The top-rated final expense insurance agent in Merrick, New York is Marwan Jaser - State Farm Insurance Agent, rated 5.0 stars across 568 reviews. Other highly rated options include Brandon Schlott: Allstate Insurance, Ricardo Mercado: Allstate Insurance, John Candon - State Farm Insurance Agent. This directory lists 10 final expense insurance agents serving Merrick.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Marwan Jaser - State Farm Insurance Agent | 1012 Jerusalem Ave | (516) 548-7006 |
| 2 | Brandon Schlott: Allstate Insurance | 31 Merrick Ave Unit 40 | (516) 378-5600 |
| 3 | Ricardo Mercado: Allstate Insurance | 1393 Jerusalem Ave | (516) 385-5900 |
| 4 | John Candon - State Farm Insurance Agent | 1745 Merrick Ave # 5 | (516) 783-5522 |
| 5 | MICHAEL PADGETT: Allstate Insurance | 1821 Merrick Ave | (516) 781-1600 |
| 6 | Selective Associates Inc - SAI Insurance | 1687 Merrick Ave | (516) 546-5500 |
| 7 | Brad Rosenberg: Allstate Insurance | 174 Merrick Rd | (516) 868-2100 |
| 8 | John Romero - State Farm Insurance Agent | 10 Merrick Ave | (516) 379-3700 |
| 9 | Apple Insurance Brokerage, Inc. | 8 Merrick Ave | (516) 307-9186 |
| 10 | Allstate | 174 Merrick Rd | (516) 868-2100 |
Marwan Jaser - State Farm Insurance Agent serves clients throughout the Merrick, NY metro area and surrounding Nassau County communities, specializing in final expense insurance policies. These plans are designed to cover end-of-life costs, including funeral services and outstanding medical bills. The agency focuses on helping families manage financial burdens during difficult times. Local residents may discuss affordable policies tailored to burial expenses or other unpaid obligations. Marwan Jaser - State Farm Insurance Agent specifically handles final expense life insurance applications and policy adjustments for Merrick and nearby South Shore areas.
Brandon Schlott: Allstate Insurance in Merrick, NY, offers final expense insurance services designed to help clients manage the costs associated with end-of-life arrangements. Service plans focus on providing coverage for funeral expenses and outstanding final bills, with an emphasis on straightforward policy options. These maintenance plans assist families in avoiding financial strain during a difficult time. The company serves clients with insurance needs related to single-family homes, apartments, retail establishments, and restaurants.
Homeowners and families in the Merrick, New York area who wish to prepare for future burial costs turn to Ricardo Mercado: Allstate Insurance for final expense insurance agent services. This office helps clients navigate affordable life insurance policies designed to cover end-of-life expenses without burdening loved ones. The agent focuses on clear, straightforward policy options that fit individual budgets. Service extends to nearby communities such as Wantagh and Freeport within broader Nassau County.
John Candon - State Farm Insurance Agent serves Merrick, New York, and the surrounding communities on Long Island. The agency handles final expense insurance, which is designed to cover end-of-life costs such as funeral services, burial expenses, and any unpaid medical bills. It works with residents to find a policy that meets their budget and needs. To handle a typical job, it begins with a straightforward review of the client’s financial situation and family wishes, then recommends a specific policy amount.
Michael Padgett: Allstate Insurance in Merrick, NY specializes in final expense insurance, offering policies designed to cover end-of-life costs. The agency also provides general insurance services to help local residents manage their financial protection needs. With a focus on straightforward coverage, it works with clients to ensure their final arrangements are financially manageable. This service is particularly helpful for families planning ahead before the busy holiday season, a time when many seek to ease future burdens on loved ones.
Selective Associates Inc - SAI Insurance, operating in Merrick, NY, offers both a one-time policy purchase and a recurring payment plan for final expense coverage, which helps clients manage funeral and end-of-life costs without burdening relatives. Their services are designed to protect savings and provide clear benefit amounts for eventual settlement. The company tailors its support to individual financial situations, ensuring options remain straightforward. Service and policy management are provided on an as-needed basis.
Brad Rosenberg: Allstate Insurance in Merrick, NY, provides final expense insurance agent services, focusing on helping clients manage end-of-life financial considerations. The agency specializes in policies designed to cover funeral costs and related expenses, offering straightforward planning for local families. These services assist individuals in alleviating potential burdens on surviving relatives. Beyond individual client work, the agency serves both offices and warehouses throughout the area, as well as businesses in the food service sector, helping them arrange employee coverage options.
As summer nears on the South Shore of Long Island, many Merrick families begin reviewing their final expenses to ensure loved ones are not burdened with funeral costs and outstanding debts. John Romero - State Farm Insurance Agent offers guidance for seniors and pre-retirees in this Nassau County community, helping them select policies that cover these unavoidable end-of-life costs. A free initial consultation begins by assessing the client’s specific coverage needs and family situation.
Serving clients from their Merrick office, Apple Insurance Brokerage, Inc. specializes in helping local families secure final expense insurance coverage in their own homes. They also provide guidance on commercial policies for small businesses throughout the area. Their agents take time to explain policy options clearly, ensuring seniors and their loved ones understand each benefit. This personalized approach encourages clients to reach out for follow-up service between regular visits, helping to adjust plans as needs evolve.
Allstate in Merrick, NY, is known for its focus on final expense insurance, offering tailored coverage to help families manage end-of-life costs. Serving local residents, the agency provides straightforward policies that cover funeral and burial expenses. Agents work closely with clients to customize plans within a regional area. Specialized assistance includes guidance on whole life insurance policies, an added option for those seeking more comprehensive financial protection.
What Does a a Final Expense Insurance Agent in Merrick Cost?
The cost of final expense insurance in New York typically ranges from 30 to 100 dollars per month for a 10,000 to 25,000 dollar policy. Premiums are based on your age, gender, and health at the time of application. Some policies offer level premiums that do not increase over time. New York law also sets a maximum interest rate for preneed funeral contracts. This is general information and not insurance advice.
About final expense insurance agents in Merrick
Final expense insurance agents in Merrick, New York help residents secure coverage for funeral and burial costs. New York law requires all insurance agents to hold a valid license from the state Department of Financial Services. These policies are typically small whole life plans that do not require a medical exam.
Frequently Asked Questions
What does a final expense insurance agent in Merrick do?
A final expense insurance agent helps you compare and purchase a small life insurance policy to cover funeral and burial expenses. The agent explains policy options, helps with the application, and ensures the policy meets New York state regulations.
How much does final expense insurance cost in New York?
Costs in New York vary by age, health, and coverage amount. Typical monthly premiums range from 30 to 100 dollars for a 10,000 to 25,000 dollar policy. New York law requires insurers to offer a free look period of at least 10 days.
Do I need a medical exam for final expense insurance in Merrick?
Most final expense insurance policies in New York do not require a medical exam. The application usually asks a few health questions. Some policies are guaranteed issue, meaning no health questions are asked, but they may have a waiting period.
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