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Compare Final Expense Insurance Agents in Troy, NY

Directory of final expense insurance agents in Troy, New York. Verify credentials with the state department of insurance before hiring.

11 agents listed
Updated May 2026
Troy, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 11 final expense insurance agents in Troy, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kelly McGrath - State Farm Insurance Agent
233 N Greenbush Rd, Troy, NY 12180
(518) 272-7000 mcgrathagency.com
Attanasio Agency, LLC
235 Pawling Ave, Troy, NY 12180
(518) 266-0311 attanasioagency.com
John Loughlin - State Farm Insurance Agent
160 Oakwood Ave, Troy, NY 12180
(518) 266-9965 johnloughlininsurance.com
Freeway Insurance
351 Broadway, Troy, NY 12180
(518) 520-0450 locations.freeway.com
Culnan Insurance Agency LLC
16C N Greenbush Rd, Troy, NY 12180
(518) 326-1191 culnanagency.com
Wm. J. Fagan & Sons, Inc
15 1st St, Troy, NY 12180
(518) 272-3471 faganandsons.com
Brundige Insurance Agency
8 Grange Rd, Troy, NY 12180
(518) 279-1940 frontageinsurance.com
De Genero Insurance
225 N Greenbush Rd, Troy, NY 12180
(518) 283-1164 degeneroinsurance.com
Insurance Depot
639 Pawling Ave, Troy, NY 12180
(518) 279-1190
Schmidt Agency, Inc
321 Farm to Market Rd, Troy, NY 12180
(518) 283-2201 schmidtagency.com
NII Brokerage LLC
351 Broadway, Troy, NY 12180
(518) 271-1185

What Does a Final Expense Insurance Agent in Troy Cost?

In New York, final expense insurance premiums vary by age and health. For a healthy 65 year old, a 10000 dollar policy may cost between 40 and 70 dollars per month. Rates are higher for older applicants or those with health conditions. New York law requires insurers to offer guaranteed issue policies in some cases. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance in Troy New York?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In New York, these policies typically have a face value between 5000 and 25000 dollars. They do not require a medical exam but may ask health questions.
Do I need a license to sell final expense insurance in New York?
Yes. All insurance agents in New York must hold a valid license from the New York State Department of Financial Services. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the DFS website.
Can a final expense policy be canceled in New York?
Yes. New York law provides a free look period of at least 20 days after you receive the policy. During this time you can cancel for any reason and get a full refund. After that, you can cancel at any time but may lose some premiums.