The top-rated flood insurance agent in Benton, Arkansas is DJ Motley - State Farm Insurance Agent, rated 5.0 stars across 666 reviews. Other highly rated options include Dennia Beard - State Farm Insurance Agent, Rena Gilliam: Allstate Insurance, Donnell Insurance Agency. This directory lists 18 flood insurance agents serving Benton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | DJ Motley - State Farm Insurance Agent | 203 E Narroway St Suite 100 | (501) 778-2323 |
| 2 | Dennia Beard - State Farm Insurance Agent | 1010 Military Rd Suite A | (501) 778-6066 |
| 3 | Rena Gilliam: Allstate Insurance | 2103 Hwy 5 N | (501) 737-4148 |
| 4 | Donnell Insurance Agency | 2719 Cody Rd | (501) 290-0131 |
| 5 | Shelter Insurance - Brett Polk | 1017 W South St | (501) 860-8800 |
| 6 | Shelter Insurance - Todd Matthews | 711 Military Rd | (501) 315-7731 |
| 7 | Integrity Insurance | 404 W Sevier St | (501) 581-0000 |
| 8 | Farm Bureau Insurance | 1700 Hot Springs Hwy | (501) 315-0676 |
| 9 | James Insurance Agency | 114 E Conway St | (501) 778-1700 |
| 10 | The Maples & Jones Insurance Agency | 203 Lillian | (501) 315-0860 |
DJ Motley - State Farm Insurance Agent serves the Benton, Arkansas, area and surrounding Saline County. The agency offers flood insurance policies designed to help property owners protect their homes and businesses from water damage caused by storms and rising waters. They assist clients with understanding coverage limits and deductible options in these flood-prone zones. The agency specifically handles policy applications and claims support for residential and commercial flood protection needs in this region.
Dennia Beard’s State Farm agency provides a complete range of flood insurance services for residents and businesses in the Benton area. It assists clients in understanding flood zone risks, obtaining necessary coverage, and filing claims after water damage occurs. The office also helps review existing policies during renewal periods to ensure adequate protection. Its flood insurance services accommodate single-family homes, apartments, retail spaces, and restaurants.
Rena Gilliam: Allstate Insurance offers residential flood insurance services for homeowners in Benton, Arkansas, seeking protection against rising waters. Commercial flood coverage is also available for local businesses facing similar risks. Their service area includes Benton and the surrounding communities throughout the region. Each policy is designed to address the unique flood hazards common to this area, helping property owners prepare for potential damage. As part of ongoing protection, the agency assists with follow-up coverage adjustments and repeat service between regular policy review visits to keep plans current.
Donnell Insurance Agency in Benton, AR serves homeowners, businesses, and property managers needing flood coverage. The agency helps clients evaluate their flood risk and select appropriate policies to protect property from water damage. It works with standard NFIP plans as well as private market options. Understanding local flood zones is essential, as Benton lies near the Saline River and experiences periodic heavy rains. The agency also provides its flood insurance services to clients in the nearby Hot Springs and Little Rock metro communities.
Shelter Insurance - Brett Polk serves clients in Benton, AR and the surrounding communities of Central Arkansas. This agency handles flood insurance policies designed to protect residential and commercial properties from water damage caused by rising waters. As a flood insurance agent, it navigates National Flood Insurance Program requirements for its customers. To process a typical job, it begins with a property assessment, reviews the local flood zone map, then presents coverage options that match the specific risk level of the home or business.
Shelter Insurance - Todd Matthews in Benton, AR, provides flood insurance designed for both one-time policies and ongoing annual renewals to suit different needs. Coverage typically protects the structure and its contents from rising water damage, addressing gaps often left by standard homeowners insurance. Whether the home is in a high-risk zone or simply requires low-risk protection, a tailored policy can be explored. Service for obtaining quotes and managing existing policies is offered on an as-needed basis, with no scheduled appointments required.
Integrity Insurance serves the Benton, Arkansas area as a local flood insurance agent, focusing on policies for homeowners and renters. The company assists residents in securing coverage through the National Flood Insurance Program, which is vital for properties near the Saline River. Its services include helping clients assess their flood risk and choose appropriate policy limits. Integrity Insurance also handles flood insurance applications for businesses and commercial properties in the region.
Farm Bureau Insurance in Benton, Arkansas, is known for providing flood insurance coverage to residential and commercial property owners. Its service range includes protection against flood damage for homes, rental properties, and businesses in local flood zones. The agency guides clients through policy selection and risk assessment based on property location. For clients needing additional protection, it can offer optional replacement cost coverage on contents to ensure more comprehensive recovery after a flood event.
James Insurance Agency specializes in securing flood insurance policies for residential and commercial properties, while also assisting with general risk assessments for flood-prone areas. Based in Benton, AR, it works with property owners to review coverage options and address claims processes. Understanding local flood zones helps clients navigate federal and private insurance requirements. The agency also helps with preparation before seasonal heavy rains or rising water levels that often lead to increased flood risks in the region.
What Does a a Flood Insurance Agent in Benton Cost?
Flood insurance costs in Benton, Arkansas vary based on flood zone, property elevation, and coverage amount. Typical NFIP premiums range from about $700 to $2,000 per year for standard residential policies in moderate-risk areas, but high-risk zones can cost more. Elevation certificates and grandfathered rates may affect pricing. This is general information, not insurance advice.
About flood insurance agents in Benton
Flood insurance agents in Benton, Arkansas help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Arkansas law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Agents in Benton can explain local flood maps and assist with elevation certificates needed for accurate premiums.
Frequently Asked Questions
Do I need flood insurance in Benton Arkansas?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, flooding can occur, so many homeowners choose coverage.
What does a flood insurance agent do for me?
A flood insurance agent helps you assess your flood risk, explains NFIP and private policy options, and completes the application. They can also guide you on elevation certificates and flood zone map changes specific to Saline County.
How long does it take to get flood insurance in Benton?
Standard NFIP policies have a 30-day waiting period before coverage begins, unless the policy is required for a mortgage closing. Private insurers may offer shorter waiting times, so ask your agent about options.
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