The top-rated final expense insurance agent in Germantown, Tennessee is Frank Simmons - State Farm Insurance Agent, rated 5.0 stars across 704 reviews. Other highly rated options include Caleb Hollingsworth - State Farm Insurance Agent, Alisha Dumas - State Farm Insurance Agent, Davis McCord - State Farm Insurance Agent. This directory lists 19 final expense insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frank Simmons - State Farm Insurance Agent | 7730 Wolf River Blvd Suite 109 | (901) 755-7190 |
| 2 | Caleb Hollingsworth - State Farm Insurance Agent | 3059 Forest Hill Irene Rd #103 | (901) 755-3100 |
| 3 | Alisha Dumas - State Farm Insurance Agent | 2135 Merchants Row STE 5 | (901) 755-5551 |
| 4 | Davis McCord - State Farm Insurance Agent | 8608 Farmington Blvd Ste 3 | (901) 755-6110 |
| 5 | Marc Ashley - State Farm Insurance Agent | 3030 Forest Hill Irene Rd Ste 103 | (901) 755-2850 |
| 6 | Michael Duel: Allstate Insurance | 7608 Poplar Pike | (901) 767-7131 |
| 7 | Shoemaker Insurance Solutions | 2176 West St Suite 202 | (901) 757-5757 |
| 8 | Thompson Insurance Agency | 2298 S Germantown Rd # 1 | (901) 402-0779 |
| 9 | Laura McKay - State Farm Insurance Agent | 9056 Poplar Pike #104 | (901) 590-1929 |
| 10 | Shelter Insurance - Lauren Hahs-gilchrist, Lutcf | 1926 Exeter Rd | (901) 377-7270 |
Frank Simmons - State Farm Insurance Agent serves the Germantown, Tennessee, area. The agency specializes in final expense insurance, helping clients plan for end-of-life costs. This type of policy covers funeral services and related bills, relieving families of financial burden. The agent guides customers through coverage options suited to their budget and needs. Specific services include arranging whole life policies designed for final expenses and assisting with the application process for burial insurance.
Caleb Hollingsworth - State Farm Insurance Agent in Germantown, TN provides final expense insurance services to help individuals manage end-of-life costs. As a local agent, he assists clients in selecting appropriate coverage plans tailored to their specific needs. His services include policy explanations, needs analysis, and ongoing support to ensure beneficiaries receive benefits as intended. The agency guides families through the enrollment process and maintains plan records to keep coverage current. This final expense insurance agent serves single-family homes, apartments, retail, and restaurants.
Homeowners and individuals in Germantown, TN, seeking final expense insurance turn to Alisha Dumas - State Farm Insurance Agent for burial and end-of-life cost planning. This agency helps customers secure coverage for funeral services and unpaid medical bills, ensuring loved ones face fewer financial burdens during a difficult time. The Germantown-based agent serves residents in nearby Memphis as well, providing accessible support throughout the greater metropolitan area of Shelby County.
Serving Germantown and the surrounding Shelby County communities, Davis McCord - State Farm Insurance Agent handles final expense insurance needs for local families. This type of coverage helps address end-of-life costs, including funeral arrangements and outstanding medical bills, ensuring loved ones are not left with financial burdens. The agency approaches each case by carefully explaining policy terms and identifying appropriate coverage levels that align with a client's budget and specific final wishes.
In Germantown, TN, Marc Ashley’s State Farm Insurance Agency structures itself around a one-time final expense policy that covers funeral costs, whereas recurring, ongoing management fees do not apply. Coverage options are designed to ensure burial and related final arrangements receive prompt disbursement to beneficiaries without complex prerequisites. Policies are typically issued on a one-time basis, after which scheduled in-force policy service is available as needed for changes or questions. Service runs on an as-needed, client-initiated schedule for account updates or benefit filing support.
Michael Duel: Allstate Insurance in Germantown, TN specializes in final expense insurance, offering policies designed to cover end-of-life costs. It also provides general insurance services to local residents, addressing a range of protection needs. This agency helps families plan for burial and funeral expenses, which can prevent financial burden during a difficult time. It often assists clients who are concerned about leaving unexpected medical bills or outstanding debts for their loved ones to manage.
Shoemaker Insurance Solutions provides financial planning services to clients in the Germantown, Tennessee area, with a specialized focus on final expense insurance arrangements. The company helps individuals secure policies designed to cover end-of-life costs for their loved ones. These plans typically require no medical exam and offer a simplified application process. This agency can serve a range of local commercial sectors, including office-based businesses, warehousing and logistics operations, and food service establishments.
When the seasons shift and residents of Germantown begin reviewing their personal affairs, many discover the need to consider how their final arrangements will be funded. Thompson Insurance Agency provides information on final expense insurance, a type of coverage designed to pay for funeral costs and outstanding debts. The company explains how these small-face-amount policies can relieve families of unexpected financial burdens at a difficult time. A typical start involves a broker meeting with the client to inspect existing coverage and consider an initial needs assessment.
Laura McKay’s agency provides final expense insurance services for residents in Germantown, Tennessee, helping families cover end-of-life costs with straightforward, pre-planned policies. For local businesses, the office also offers commercial coverage tailored to small and mid-sized operations across the surrounding area. The team works with clients to design affordable funeral and burial benefit plans that ease financial burdens on loved ones. After an initial policy is set, the agency follows up regularly to adjust coverage as needs change, ensuring each plan stays suitable between annual reviews.
Shelter Insurance - Lauren Hahs-gilchrist, Lutcf is known for helping families in the Germantown area prepare for end-of-life expenses through final expense insurance. The agency guides clients through selecting affordable policies that cover funeral costs, burial arrangements, and outstanding final bills. Service includes explaining how these smaller whole life policies can provide financial relief during a difficult time. The company specializes in adding optional accidental death benefit riders for broader protection.
What Does a a Final Expense Insurance Agent in Germantown Cost?
Final expense insurance premiums in Tennessee typically range from 30 to 100 dollars per month for a 5,000 to 25,000 dollar policy. Costs depend on age health and coverage amount. Some policies offer guaranteed acceptance with no medical exam but have higher premiums. This is general information not insurance advice.
About final expense insurance agents in Germantown
Final expense insurance agents in Germantown Tennessee help residents secure coverage for funeral and burial costs. Tennessee law requires funeral homes to accept life insurance assignments for preneed contracts. A local agent can guide you through policy options that fit your budget and needs.
Frequently Asked Questions
What is final expense insurance in Germantown Tennessee?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In Tennessee these policies are often used to fund preneed funeral contracts. An agent can explain how the policy pays the funeral home directly.
How do I choose a final expense insurance agent in Germantown?
Look for a licensed agent in Tennessee who specializes in final expense or burial insurance. Check their experience with local funeral homes and preneed arrangements. Ask about policy limits and whether the plan requires a medical exam.
Are there Tennessee laws about final expense insurance?
Yes Tennessee has specific laws for preneed funeral contracts under Title 62 Chapter 5. Insurance policies used for preneed must meet state requirements. An agent can help you understand how these laws affect your coverage.
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