The top-rated final expense insurance agent in Hicksville, New York is Christie Simmons - State Farm Insurance Agent, rated 5.0 stars across 537 reviews. Other highly rated options include Nationwide/Progressive/Travelers, DCAP Insurance, Pinkham Agency Inc. This directory lists 19 final expense insurance agents serving Hicksville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christie Simmons - State Farm Insurance Agent | 101 Bloomingdale Rd | (516) 433-4275 |
| 2 | Nationwide/Progressive/Travelers | 55 Broadway #F | (516) 719-0700 |
| 3 | DCAP Insurance | 956 S Broadway | (516) 822-4848 |
| 4 | Pinkham Agency Inc | 40 Commerce Pl # 100 | (516) 931-1414 |
| 5 | Ranu Insurance Agency Inc. | 67 N Broadway 2nd Floor | — |
| 6 | Libardi Service Agency Inc | 100 Stewart Ave | (516) 333-3611 |
| 7 | SANJEEV KUMAR - Insurance Agent | 77 N Broadway | (516) 515-9618 |
| 8 | Universal Insurance Agency NY | 100 S Broadway | (516) 421-6867 |
| 9 | Fran Kasprzak Jr. - State Farm Insurance Agent | 104 Woodbury Road PARKING IN REAR | (516) 433-0050 |
| 10 | Farmers Insurance - Ayesha Salman | 125 Jerusalem Ave | (516) 405-5800 |
Christie Simmons - State Farm Insurance Agent serves Hicksville and the surrounding Nassau County area, offering final expense insurance coverage to local residents. This agency helps individuals arrange plans that can relieve families of financial burdens associated with end-of-life costs. Policies are designed to cover funeral expenses, medical bills, and other outstanding obligations. The agency also provides guidance on policy options and beneficiary designations during the enrollment process. These services address pre-need funeral planning and legal cost coverage for families in this region.
Serving Hicksville, New York, as a final expense insurance agent, Nationwide/Progressive/Travelers provides burial and end-of-life policy planning to help individuals manage funeral and medical costs. The agency assists clients in selecting affordable whole life policies that cover unpaid bills and final arrangements without requiring a medical exam. Simple payment plans are structured to maintain coverage over time while accommodating fixed household budgets. Services are available for clients who reside in single-family homes, apartments, retail spaces, and restaurants within the local community.
DCAP Insurance, based in Hicksville, New York, serves as a Final Expense Insurance Agent, helping families arrange coverage for end-of-life expenses. The company works with clients in the local area to select policies that cover funeral costs and outstanding bills, ensuring beneficiaries face reduced financial strain. Its service range emphasizes straightforward policy explanations and tailored plan options for seniors. For an added layer of protection, DCAP Insurance can also assist with supplemental accident insurance policies.
Pinkham Agency Inc serves local families and individuals in Hicksville, New York who seek help arranging coverage for end-of-life expenses. As a final expense insurance agent, the company assists clients with planning manageable policies tailored to cover funeral costs and outstanding debts. This work often involves explaining different policy structures and helping applicants navigate simple underwriting requirements. Seniors typically rely on these services to protect loved ones from financial burden after a passing. Pinkham Agency Inc also extends its services to nearby communities throughout the greater Nassau County metro area.
Libardi Service Agency Inc in Hicksville, NY offers final expense insurance assistance, guiding clients through the choice between a single-payment policy and one paid in recurring installments, each designed to cover end-of-life costs. Their work focuses on helping local families secure funds for funeral and burial expenses. These services are available on a one-time, scheduled, or as-needed basis depending on client preference.
Specializing in final expense insurance, SANJEEV KUMAR - Insurance Agent in Hicksville, NY helps families cover end-of-life costs with pre-planned policies. The agency offers guidance on burial and funeral expenses, ensuring clients can make informed decisions without financial strain. Through personalized consultations, it works to align coverage with individual budgets and needs. As seasons change and winter holidays approach, older residents often reconsider their plans, making this a common time for the agency to assist with reviewing existing policies.
Universal Insurance Agency NY in Hicksville, New York specializes in final expense insurance, providing policies designed to cover end-of-life costs such as burials and outstanding medical bills. It works closely with local families to secure affordable coverage that relieves loved ones from unexpected financial burdens during a difficult time. This service becomes especially critical for older residents facing rising funeral expenses and end-of-year decisions about updating their estate plans.
As winter approaches in Hicksville, many families consider securing final expense insurance to ensure their loved ones are not burdened with funeral costs. Farmers Insurance - Ayesha Salman provides guidance on these essential policies, helping residents choose coverage that fits their financial capacity and specific wishes. The process begins with a straightforward initial assessment, where the agent reviews individual circumstances and outlines how benefits can cover end-of-life obligations. This clear first step sets the groundwork for a tailored plan, ensuring local families gain peace of mind without confusion.
What Does a a Final Expense Insurance Agent in Hicksville Cost?
Typical final expense insurance costs in New York range from 30 to 100 dollars per month for a 10,000 to 25,000 dollar policy. Premiums depend on your age, health, and coverage amount. Rates are regulated by the New York Department of Financial Services. This is general information and not insurance advice. Consult a licensed agent for your specific needs.
About final expense insurance agents in Hicksville
Final expense insurance agents in Hicksville, New York help residents secure coverage for funeral costs and medical bills. New York law requires insurance agents to be licensed by the state Department of Financial Services. Local agents can explain how New York estate recovery rules may affect your policy.
Frequently Asked Questions
What does a final expense insurance agent in Hicksville do?
A final expense insurance agent helps you choose a small whole life policy to cover funeral and burial costs. They guide you through New York state insurance regulations and policy options. The agent does not provide legal advice but can explain coverage limits.
Do I need a medical exam for final expense insurance in New York?
Most final expense policies in New York do not require a medical exam. You will answer health questions on the application. Some policies have a graded benefit period for pre-existing conditions as allowed by New York insurance law.
How does New York law affect final expense insurance payouts?
New York has a two-year contestability period during which the insurer can deny a claim for misrepresentation. After two years, the policy is generally incontestable. The payout goes directly to your beneficiary and is not subject to New York estate recovery.
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