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Find Final Expense Insurance Agents in North Ridgeville, OH

Compare final expense insurance agents in North Ridgeville. Review contact information and insurance categorys before you decide.

11 agents listed
Updated May 2026
North Ridgeville, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 11 final expense insurance agents in North Ridgeville, OH Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jim Cahlik - State Farm Insurance Agent
36525 Center Ridge Rd, North Ridgeville, OH 44039
(440) 892-8420 jimcahlik.com
Christina Estes - State Farm Insurance Agent
34100 Center Ridge Rd, North Ridgeville, OH 44039
(440) 327-6969 insuranceforohio.com
Greg Oliver - State Farm Insurance Agent
38950 Center Ridge Rd, North Ridgeville, OH 44039
(440) 835-8886 yourohioagent.com
KLT Insurance
6480 Pitts Blvd, North Ridgeville, OH 44039
(440) 584-0558 kltinsurance.com
Village Insurance
31674 Center Ridge Rd UNIT 104, North Ridgeville, OH 44039
(440) 871-8400 village.insure
Resource One Insurance
33888 Center Ridge Rd, North Ridgeville, OH 44039
(440) 454-9898 resource1insurance.com
Farmers Insurance - Angel Feliciano
35116 Center Ridge Rd Ste 111, North Ridgeville, OH 44039
(440) 281-9480 agents.farmers.com
State Farm Insurance
39257 Center Ridge Rd, North Ridgeville, OH 44039
(440) 327-4110 statefarm.com
R L Price Insurance Inc
35522 Center Ridge Rd, North Ridgeville, OH 44039
(440) 327-3221
Huntington Insurance
35621 Center Ridge Rd, North Ridgeville, OH 44039
(800) 480-2265 huntington.com
Wisniewski Insurance - Family First Insurance
5387 Barton Rd, North Ridgeville, OH 44039
(440) 334-3410

Final expense insurance agents in North Ridgeville Ohio help residents secure coverage for funeral costs and end of life expenses. Ohio law requires agents to hold a valid insurance license and follow state regulations for policy disclosures. Local agents understand the specific needs of families in Lorain County and can explain how Ohio probate laws affect beneficiary payouts.

What Does a Final Expense Insurance Agent in North Ridgeville Cost?

Typical costs for final expense insurance in Ohio range from 30 to 100 dollars per month for a 10000 dollar policy. Premiums depend on age health and tobacco use. A 65 year old non smoker might pay about 50 dollars monthly for 10000 in coverage. Rates are set by the insurer and approved by the Ohio Department of Insurance. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance in North Ridgeville Ohio?
Final expense insurance is a whole life policy with a smaller death benefit usually between 5000 and 25000 dollars. It is designed to cover funeral costs and medical bills. In Ohio these policies are regulated by the Ohio Department of Insurance to protect consumers.
Do I need a medical exam for final expense insurance in Ohio?
Most final expense policies in Ohio do not require a medical exam. Instead insurers use a simplified underwriting process with health questions. Some policies may have a graded benefit period if you have certain health conditions.
How does Ohio law affect final expense insurance payouts?
Ohio law allows beneficiaries to receive death benefits directly without going through probate if the policy has a named beneficiary. This speeds up access to funds for funeral arrangements. The policy must be in force at the time of death for the full benefit to be paid.