The top-rated final expense insurance agent in Massapequa, New York is Michael Rogers: Allstate Insurance, rated 4.9 stars across 135 reviews. Other highly rated options include The Zabbia Insurance Agency, Bill DaCosta - State Farm Insurance Agent, Insure LI Agency Inc. This directory lists 11 final expense insurance agents serving Massapequa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michael Rogers: Allstate Insurance | 569 Broadway | (516) 541-3000 |
| 2 | The Zabbia Insurance Agency | 744 N Broadway | (516) 799-3800 |
| 3 | Bill DaCosta - State Farm Insurance Agent | 587 Broadway | (516) 797-5000 |
| 4 | Insure LI Agency Inc | 582 Hicksville Rd | (516) 308-4166 |
| 5 | Completely Covered Insurance | 5649 Merrick Rd | (516) 795-2642 |
| 6 | Raymond J Stroveglia: Allstate Insurance | 5516 Merrick Rd | (516) 795-6600 |
| 7 | NY Sunrise Agency Inc. | 5462 Merrick Rd | (516) 797-2090 |
| 8 | Maximus Insurance | 684 Broadway | (800) 698-3966 |
| 9 | Ace Insurance | 941 Carmans Rd | (516) 882-4520 |
| 10 | Vincent Joseph Pernice: Primerica - Financial Services | 898 N Broadway #4 | (516) 308-7755 |
Michael Rogers: Allstate Insurance serves the Nassau County area from its Massapequa, New York location, specializing in final expense insurance. This type of policy is designed to help cover end-of-life costs such as funeral services and outstanding medical bills. Final expense insurance generally offers smaller benefit amounts and does not require a medical exam for approval. The company assists clients in selecting a suitable burial plan and helps families manage prepaid funeral arrangements for predictable future expenses.
The Zabbia Insurance Agency in Massapequa, NY, provides final expense insurance policies designed to cover end-of-life costs. It assists clients in selecting appropriate coverage and guiding beneficiaries through the claims process following a loss. Service includes helping individuals compare plan options and manage policy paperwork to ensure benefits are directed correctly. The agency regularly reviews plans to adjust coverage as needs change. It serves local homeowners in traditional single-family houses, residents of apartments, and customers at retail and restaurant properties.
Serving seniors and families in Massapequa, New York, Bill DaCosta - State Farm Insurance Agent provides final expense insurance policies designed to cover end-of-life costs such as funeral arrangements and outstanding medical bills. These straightforward plans help relieve loved ones from financial burdens during a difficult time. The agency guides clients through policy options that ensure their final wishes are honored without creating stress for survivors. Bill DaCosta - State Farm Insurance Agent also serves the surrounding communities of Seaford and the greater Nassau County area.
Insure LI Agency Inc serves families in Massapequa, New York, and the surrounding Nassau County communities. The agency handles final expense insurance, which is designed to cover end-of-life costs such as funeral arrangements and outstanding medical bills. It focuses on helping local seniors review their policy options to ensure financial burdens do not fall on loved ones. The company typically begins by meeting with clients to assess their needs and then presents straightforward coverage plans that fit a modest budget.
Completely Covered Insurance in Massapequa, NY assists families in choosing between a single-payment final expense policy and recurring premium options that keep coverage active over time. These plans provide a specified death benefit to cover funeral costs, medical bills, or other end-of-life expenses. The agent guides clients through available life insurance products that align with their budgets and needs. Service is offered on a one-time, scheduled, or as-needed basis.
Raymond J Stroveglia: Allstate Insurance specializes in final expense insurance, helping local families arrange coverage for end-of-life costs within their budgets. Operating in Massapequa, New York, the agency also provides general insurance services and personalized policy guidance to clients. Its focus includes simplifying complex paperwork and ensuring beneficiaries understand benefit payouts. As winter holidays approach, the agency assists residents with reviewing existing policies to confirm that funeral or burial expenses will be fully covered during the season’s increased travel and family gatherings.
Many families on Long Island begin searching for final expense insurance when a funeral in Massapequa raises the question of unplanned costs. NY Sunrise Agency Inc. helps local seniors arrange permanent coverage to ease that burden on loved ones. The company guides clients through simple policy choices designed for end-of-life expenses, including burial services. Policies remain fixed and do not require medical exams. The initial step involves a no-pressure review of the applicant’s household budget and insurance needs directly in the client’s home or over the phone.
Based in Massapequa, New York, Maximus Insurance assists local families with their end-of-life coverage needs. As a final expense insurance agent, the company specializes in arranging guaranteed issue policies and simplified issue whole life plans for clients seeking manageable burial cost management. These offerings help prevent loved ones from shouldering sudden financial burdens during the grieving process. Maximus Insurance regularly serves commercial sectors such as professional offices, regional warehouses, and local food service operations.
Ace Insurance provides final expense insurance solutions to residents in Massapequa, New York, focusing on tailored burial and end-of-life coverage. Their service area encompasses the local community and nearby neighborhoods within Nassau County. The company assists clients in navigating the process of securing pre-need insurance that can help alleviate financial burdens for families. They offer ongoing support through low-pressure consultations designed to address specific client needs. Regular follow-up is provided to review coverage options between scheduled visits, ensuring that policies remain aligned with changing personal circumstances.
Vincent Joseph Pernice: Primerica - Financial Services, based in Massapequa, NY, specializes in final expense insurance to help clients manage end-of-life costs. The agency works with individuals seeking straightforward coverage for funeral and burial expenses, focusing on affordable, simple policies. Serving Long Island and the wider New York area, the firm provides guidance on policy selection and premium planning. As a complimentary service, Vincent Joseph Pernice can also assist with pre-need insurance arrangements that lock in today’s rates for future use.
What Does a a Final Expense Insurance Agent in Massapequa Cost?
In New York, final expense insurance premiums typically range from 30 to 100 dollars per month for a 10000 dollar policy, depending on age and health. Older applicants or those with health issues may pay higher rates. Costs vary by insurer and policy type. This is general information and not insurance advice.
About final expense insurance agents in Massapequa
Final expense insurance agents in Massapequa help residents plan for end-of-life costs like funerals and medical bills. New York state law requires funeral homes to provide a general price list, making it easier to estimate coverage needs. Local agents can guide you through policies that comply with New York insurance regulations.
Frequently Asked Questions
What is final expense insurance in Massapequa New York?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In New York, these policies are regulated by the New York State Department of Financial Services. They typically have face values between 5000 and 25000 dollars.
Do I need a medical exam for final expense insurance in New York?
Most final expense policies in New York do not require a medical exam. Instead, insurers use a simplified underwriting process with health questions. However, some policies may have a graded benefit period for certain health conditions.
Can I use final expense insurance for any funeral home in Massapequa?
Yes, you can use the benefit at any licensed funeral home in New York. The payout is made directly to your beneficiary, not the funeral home. This gives you flexibility to choose services that fit your budget.
Final Expense Insurance Agents in Other New York Cities
Albany · Babylon · Bay Shore · Bethpage · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Deer Park · East Meadow · Franklin Square · Glen Cove