The top-rated final expense insurance agent in Bismarck, North Dakota is Farmers Insurance - Kyle Herman, rated 4.9 stars across 136 reviews. Other highly rated options include Renae Haug - State Farm Insurance Agent, Tom Reim Agency - Life Insurance, Long-Term Care, Annuities, Kayla Small Agency & Associates LLC American Family Insurance. This directory lists 20 final expense insurance agents serving Bismarck.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Kyle Herman | 1022 E Divide Ave Ste C | (701) 255-3655 |
| 2 | Renae Haug - State Farm Insurance Agent | 1471 Interstate Loop #1 | (701) 255-4433 |
| 3 | Tom Reim Agency - Life Insurance, Long-Term Care, Annuities | 2718 Gateway Ave | (701) 258-6163 |
| 4 | Kayla Small Agency & Associates LLC American Family Insurance | 1929 N Washington St Ste Kk | (701) 989-6899 |
| 5 | Shane Splonskowski Agency Inc American Family Insurance | 1830 E Century Ave suite 6 | (701) 258-5454 |
| 6 | Professional Insurance Services | 1155 Burlington Dr suite a | (701) 224-9945 |
| 7 | Bain Agency | 1500 E Capitol Ave | (701) 223-2233 |
| 8 | Steffes Agency | Central Ave Hazen, 1155 Burlington Dr Suite B 213 | (701) 255-6144 |
| 9 | Gateway Insurance | 4501 Coleman St Suite 108 | (701) 223-5812 |
| 10 | Kramer Agency | 232 W Century Ave | (701) 255-4502 |
Farmers Insurance - Kyle Herman serves the Bismarck, ND metro area as a final expense insurance agent. The agency helps clients arrange coverage for end-of-life costs, including funeral expenses and outstanding medical bills. Final expense policies are designed to relieve loved ones from financial burdens after a passing. The agency assists individuals in evaluating policy amounts appropriate for local funeral and service costs. Farmers Insurance - Kyle Herman handles international travel insurance and life insurance plans for residents in and around Bismarck.
Renae Haug - State Farm Insurance Agent in Bismarck, ND, offers final expense insurance services designed to help clients cover end-of-life costs and reduce financial burdens on families. This agency assists individuals in selecting suitable burial or funeral expense policies that align with their needs. It provides ongoing policy management and support to ensure coverage remains appropriate over time. Renae Haug - State Farm Insurance Agent serves local residents, from single-family homeowners to renters, and works with individuals from various community settings within the Bismarck area.
Serving seniors and families throughout Bismarck, this agency helps clients plan for end-of-life expenses through final expense insurance policies. The Tom Reim Agency also specializes in life insurance, long-term care, and annuities. It assists customers in securing coverage that ensures funeral costs and outstanding debts do not burden loved ones unexpectedly. Each policy is designed to offer straightforward benefits without complicated investment features. Beyond Bismarck, the agency also provides its services to residents in Mandan and surrounding areas of Burleigh County.
Serving Bismarck and the surrounding communities in North Dakota, Kayla Small Agency & Associates LLC American Family Insurance handles final expense insurance, which helps cover end-of-life costs for families. This agency assists clients in arranging policies that address funeral expenses and other outstanding debts. It typically approaches each case with a focus on clear explanations and straightforward policy options to simplify a difficult planning process.
Shane Splonskowski Agency Inc American Family Insurance in Bismarck offers both one-time final expense policies for immediate burial cost coverage and recurring payment plans that keep coverage in force over time. These plans help clients manage end-of-life expenses without burdening family members. The agency serves individuals seeking straightforward funeral cost protection. Service runs on an as-needed basis as clients evaluate their coverage needs or request policy adjustments.
Specializing in final expense insurance coverage, Professional Insurance Services in Bismarck, ND helps individuals plan for end-of-life costs, ensuring families are not burdened by unexpected expenses. This local agency works closely with clients to explore suitable policy options tailored to individual needs and budgets. Their dedicated service includes guidance on burial and funeral expenses, easing the planning process. As winter’s high utility bills and holiday spending strain finances, the company also assists with reviewing coverage to protect hard-earned resources for loved ones.
Bain Agency provides professional guidance for families and individuals planning end-of-life financial arrangements in the Bismarck, ND area. Its specialty is connecting clients with final expense insurance policies, designed to cover funeral costs, burial expenses, and any remaining medical bills. The agency works with local and regional insurers to review available coverage options and eligibility requirements. These tailored plans may serve clients from various commercial sectors, including office environments, warehouse operations, and food service establishments.
As Bismarck winters settle in, reliable end-of-life planning becomes a pressing need for many local families. Steffes Agency responds by providing honest, straightforward guidance through the final expense insurance options available in the Bismarck area. The agency works to help clients secure coverage that eases future financial burdens on loved ones. A typical first step involves a no-obligation in-home or phone assessment to review individual policy needs and burial cost expectations directly with the agent.
Gateway Insurance in Bismarck, ND provides final expense insurance agent services primarily to its local community. For residential clients, the agency assists in arranging coverage that helps manage end-of-life costs. For commercial clients, similar planning services are available for businesses seeking to protect their interests. The agency serves the Bismarck area and surrounding regions within North Dakota. After an initial policy is in place, the agent typically reaches out for follow-up to review coverage needs, ensuring clients are properly updated between these regular visits.
Kramer Agency serves residents in and around Bismarck, North Dakota, as a provider of final expense insurance agent services. The company specializes in helping families arrange for end-of-life cost coverage through policies that are generally designed to be simple to understand and easy to qualify for. Its assistance typically includes explaining plan options, outlining benefit amounts, and guiding clients through a straightforward application process. Beyond basic final expense policies, this agency can also add the convenience of processing direct premium payments to help ensure continuous protection.
What Does a a Final Expense Insurance Agent in Bismarck Cost?
Typical monthly premiums for final expense insurance in North Dakota range from 30 to 100 dollars depending on age health and coverage amount. A 10000 dollar policy for a healthy 65 year old might cost around 50 to 70 dollars per month. Older applicants or those with health conditions may pay higher rates. This is general information not insurance advice.
About final expense insurance agents in Bismarck
Final expense insurance agents in Bismarck North Dakota help residents secure coverage for funeral and burial costs. North Dakota law requires funeral homes to provide a general price list upon request. Agents licensed in the state must follow the North Dakota Insurance Code which includes rules on replacement coverage and free look periods.
Frequently Asked Questions
What does a final expense insurance agent in Bismarck do?
A final expense insurance agent helps you choose a whole life policy with a small face value usually between 5000 and 25000 dollars. The agent explains policy terms benefit amounts and premium options. They also ensure the policy complies with North Dakota insurance regulations.
Is a medical exam required for final expense insurance in North Dakota?
Most final expense policies in North Dakota do not require a medical exam. Instead insurers ask health questions on the application. Some policies offer guaranteed issue with no health questions but have a waiting period for full benefits.
How long is the free look period for final expense insurance in North Dakota?
North Dakota law provides a 30 day free look period for life insurance policies. During this time you can cancel the policy for any reason and receive a full refund of any premiums paid. This applies to final expense policies sold in the state.
Final Expense Insurance Agents in Other North Dakota Cities
Fargo · Grand Forks · Minot · West Fargo · Williston