The top-rated final expense insurance agent in Parma, Ohio is Melissa Citovic-Vukotic - State Farm Insurance Agent, rated 4.9 stars across 273 reviews. Other highly rated options include Steve McIntosh - State Farm Insurance Agent, The Four Star Insurance Agency, Vince Hrobat Insurance Agency. This directory lists 19 final expense insurance agents serving Parma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Citovic-Vukotic - State Farm Insurance Agent | 7513 York Rd | (440) 884-4200 |
| 2 | Steve McIntosh - State Farm Insurance Agent | 5634 State Rd | (440) 888-8866 |
| 3 | The Four Star Insurance Agency | 5835 Pearl Rd | (440) 882-2000 |
| 4 | Vince Hrobat Insurance Agency | 7252 Broadview Rd | (216) 524-2007 |
| 5 | Capretta Insurance Agency Inc. | 5689 Pearl Rd | (440) 888-3113 |
| 6 | Marisella Rios Weible - HealthMarkets Insurance- Parma | 5925 Ridge Rd #2 | (440) 499-7840 |
| 7 | Universal Insurance Company Inc. | 8015 Bertha Ave | (440) 884-2530 |
| 8 | Mitchell Brokerage Services LLC. | 5707 Chevrolet Blvd | (440) 882-3884 |
| 9 | Hixson & Malinowski Insurance Agency | 5530 State Rd Unit 1 | (216) 252-0100 |
| 10 | The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu) | 12000 Snow Rd Ste 13 | (440) 809-2900 |
Melissa Citovic-Vukotic - State Farm Insurance Agent serves the Parma, Ohio area and the surrounding Cuyahoga County communities. The agency specializes in final expense insurance, which helps families manage costs associated with end-of-life arrangements. Clients in the region often seek straightforward burial and funeral coverage to relieve loved ones of financial burdens during difficult times. This agency carefully explains policy options to ensure each person understands their coverage for final medical bills and related expenses. Melissa Citovic-Vukotic personally handles final expense life insurance and burial insurance plans in this region.
Steve McIntosh - State Farm Insurance Agent in Parma, OH, provides final expense insurance services, including coverage for funeral and burial costs, as well as outstanding medical bills after death. Policies are designed to protect families from unexpected end-of-life financial burdens. The agency offers straightforward term and whole life insurance options with no hidden fees. Local clients can meet with the agent to customize a plan tailored to their needs. This final expense insurance agent services single-family homes, apartments, and small retail businesses in the Parma area.
Serving area homeowners and families, The Four Star Insurance Agency in Parma, OH assists clients in planning for their end-of-life expenses. As a final expense insurance agent, it provides guidance on policies designed to cover funeral costs and outstanding bills, easing a financial burden for survivors. The agency works with individuals to find manageable coverage options. It also provides these services to residents in the neighboring communities of Broadview Heights and North Royalton.
Serving Parma, Ohio, and the surrounding communities, Vince Hrobat Insurance Agency handles final expense insurance planning. This type of coverage focuses on managing end-of-life financial obligations, such as funeral costs and outstanding debts. The agency helps local families by presenting policy options that can provide designated beneficiaries with a straightforward death benefit. For a typical job, it explains the application and underwriting process while using a direct and personalized consultation to determine each client’s specific needs.
For those needing final expense insurance, Capretta Insurance Agency Inc. in Parma, OH provides essential coverage planning. This service involves a one-time policy setup rather than recurring service contracts, focusing on helping clients manage end-of-life costs through a straightforward plan. As a final expense insurance agent, the agency works with local residents to determine appropriate benefit amounts for their specific needs. Unlike ongoing management services, their support is typically arranged on a one-time basis, consisting of the initial application and policy delivery with no scheduled follow-up visits.
Marisella Rios Weible - HealthMarkets Insurance- Parma specializes in final expense insurance, offering policies designed to cover funeral costs and end-of-life expenses for local families. It also serves Parma, OH, by assisting clients with broader insurance needs, including life coverage and supplemental health plans. The agency helps residents prepare for unexpected financial burdens. During the fall season, it particularly supports clients in reviewing their coverage before the winter holidays, ensuring loved ones are protected against sudden funeral-related costs.
Universal Insurance Company Inc. serves families and individuals in Parma, OH, arranging final expense insurance to cover end-of‑life costs. Residential clients receive personal guidance on burial and funeral planning, while the agency also offers coverage for small-business owners concerned with personal estate obligations. Service extends throughout the local area for both standard and simplified‑issue policies. Policyholders are contacted ahead of policy anniversaries or when adjustments become necessary, and the company provides similar follow‑up assistance between its scheduled periodic visits.
As winter weather settles over Parma, many families begin reviewing plans to ensure final wishes are documented. Mitchell Brokerage Services LLC helps area seniors address those concerns by explaining final expense insurance options in a straightforward manner. The agency focuses on simplifying coverage choices so policyholders understand how to manage funeral and related costs without confusion. After an initial phone conversation to discuss personal needs, a convenient in-home appointment is scheduled to review available policies and begin the paperwork.
Hixson & Malinowski Insurance Agency provides general insurance services for individuals and businesses in the Parma, Ohio area. Its specialty is final expense insurance, designed to help clients cover end-of-life costs and ease the financial burden on loved ones. The agency focuses on creating clear, practical coverage options that meet the specific needs of local residents. Commercial sectors it can serve include offices, warehouses, and food service operations.
What Does a a Final Expense Insurance Agent in Parma Cost?
In Ohio, final expense insurance premiums depend on your age and health. For a 60 year old non-smoker, a 10,000 dollar policy may cost around 60 to 90 dollars per month. Smokers or older applicants may pay more. Some policies have a two year waiting period for full benefits. This is general information and not insurance advice.
About final expense insurance agents in Parma
Final expense insurance agents in Parma Ohio help residents secure coverage for funeral costs and outstanding debts. Ohio law requires funeral homes to provide a general price list upon request, making it easier to plan ahead. Agents can explain policy options that comply with Ohio insurance regulations.
Frequently Asked Questions
What does a final expense insurance agent in Parma do?
A final expense insurance agent helps you choose a small whole life policy to cover funeral and burial costs. They guide you through the application process and explain policy terms. Agents in Parma are familiar with local funeral home pricing and Ohio insurance rules.
Is a medical exam required for final expense insurance in Ohio?
Most final expense policies in Ohio do not require a medical exam. Insurers typically ask a few health questions on the application. Some policies offer guaranteed acceptance for applicants with serious health conditions.
How much does a final expense policy cost in Parma Ohio?
Costs vary based on age, health, and coverage amount. A typical policy for a 65 year old might range from 50 to 150 dollars per month for 10,000 dollars of coverage. Premiums are fixed and do not increase over time.
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