The top-rated final expense insurance agent in North Olmsted, Ohio is HealthMarkets Insurance - Michael Felice, rated 5.0 stars across 496 reviews. Other highly rated options include Health Plan Superstore, HealthMarkets Insurance - Sarah Klimas, Sedmack Insurance and Financial Services. This directory lists 17 final expense insurance agents serving North Olmsted.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | HealthMarkets Insurance - Michael Felice | 4679 Great Northern Blvd | (440) 378-4210 |
| 2 | Health Plan Superstore | 4954 Great Northern Mall Ste 250 | (440) 703-0737 |
| 3 | HealthMarkets Insurance - Sarah Klimas | 4679 Great Northern Blvd | (216) 496-7487 |
| 4 | Sedmack Insurance and Financial Services | 31469 Lorain Rd Unit 102 | (440) 777-7744 |
| 5 | Dover Insurance Agency | 4858 Dover Center Rd | (440) 756-5636 |
| 6 | HealthMarkets Insurance - Adam Felice | 4679 Great Northern Blvd | (440) 740-3996 |
| 7 | HealthMarkets Insurance - Mark Szczepinski | 4679 Great Northern Blvd | (216) 262-8043 |
| 8 | Matt Darnell American Family Insurance | 26777 Lorain Rd UNIT 321 | (440) 777-5887 |
| 9 | Reflex Insurance LLC | 26315 Brookpark Rd | (440) 201-4959 |
| 10 | Progressive Insurance - Claims Office | 24950 Country Club Blvd Ste 300 | (800) 776-4737 |
HealthMarkets Insurance - Michael Felice serves the greater North Olmsted, OH area, specializing in final expense insurance agent services. This independent agency helps local families secure affordable burial and funeral cost coverage, ensuring that end-of-life expenses do not become a burden for loved ones. Estate planning and pre-need funeral arrangements are common needs they handle for residents in and around North Olmsted. Their services include life insurance policy comparisons and burial insurance enrollment.
Health Plan Superstore in North Olmsted, OH provides final expense insurance agent services, helping clients plan for end-of-life costs through tailored policy selection. The company guides customers through the process of choosing coverage that fits their budget and needs, ensuring beneficiaries receive financial support for funeral and burial expenses. It works with various policy types and offers ongoing support for policy maintenance and updates. Health Plan Superstore serves individuals in single-family homes and apartments, including those with retail or restaurant backgrounds.
HealthMarkets Insurance - Sarah Klimas provides needed final expense insurance planning for residents in and around North Olmsted, Ohio. Commercial coverage options in this category are also available for area employers and organizations. Their service area includes the broader Cuyahoga County region. Scheduled appointments allow clients adequate time to discuss their specific final expense needs. After each policy is in force, the agent schedules a routine follow-up review to address any changes between regular annual visits.
Situated in North Olmsted, Ohio, Sedmack Insurance and Financial Services serves families and individuals throughout Cuyahoga County and surrounding communities. It handles final expense insurance policies designed to cover end-of-life costs, including burial expenses and outstanding medical bills. Policies are generally issued without requiring a medical exam, simplifying the application process for elderly clients. To handle a typical job, the company first assesses a client’s specific funeral and debt needs, then matches them with a suitable policy amount and premium within their budget.
Dover Insurance Agency in North Olmsted, OH helps families choose between one-time burial expense planning and recurring premium payment options for final expense coverage. This insurance generally protects loved ones from bearing unexpected end-of-life costs such as funeral services and outstanding medical bills. The agency provides straightforward guidance on selecting appropriate policy amounts based on individual needs. Their service runs on a one-time or as-needed basis, available whenever a client requires policy review, adjustment, or initial enrollment.
Serving North Olmsted and the surrounding area, HealthMarkets Insurance - Adam Felice provides final expense insurance policies designed to cover end-of-life costs. This agency works with individuals to help secure financial protection for funeral expenses and outstanding medical bills, offering guidance through the application process. Their services address the common planning need for straightforward, dignified arrangements. This is a particular resource for those starting Medicare or adjusting insurance after a significant health change.
HealthMarkets Insurance - Mark Szczepinski in North Olmsted, OH, provides financial planning for families, specializing in final expense insurance to cover end-of-life costs. This type of policy helps ensure that funeral and burial expenses are handled without burdening surviving relatives, commonly using small whole life policies. The firm serves clients in a range of commercial sectors, including local office buildings, warehouse facilities, and food service establishments.
Matt Darnell American Family Insurance serves North Olmsted, Ohio, offering final expense insurance to residents in their own homes. Commercial coverage is also available for local businesses throughout the greater Cleveland area. The agency assists clients in planning for end-of-life expenses with straightforward policies designed for immediate family needs. Each appointment is tailored to the individual’s budget and burial preferences. Follow-up service is provided between regular visits to update coverage as circumstances change, ensuring policies remain aligned with current needs.
Reflex Insurance LLC is a final expense insurance agent in North Olmsted, Ohio, known for helping clients plan for end-of-life costs with clear, straightforward policies. The company assists families in arranging coverage that can address burial, cremation, and related obligations. While maintaining a focus on simplicity and direct communication throughout the enrollment process, the agency ensures beneficiaries receive the intended support without financial burden. As a specialty service, Reflex Insurance LLC can explain how final expense plans differ from traditional life insurance for seniors.
As winter weather arrives in North Olmsted, OH, many families begin reviewing their arrangements for covering final expenses, which is where this local company provides its services. As an agent specializing in final expense insurance, it assists clients with selecting appropriate policies to manage end-of-life costs. The claims office offers focused consultations to explain available coverage options and plan specifics. Before any policy is finalized, the process typically begins with an initial assessment of the individual’s needs and budget.
What Does a a Final Expense Insurance Agent in North Olmsted Cost?
In Ohio, final expense insurance premiums typically range from 30 to 150 dollars per month for a 5,000 to 25,000 dollar policy. Costs depend on age, health, and coverage amount. Some policies offer guaranteed acceptance with no medical exam but may have higher premiums. This is general information and not insurance advice.
About final expense insurance agents in North Olmsted
Final expense insurance agents in North Olmsted, Ohio help residents secure coverage for funeral and burial costs. Ohio law requires funeral homes to provide a general price list, and final expense policies can help families meet those expenses. Local agents can guide you through policy options that comply with Ohio insurance regulations.
Frequently Asked Questions
What is final expense insurance in North Olmsted Ohio?
Final expense insurance is a type of whole life policy designed to cover funeral and burial costs. In Ohio, these policies are regulated by the Ohio Department of Insurance. Agents in North Olmsted can help you choose a plan that fits your budget.
How do I choose a final expense insurance agent in North Olmsted?
Look for an agent licensed in Ohio with experience in final expense policies. You can verify a license through the Ohio Department of Insurance website. Ask about policy details, premiums, and any waiting periods before coverage begins.
Are there Ohio laws that affect final expense insurance?
Yes, Ohio has specific rules about policy cancellations and free look periods. You have a 30-day free look period to review a policy and cancel for a full refund. Ohio also requires agents to clearly explain policy terms and exclusions.
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