The top-rated final expense insurance agent in Xenia, Ohio is Greene County Insurance, rated 4.9 stars across 155 reviews. Other highly rated options include Doug Zeigler - State Farm Insurance Agent, Montgomery Insurance & Investments, David Spriggs - State Farm Insurance Agent. This directory lists 13 final expense insurance agents serving Xenia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greene County Insurance | 2039 Bellbrook Ave # A | (937) 374-0066 |
| 2 | Doug Zeigler - State Farm Insurance Agent | 280 N Detroit St | (937) 372-3700 |
| 3 | Montgomery Insurance & Investments | 114 S Detroit St | (937) 372-7646 |
| 4 | David Spriggs - State Farm Insurance Agent | 121 Dayton Ave | (937) 372-3863 |
| 5 | Rick Kolmin - State Farm Insurance Agent | 280 N Detroit St | (937) 372-3700 |
| 6 | Perkins & Associates Insurance Inc. American Family Insurance | 25 S Detroit St | (937) 347-2002 |
| 7 | Anderson Williamson Insurance | 242 N Detroit St | (937) 372-4491 |
| 8 | Farmers Insurance - Rodney Hines | 492 W 2nd St Ste 203 | (937) 424-0643 |
| 9 | Nationwide Insurance: Kelly Jones Insurance Agency LLC | 157 Progress Dr Ste A | (937) 372-8059 |
| 10 | Farmers Insurance - Micah Windsor | 57 E Main St | (937) 502-2010 |
Greene County Insurance serves Xenia and the surrounding communities in Greene County, offering final expense insurance to local residents. This type of policy covers funeral and burial costs, easing the financial burden on families during a difficult time. The agency helps seniors and other individuals secure plans that pay a lump sum benefit to beneficiaries. Planned end-of-life expenses are managed through customized coverage options and simple application processes. The area typically requires support for lifetime insurance policies and supplemental burial arrangements.
Doug Zeigler - State Farm Insurance Agent provides final expense insurance services in Xenia, Ohio, focusing on helping clients plan for end-of-life costs. Policy options cover burial, funeral, and related expenses to reduce financial burden on loved ones. Ongoing account management includes annual policy reviews, claims assistance, and beneficiary updates. The agency serves single-family homes, apartments, retail businesses, and restaurants.
Montgomery Insurance & Investments serves Xenia, Ohio, and the surrounding Greene County communities, handling final expense insurance for local families. The company focuses on burial and end-of-life coverage policies designed to relieve survivors of unexpected financial burdens. It helps clients navigate policy options that fit typical household budgets in the area. To handle a typical job, it first reviews the client’s specific wishes and budget before presenting a few straightforward, permanent policy choices.
David Spriggs - State Farm Insurance Agent serves local homeowners and individuals seeking final expense insurance in Xenia, Ohio. This insurance product helps families manage end-of-life costs, such as funeral services and unpaid medical bills, through a straightforward policy. The agency focuses on explaining coverage options clearly so customers can make informed decisions for their specific needs. Services include helping clients compare plans and policy limits. The agency also covers the nearby community of Beavercreek.
Rick Kolmin, a State Farm Insurance agent in Xenia, OH, provides final expense insurance policies designed to cover end‑of‑life costs, including funeral arrangements and outstanding debts, through both a one‑time whole life policy and a recurring‑payment burial plan option. Clients receive personalized coverage to manage these expenses without later burdening loved ones. Service for policy enrollment and ongoing account management is available on a scheduled appointment basis, with as‑needed adjustments for existing policyholders.
Perkins & Associates Insurance Inc. American Family Insurance specializes in final expense insurance, helping clients secure funds for end-of-life costs. It also offers general insurance services to residents throughout the Xenia, OH area. The agency focuses on explaining policy options that cover funeral expenses and outstanding debts. As estate planning needs often become more pressing during the winter holidays, it assists families in reviewing their coverage before the new year.
As families in Xenia, OH, begin planning for the seasonal financial shifts that accompany retirement, the question of how to cover final expenses becomes increasingly urgent. Anderson Williamson Insurance offers straightforward final expense insurance agent guidance to help local residents secure affordable burial and end-of-life coverage. The company works directly with customers to explain policy options for protecting loved ones from unexpected costs. An initial consultation typically begins with a no-obligation needs assessment to review personal preferences and coverage eligibility.
Farmers Insurance - Rodney Hines provides insurance products to residents of Xenia, Ohio, with a particular focus on final expense coverage that helps families manage end-of-life costs. This agency works closely with clients to understand their individual needs and offers options to cover burial expenses and outstanding bills. The office can serve local businesses and individuals, including those with small retail offices, warehouse operations, and food service establishments.
Nationally, this final expense insurance agent serves families in and around Xenia, OH, from a residential base of operations. It focuses on final expense coverage to help clients manage end-of-life costs with straightforward policy options. Commercial coverage is also available for local business needs, with services reaching throughout the surrounding area. The agent coordinates the initial plan details and then provides follow-up service or policy adjustments during regular visits between scheduled reviews.
Farmers Insurance - Micah Windsor in Xenia, OH is known for helping families cover end-of-life expenses with final expense insurance, a product designed to ease financial burdens from funeral costs and outstanding debts. Their service range includes policy options tailored for seniors, offering flexible coverage limits and simplified underwriting processes to qualify clients regardless of health history. This agency can additionally include accident coverage in its final expense policies to address common unforeseen events.
What Does a a Final Expense Insurance Agent in Xenia Cost?
Typical final expense insurance costs in Ohio range from $30 to $100 per month for a $5,000 to $25,000 policy, depending on age, health, and coverage amount. Rates are usually fixed and do not increase over time. Some policies may require a two-year waiting period for full benefits. This is general information, not insurance advice.
About final expense insurance agents in Xenia
Final expense insurance agents in Xenia, Ohio help residents secure burial insurance to cover end-of-life costs. Ohio law requires insurance agents to be licensed by the Ohio Department of Insurance, ensuring they meet state standards. These agents can explain how a final expense policy can ease the financial burden on families in Greene County.
Frequently Asked Questions
What does a final expense insurance agent in Xenia do?
A final expense insurance agent helps Xenia residents compare burial insurance policies from multiple carriers. They guide you through the application process and explain policy terms. Ohio agents must follow state regulations, including providing clear disclosure of policy benefits and exclusions.
Are there Ohio laws that affect final expense insurance?
Yes, Ohio law requires all insurance agents to be licensed and to follow the Ohio Insurance Code. Policies must include a free-look period of at least 30 days, allowing you to cancel for a full refund. Agents must also disclose if a policy has a graded death benefit or waiting period.
How do I choose a final expense insurance agent in Xenia?
Look for an agent who is licensed in Ohio and has experience with final expense policies. Ask about the insurance carriers they represent and whether they offer a range of plans. You can verify an agents license through the Ohio Department of Insurance website.
Final Expense Insurance Agents in Other Ohio Cities
Akron · Amelia · Avon · Avon Lake · Beavercreek · Boardman · Bowling Green · Brunswick · Canton · Centerville · Cincinnati · Cleveland · Columbus · Cuyahoga Falls · Dayton