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Compare Final Expense Insurance Agents in Smithtown, NY
Compare final expense insurance agents in Smithtown. Review contact information and insurance categorys before you decide.
16 agents listed
Updated May 2026
Smithtown, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 16 final expense insurance agents in Smithtown, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jennifer O'Brien - State Farm Insurance Agent
550 Smithtown Bypass 2nd Fl Suite 114, Smithtown, NY 11787
(631) 724-0002
insurewithjenn.com
Joe Aguirre - State Farm Insurance Agent
61 W Main St, Smithtown, NY 11787
(631) 265-3880
smithtownagent.com
Lynne Barnhardt - State Farm Insurance Agent
58 N Country Rd, Smithtown, NY 11787
(631) 265-5030
lynnebarnhardt.com
Philip Forte: Allstate Insurance
310 Maple Ave, Smithtown, NY 11787
(631) 346-6400
agents.allstate.com
Platinum Insurance Group
111 E Main St, Smithtown, NY 11787
(516) 621-2436
platinuminsgroupny.com
Jeff Troiano: Allstate Insurance
25 Manor Rd, Smithtown, NY 11787
(631) 724-2100
agents.allstate.com
Zachary Millian: Allstate Insurance
360 E Jericho Tpke, Smithtown, NY 11787
(631) 656-7856
agents.allstate.com
Cafaro Insurance Agency Inc.
738 Smithtown Bypass #110, Smithtown, NY 11787
(631) 321-6165
cafaroins.com
Antos Agency Inc
158 Terry Rd, Smithtown, NY 11787
(631) 360-3737
antosagencyinc.com
Central Insurance Agency
93 E Main St, Smithtown, NY 11787
(877) 242-9600
ciainsures.com
Navigators Insurance
550 Smithtown Bypass STE 202, Smithtown, NY 11787
(631) 724-4989
insnavigator.com
Nationwide Insurance: Bagatta Associates Inc.
823 W Jericho Turnpike Suite 1A, Smithtown, NY 11787
(631) 864-1111
bagatta.com
Marluca Insurance
50 Karl Ave #103, Smithtown, NY 11787
(631) 543-2232
John J Glennon Inc Insurance
811 W Jericho Turnpike # 107E, Smithtown, NY 11787
(631) 979-1919
Malone Jr Guy
20 Pine Acre Dr, Smithtown, NY 11787
(631) 391-2998
Jean-Baptiste Consulting Agency, LLC
1020 W Jericho Turnpike, Smithtown, NY 11787
(631) 855-4193
jeanbaptisteconsultingagency.com
Final expense insurance agents in Smithtown New York help residents plan for end of life costs. New York State requires agents to hold a valid life insurance license and follow strict disclosure rules. These policies typically cover funeral expenses and other final bills for families.
What Does a Final Expense Insurance Agent in Smithtown Cost?
In Smithtown New York final expense insurance premiums typically range from 30 to 150 dollars per month depending on your age health and coverage amount. A 70 year old non smoker might pay about 60 dollars monthly for a 10000 dollar policy. Costs vary by situation and insurer. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a final expense insurance agent in Smithtown do?
A final expense insurance agent helps you choose a small whole life policy to cover funeral and burial costs. They explain policy terms and compare options from different insurers. In New York the agent must give you a full policy summary before you sign.
How do I know if I qualify for final expense insurance in New York?
Most final expense policies in New York do not require a medical exam. You typically need to be between 50 and 85 years old. Some policies have a two year waiting period for natural death coverage as allowed by New York insurance law.
What is the difference between final expense and term life insurance in Smithtown?
Final expense insurance is a permanent whole life policy with a small death benefit usually between 5000 and 35000 dollars. Term life covers you for a set number of years. In New York final expense policies build cash value over time unlike term life.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.