The top-rated final expense insurance agent in Troy, Ohio is Freeman Groves Insurance And Financial Services Inc, rated 4.9 stars across 208 reviews. Other highly rated options include Littman-Thomas Agency - Troy Office, Heath Murray - State Farm Insurance Agent, Holobaugh Insurance. This directory lists 12 final expense insurance agents serving Troy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeman Groves Insurance And Financial Services Inc | 2840 S Co Rd 25A | (937) 348-1763 |
| 2 | Littman-Thomas Agency - Troy Office | 210 S Market St suite b | (937) 339-1525 |
| 3 | Heath Murray - State Farm Insurance Agent | 725 W Market St | (937) 335-9600 |
| 4 | Holobaugh Insurance | 2244 OH-718 | (937) 552-9956 |
| 5 | Carr Insurance Group | 115 S Market St | (937) 335-8914 |
| 6 | Lisa Cano - State Farm Insurance Agent | 41 S Stanfield Rd A | (937) 335-3535 |
| 7 | Trojan Insurance Agency | 1008 Grant St | (937) 339-2674 |
| 8 | R J Warner Insurance | 23 S Mulberry St | (937) 335-5166 |
| 9 | Troy insurance agency | 12 N Mulberry St | (937) 764-3470 |
| 10 | Western & Southern Life | 10 Dotcom Dr suite b | (937) 773-5303 |
Freeman Groves Insurance And Financial Services Inc serves the Troy, Ohio area as a provider of final expense insurance solutions. This agency helps local families manage the financial obligations associated with end-of-life arrangements. Representatives guide clients through coverage options designed to cover funeral costs and outstanding debts. The company focuses on simplifying the insurance selection process for seniors and their loved ones. It handles burial insurance policies and pre-need funeral planning services for residents in Miami County.
Littman-Thomas Agency - Troy Office provides final expense insurance agent services for residents in Troy, Ohio. It helps clients secure coverage to manage end-of-life costs such as funerals and outstanding debts. The agency assists individuals in customizing their policies to match specific financial situations. It also offers guidance on policy maintenance and beneficiary updates to ensure coverage remains current. It serves single-family homes, apartments, retail, and restaurants in the local community.
Heath Murray - State Farm Insurance Agent serves homeowners, families, and individuals in Troy, OH, who seek assistance with final expense insurance planning. The agency helps clients prepare for end-of-life costs by offering guidance on suitable policy options and coverage amounts. This local office focuses on addressing the specific financial protection needs of area residents during a significant life transition. The agency also provides its final expense insurance services to residents in the neighboring Piqua community.
Serving Troy, OH, and the surrounding Miami County communities, Holobaugh Insurance handles final expense insurance arrangements for local families. It helps clients plan for end-of-life costs such as burial and funeral services. The agency assists in selecting appropriate coverage for residents seeking affordable peace of mind. For a typical case, the company begins by reviewing an individual's anticipated final expenses and financial situation before guiding them toward a simple, accessible policy option.
Carr Insurance Group in Troy, OH provides final expense insurance, which offers a one-time lump-sum death benefit for end-of-life costs rather than recurring service plans that cover ongoing care. This coverage helps clients arrange a financial plan for funeral expenses and immediate final bills. Serving the area on an as-needed basis, the company assists individuals in securing this specific type of life insurance policy to relieve their families of such burdens.
Lisa Cano - State Farm Insurance Agent in Troy, OH, specializes in final expense insurance policies that cover end-of-life costs. The agency also offers general insurance services to area residents seeking financial protection. Final expense plans help families manage funeral and burial expenses without financial strain. This local insurance agent assists clients by evaluating different coverage options for their specific needs. As life events such as retirement or a family health change approach, the agent provides guidance on securing a straightforward benefit against unexpected financial burdens.
Trojan Insurance Agency provides general insurance services to residents and businesses in the Troy, OH area, with a specialty in final expense coverage designed to help families manage end-of-life costs. The agency works with clients to identify suitable burial and funeral policies that ease financial burdens on survivors. Commercial services can be arranged for local offices, warehouses, and food service operations.
As families in Troy, Ohio, begin planning for the future, the peace of mind that comes with knowing final expenses are covered becomes a priority. R J Warner Insurance helps local residents navigate this important process, specializing in final expense coverage that protects survivors from unexpected financial burdens after a loved one’s passing. They work with clients to review available policy options that fit individual budgets and burial needs. All new inquiries begin with a free initial consultation to assess your current coverage and personal preferences.
Serving Troy, Ohio, residents with guaranteed issue final expense policies, this agency helps families finalize end-of-life coverage that avoids medical exams. In addition to personal protection, commercial and individual clients throughout the area can access straightforward burial insurance offerings, concentrating on simple, affordable coverage to ease financial burdens. Agents work directly with clients to understand specific needs for manageable monthly premiums. Following an issued policy, the office provides continued support, handling claim paperwork and answering benefit questions between annual plan reviews or as needs evolve.
Western & Southern Life in Troy, Ohio specializes in final expense insurance policies designed to cover end-of-life costs. The agency also provides general life insurance services for families seeking financial security. It helps clients evaluate their burial and funeral funding needs, ensuring loved ones are not left with unexpected debt. For those approaching retirement or facing a recent health change, the agency assists with planning that protects family savings from the high costs of memorial services and medical bills not covered by other benefits.
What Does a a Final Expense Insurance Agent in Troy Cost?
Typical monthly premiums for final expense insurance in Ohio range from 30 to 150 dollars depending on age, health, and coverage amount. A 10000 dollar policy for a 65-year-old non-smoker might cost around 50 to 80 dollars per month. Costs vary by case and insurer. This is general information, not insurance advice.
About final expense insurance agents in Troy
Final expense insurance agents in Troy, Ohio help residents secure coverage for funeral and burial costs. Ohio law requires funeral homes to provide a general price list, and a final expense policy can help ensure those expenses are covered. Agents in Troy can guide you through policy options that fit your budget and needs.
Frequently Asked Questions
What is a final expense insurance policy in Ohio?
A final expense insurance policy is a whole life insurance policy with a smaller face amount, typically between 5000 and 25000 dollars. It is designed to cover funeral costs and other end-of-life expenses. In Ohio, these policies are regulated by the Ohio Department of Insurance.
Do I need a medical exam for final expense insurance in Troy?
Most final expense insurance policies in Ohio do not require a medical exam. Instead, insurers may ask a few health questions on the application. This makes the policy easier to obtain for seniors or those with health conditions.
How does Ohio law affect final expense insurance payouts?
Ohio law requires insurers to pay claims promptly, usually within 30 days after receiving proof of death. The death benefit is paid directly to the beneficiary you name. There are no state-specific taxes on life insurance death benefits in Ohio.
Final Expense Insurance Agents in Other Ohio Cities
Akron · Amelia · Avon · Avon Lake · Beavercreek · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton