The top-rated final expense insurance agent in Bristol, Tennessee is Darren Lowe - State Farm Insurance Agent, rated 5.0 stars across 532 reviews. Other highly rated options include Mike Adams - State Farm Insurance Agent, Barbara Williams - State Farm Insurance Agent, Jim Embree Insurance. This directory lists 16 final expense insurance agents serving Bristol.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Darren Lowe - State Farm Insurance Agent | 2137 Volunteer Pkwy #3 | (423) 968-9221 |
| 2 | Mike Adams - State Farm Insurance Agent | 1500 Bluff City Hwy | (423) 764-5641 |
| 3 | Barbara Williams - State Farm Insurance Agent | 2742 W State St #3 | (423) 323-3640 |
| 4 | Jim Embree Insurance | 1225 Bluff City Hwy | (423) 968-5550 |
| 5 | Shelter Insurance - Justin Horn | 2344 Volunteer Pkwy | (423) 573-8870 |
| 6 | Burnette & Associates Insurance | 1143 Volunteer Pkwy | (423) 968-2047 |
| 7 | Farm Bureau Insurance | 1430 Volunteer Pkwy #34 | (423) 274-6380 |
| 8 | Burke, Powers & Harty, Inc. | 1236 Volunteer Pkwy | (423) 764-2112 |
| 9 | The Buddy Crump Insurance Agency Inc | 2409 Volunteer Pkwy C | (423) 764-4191 |
| 10 | Shelter Insurance - Dustin Pannell | 1135 Volunteer Pkwy Ste 15A | (423) 573-8871 |
Darren Lowe - State Farm Insurance Agent serves the Bristol, Tennessee area and its surrounding communities in Sullivan County. The agency specializes in final expense insurance, offering policies designed to cover end-of-life costs such as funeral services and outstanding medical bills. These plans help families manage financial obligations during a difficult time. The agent provides personalized consultations to explain policy options and benefit amounts. Final expense insurance and burial planning assistance are key services the company handles for local residents.
Serving Bristol and the surrounding area, Mike Adams - State Farm Insurance Agent provides final expense insurance coverage to help families manage end-of-life costs. The agency guides clients through selecting a policy that fits their budget and needs, with a focus on straightforward protection. Ongoing support is available to review and adjust plans as circumstances change. Local clients include individuals, couples, single-family homeowners, apartment dwellers, and those running small retail shops or restaurants throughout Bristol, TN.
Barbara Williams - State Farm Insurance Agent serves area families seeking final expense insurance coverage in Bristol, Tennessee. The agency provides assistance with planning for end-of-life costs, helping customers secure policies that cover funeral and burial expenses. Each client works directly with the agent to understand their specific needs and available policy options. This office also supports individuals in nearby Bluff City and the greater Sullivan County region with the same respectful, practical guidance for final expense planning.
Serving Bristol, Tennessee, and the surrounding Tri-Cities communities, Jim Embree Insurance focuses specifically on final expense life insurance. This type of coverage helps families manage end-of-life costs such as funerals and outstanding medical bills. The agency works with local clients to understand the need for dignified arrangements that do not burden loved ones financially. To handle a typical job, the agent takes time to explain coverage options clearly, then assists in selecting a simple burial policy that fits the applicant's budget and needs.
Serving Bristol and the surrounding area, Shelter Insurance - Justin Horn specializes in final expense insurance, offering policies designed to cover end-of-life costs. The agency assists local clients in understanding their coverage options for funeral and burial expenses. It provides personalized consultations to help individuals arrange a financial plan for their families. With winter often bringing increased health concerns, residents can review their current policies to ensure they are adequately prepared for unexpected medical events that might accelerate their insurance needs.
Some final expense insurance agents offer one-time policy setup assistance, while others provide recurring support for ongoing plan adjustments. Burnette & Associates Insurance, based in Bristol, TN, helps local residents finalize small burial and funeral coverage that meets specific budget needs. The objective is to secure funds for final arrangements without encumbering remaining loved ones with unexpected expenses. Guidance commonly addresses policy limits, beneficiary selection, and premium payment methods for term or permanent plans. Service runs on a one-time, scheduled, or as-needed basis according to each client’s follow-up preferences.
Farm Bureau Insurance in Bristol, Tennessee provides final expense insurance coverage, which differs from services that require recurring renewals by offering permanent protection paid for with set premiums. This final expense insurance helps cover funeral costs and outstanding obligations after passing. The policy is designed as a one-time service option, so families do not have to schedule repeated meetings or manage ongoing appointments once the plan is in place. Coverage is issued on a single-need basis with no required future payments.
As families in Bristol consider the financial responsibilities that follow a loss, securing final expense coverage becomes a practical necessity for many older residents. Burke, Powers & Harty, Inc. responds by offering policies designed to cover funeral and burial costs without requiring a medical exam. Their service emphasizes straightforward explanations of available options, helping clients choose appropriate coverage amounts based on individual budgets and needs. To begin the process, they schedule a personal consultation to review the applicant's current health status and identify suitable plan limits.
The Buddy Crump Insurance Agency Inc offers financial planning services to the residents of Bristol, TN, specializing in final expense insurance arrangements. These policies primarily cover end-of-life costs and burial expenses, providing supplementary support for families managing estate obligations. The business assists local clients in reviewing various term and whole life coverage options appropriate for their needs. Commercial sectors that may be served include offices, warehouses, and food service establishments.
Shelter Insurance - Dustin Pannell provides final expense insurance services for residential clients in the Bristol, Tennessee area, helping families plan for end-of-life costs. Commercial coverage is also available to local businesses. The agency serves customers throughout Bristol and the surrounding region. They can assist with policy questions or file a claim between regular visits, and they welcome repeat business for any needed adjustments or follow-up service as circumstances change.
What Does a a Final Expense Insurance Agent in Bristol Cost?
Final expense insurance costs in Tennessee depend on your age health status and the death benefit amount. For a healthy 65 year old a 10000 dollar policy might cost 50 to 80 dollars per month. Older applicants or those with health issues may pay higher premiums. Some policies have a graded benefit period where full coverage starts after two years. This is general information and not insurance advice.
About final expense insurance agents in Bristol
Final expense insurance agents in Bristol Tennessee help residents secure coverage for funeral costs and end of life expenses. Tennessee law requires agents to hold a valid state license and follow the Tennessee Insurance Code. Working with a local agent can simplify the process of choosing a policy that fits your budget and needs.
Frequently Asked Questions
What is a final expense insurance agent in Bristol Tennessee?
A final expense insurance agent is a licensed professional who helps you apply for a small whole life policy. These policies are designed to cover funeral costs and other final bills. In Tennessee the agent must follow state regulations regarding policy disclosures and suitability.
Do I need a medical exam for final expense insurance in Tennessee?
Most final expense policies in Tennessee do not require a medical exam. Instead the application asks health questions. Some policies offer guaranteed issue with no health questions but have a waiting period for full benefits.
How much does a final expense policy cost in Tennessee?
Costs vary based on your age health and the coverage amount. Typical monthly premiums range from 30 to 150 dollars for a 5000 to 25000 dollar policy. Tennessee law does not set specific rates so it is wise to compare quotes from multiple agents.
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