The top-rated final expense insurance agent in Minot, North Dakota is Jessica Aardahl - State Farm Insurance Agent, rated 5.0 stars across 278 reviews. Other highly rated options include Paul Siebert - State Farm Insurance Agent, Michael A Lucy Agency Inc American Family Insurance, Kim Albert Agency: Allstate Insurance. This directory lists 20 final expense insurance agents serving Minot.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Aardahl - State Farm Insurance Agent | 2151 36th Ave SW Suite C | (701) 839-3436 |
| 2 | Paul Siebert - State Farm Insurance Agent | 500 20th Ave SW B | (701) 852-1060 |
| 3 | Michael A Lucy Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
| 4 | Kim Albert Agency: Allstate Insurance | 2825 S Broadway Ste 2 | (701) 852-1460 |
| 5 | Michael E Braun - State Farm Insurance Agent | 816 31st Ave SW Ste A | (701) 838-0713 |
| 6 | Farmers Insurance - Miranda Schuler | 811 S Broadway Ste B | (701) 838-8144 |
| 7 | Heritage Insurance Services | 2201 36th Ave SW unit a | (701) 858-7100 |
| 8 | Farmers Insurance - Kellen Latendresse | 304 18th Ave SW Ste C | (701) 838-2011 |
| 9 | Marchelle Mantz - COUNTRY Financial Representative | 2808 Main St S | (701) 852-2090 |
| 10 | Farmers Insurance - Nicole Brasfield | 7 3rd St SE Ste 102 | (701) 214-5611 |
Jessica Aardahl - State Farm Insurance Agent serves the Minot, North Dakota area, providing final expense insurance to help families manage end-of-life costs. This type of coverage is designed to address funeral expenses and outstanding medical bills. The agency can assist clients in arranging these essential policies to bring peace of mind. Policyholders receive support understanding their options and selecting appropriate coverage limits. The office handles final expense policies and offers guidance on capitalizing pre-need funeral arrangements.
Paul Siebert - State Farm Insurance Agent in Minot, ND, offers final expense insurance services to help clients manage end‑of‑life costs. As an agent, Paul provides policy guidance and support throughout the coverage term, assisting with plan adjustments and beneficiary updates as needed. This approach ensures families receive reliable assistance for funeral and burial expenses, reducing financial stress during difficult times. The agent serves homeowners, apartment residents, retail businesses, and restaurants in the region.
Serving Minot, North Dakota, and the surrounding communities, Michael A Lucy Agency Inc American Family Insurance offers final expense insurance agent services. This agency handles life insurance policies designed to cover funeral costs and other end-of-life expenses for local families. It provides straightforward coverage to help relieve survivors of financial burdens during a difficult time. To handle a typical job, it assesses each client's needs carefully and presents clear policy options without pressure.
Kim Albert Agency: Allstate Insurance in Minot, ND assists seniors and families planning for end-of-life costs. As a final expense insurance agent, the company helps clients secure burial and funeral coverage policies. It offers guidance on whole life insurance plans designed to cover outstanding medical debts and personal expenses. The agency explains coverage limits and benefit payouts clearly to each customer. Its services extend to families residing in the broader Ward County area, including the neighboring community of Burlington.
Michael E Braun - State Farm Insurance Agent in Minot, ND works with clients choosing either a one-time single premium final expense policy or a recurring payment plan with fixed monthly premiums. Coverage typically helps cover funeral costs, outstanding medical bills, and other end-of-life expenses without requiring a medical exam. The service schedule is flexible, running on a one-time basis for single premium policies or as scheduled for ongoing payment plans as needed.
Farmers Insurance - Miranda Schuler provides final expense insurance services in Minot, North Dakota, focusing on helping individuals plan for end-of-life costs. The agency assists clients with policies that cover funeral arrangements and other related expenses, offering guidance through the selection process. General services include explaining policy options and facilitating applications. During the winter months, when many residents consider updating their long-term protections, this agency helps families ensure their funeral wishes are financially prepared regardless of the seasonal weather challenges.
As the cold North Dakota winters approach, many Minot families begin considering their long-term plans. Heritage Insurance Services addresses this need by offering final expense insurance policies tailored to local residents. These policies help cover funeral costs and outstanding medical bills, easing the burden on loved ones. Working with various providers, this agency guides clients through each policy's coverage limits and payment structures. An initial risk assessment is scheduled during the first meeting to evaluate individual financial situations.
Farmers Insurance - Kellen Latendresse provides final expense insurance products to individuals in Minot, ND. This agency specializes in helping clients plan for end-of-life costs through small face-value life policies. The agency focuses on affordable coverage options that relieve financial burdens on families. It assists local clients in securing policies suited to their individual needs and budgets. The insurance professional can serve commercial sectors such as offices, warehouses, and food service establishments in the area.
Marchelle Mantz, a COUNTRY Financial representative, serves residents of Minot, ND, with final expense insurance coverage designed for end-of-life planning. She also helps clients protect their assets through related financial services. Her work focuses on the local Minot community and surrounding areas in north-central North Dakota. During an initial meeting, she assists families in understanding policy options for burial and final expenses. She remains available for follow-up consultations to adjust coverage as needed between regular visits.
Farmers Insurance - Nicole Brasfield in Minot, ND is known for helping families manage the financial side of end-of-life planning through final expense insurance. This agent serves clients in Minot and the surrounding area, offering policies designed to cover funeral costs and other outstanding bills that can arise after a death. The focus is on providing simple, straightforward coverage that lets families focus on grieving rather than unexpected expenses. A specialty service that can be added is accidental death benefit coverage for an additional layer of protection.
What Does a a Final Expense Insurance Agent in Minot Cost?
Typical final expense insurance costs in North Dakota range from 30 to 100 dollars per month for coverage between 5,000 and 25,000 dollars. Premiums depend on your age, health, and the policy type. For example, a 65-year-old non-smoker might pay 50 to 70 dollars monthly for a 10,000 dollar policy. Costs vary by case, so compare quotes from multiple agents. This is general information, not insurance advice.
About final expense insurance agents in Minot
Final expense insurance agents in Minot, North Dakota help residents secure coverage for end-of-life costs such as funeral services and medical bills. North Dakota law requires funeral homes to provide a general price list upon request, allowing you to compare costs. Agents can guide you through policies that fit your budget and meet state requirements.
Frequently Asked Questions
What does a final expense insurance agent in Minot do?
A final expense insurance agent helps you choose a policy to cover funeral and burial expenses. They explain policy terms, compare rates from different insurers, and assist with the application process. In North Dakota, agents must be licensed by the state insurance department.
How do North Dakota laws affect final expense insurance?
North Dakota requires insurance agents to follow state regulations on policy disclosures and grace periods. For example, policies have a 30-day free look period, allowing you to cancel for a full refund. Agents must also provide clear information about premium increases and coverage limits.
Can I use final expense insurance for any funeral home in Minot?
Yes, final expense insurance pays a lump sum benefit to your beneficiary, who can use it at any funeral home in Minot or elsewhere. North Dakota does not restrict where the funds are spent. It is wise to confirm with your agent that the policy covers all expected costs.
Final Expense Insurance Agents in Other North Dakota Cities
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