally assists individuals by assessing their specific needs and budget constraints to match them with an appropriate plan from available options, focusing on straightforward, manageable policy terms.
Located in Union City, New Jersey, TORO TAXES UNION CITY & VIP INSURANCE helps local families prepare for the financial responsibilities of end-of-life expenses. Clients may choose between a one-time pre-need policy that pays a fixed death benefit or recurring monthly coverage that builds cash value over time. Such plans typically cover funeral costs, outstanding medical bills, and other final obligations. Service runs on a scheduled appointment basis, allowing for detailed policy review and personalized plan setup.
Valentino Services specializes in final expense insurance, focusing on burial and end-of-life coverage planning in Union City, New Jersey. It assists local families in selecting policies that cover funeral costs and outstanding debts. Its general service work involves guiding clients through the application process with straightforward term options. During the colder months, it helps seniors prepare pre-need arrangements to ease winter weather travel burdens for loved ones managing final affairs.
As families in Union City plan for the certainty of final expenses, candid discussions about life insurance become a seasonal priority. Candida Seymour, a local State Farm Insurance Agent, helps residents navigate this coverage with clear, practical guidance. The agency focuses on policies that cover burial costs and outstanding debts, ensuring loved ones face fewer financial burdens. Understanding the need for affordability, the office works with clients to explore suitable payment structures. Services begin with a thorough initial assessment of each household's current needs and long-term goals.
Fiorentino Anillo Insurance LLC provides final expense insurance services in Union City, New Jersey. The agency specializes in burial and funeral cost coverage, helping individuals protect their families from end-of-life financial burdens. Clients can arrange policies tailored to their budget and specific needs. The company serves a variety of commercial sectors, including office buildings, warehouses, and food service establishments.
Vitality Insurance NJ serves residents of Union City with final expense insurance coverage. It also offers commercial policies for local businesses needing client asset protection. The agency actively covers Union City and surrounding areas throughout Hudson County. Its agents focus on helping families plan for end-of-life costs with simple, affordable policies. After an initial policy is set, the agency provides ongoing support for billing questions or beneficiary changes. Vitality Insurance NJ follows up between regular visits to adjust coverage as family circumstances evolve.
What Does a a Final Expense Insurance Agent in Union City Cost?
Final expense insurance costs in New Jersey vary by age health and coverage amount. Typical monthly premiums range from 30 to 150 dollars for a 10000 dollar policy. Rates are locked in at issue and do not increase. This is general information not insurance advice.
About final expense insurance agents in Union City
Final expense insurance agents in Union City New Jersey help residents secure coverage for end of life costs. New Jersey law requires agents to be licensed by the state Department of Banking and Insurance. Agents can explain policy options that comply with New Jersey regulations on funeral planning and preneed contracts.
Frequently Asked Questions
What is final expense insurance in Union City New Jersey?
Final expense insurance is a small whole life policy designed to cover funeral costs and medical bills. In New Jersey these policies typically have face values between 5000 and 25000 dollars. Agents in Union City can help you choose a plan that fits your budget.
Do I need a license to sell final expense insurance in New Jersey?
Yes all insurance agents in New Jersey must hold a valid license from the state Department of Banking and Insurance. Agents must complete prelicensing education and pass a state exam. You can verify an agents license on the NJDOBI website.
How do New Jersey laws affect final expense insurance claims?
New Jersey has a 30 day grace period for premium payments on life insurance policies. Beneficiaries must file a claim with the insurance company and provide a death certificate. The state also requires insurers to pay interest on delayed claims after 30 days.
Final Expense Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Bridgewater · Cedar Grove · Cherry Hill Township · Clifton · Cranford · East Brunswick · East Hanover · Edison · Egg Harbor Township · Elizabeth · Fort Lee · Galloway