The top-rated flood insurance agent in Jacksonville, Arkansas is James Gowen - State Farm Insurance Agent, rated 4.9 stars across 270 reviews. Other highly rated options include Shelter Insurance - Todd Martin, Shelter Insurance - Seth Boyd, Terry Ray - State Farm Insurance Agent. This directory lists 13 flood insurance agents serving Jacksonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Gowen - State Farm Insurance Agent | 309 N James St | (501) 982-1200 |
| 2 | Shelter Insurance - Todd Martin | 210 John Harden Dr | (501) 985-9794 |
| 3 | Shelter Insurance - Seth Boyd | 1108 W Main St Ste A | (501) 982-6465 |
| 4 | Terry Ray - State Farm Insurance Agent | 50 US-67 | (501) 982-4431 |
| 5 | Pete Barry Insurance | 1326 John Harden Dr | (501) 985-2999 |
| 6 | Premier Insurance Agency AR | 912 W Main St | (501) 288-9107 |
| 7 | Farmers Insurance - Jeffrey Twitty | 2 Crestview Plaza | (501) 985-0282 |
| 8 | Farm Bureau Insurance | 301 N 1st St B | (501) 985-3784 |
| 9 | Insurance Advantage and LMA Financial Services | 1200 W Main St | (501) 988-2726 |
| 10 | Shelter Insurance - Steven Rieser | 517 N 1st St Ste 12 | (501) 982-7481 |
James Gowen - State Farm Insurance Agent serves the Jacksonville, Arkansas area and surrounding communities, offering flood insurance policies to local residents and business owners. The agency helps clients understand their risk and secure coverage that meets federal lending requirements and personal needs. Flood insurance policies through this office can protect structures and contents from water damage caused by rising waters. Specific services handled here include policy reviews and claims assistance for flood-related events.
Shelter Insurance - Todd Martin provides flood insurance coverage for properties in Jacksonville, Arkansas. Its services include policy consultation, risk assessment, and claim assistance for clients needing protection against flood damage. The agency offers ongoing support to review and adjust coverage plans as conditions change. It helps property owners understand floodplain regulations and select appropriate policies for their needs. The agency services single-family homes, apartments, retail establishments, and restaurants.
Shelter Insurance - Seth Boyd in Jacksonville, Arkansas, serves homeowners, businesses, and property managers seeking tailored flood insurance coverage. Its agent helps clients navigate the National Flood Insurance Program and obtain policies that protect against potential flood damage. Strong storms and changing water levels in this region make proper flood protection essential for financial security. The agency also assists customers in nearby metro areas like Sherwood and the greater Little Rock community with comparable flood risk assessments and policy options.
Terry Ray - State Farm Insurance Agent serves Jacksonville, Arkansas, and the surrounding central Arkansas communities. It handles residential and commercial flood insurance policies, helping property owners secure coverage against rising water damage. The agency carefully reviews National Flood Insurance Program guidelines to match each client with an appropriate policy. It explains flood zones, waiting periods, and coverage limits clearly. For a typical job, the agent compiles necessary property information, provides a concise coverage quote, and guides the client through the application and documentation process step by step.
Pete Barry Insurance handles both one-time flood zone determinations for real estate transactions and recurring coverage for long-term property protection. The agency assists property owners in Jacksonville, AR, with understanding National Flood Insurance Program options and supplemental private policies. Coverage guidance focuses on structural dwelling replacement and personal contents based on elevation certificates and community flood maps. For clients seeking ongoing protection, service continues on a scheduled basis with renewal support, while single transaction needs are met as a one-time service.
Premier Insurance Agency AR in Jacksonville offers specialized flood insurance guidance, focusing on policy selection that aligns with federal flood zone maps and local elevation requirements. It works with homeowners and businesses to review coverage options and claims processes. The agency also addresses common concerns like basement flooding risks during spring thaws and heavy summer storms, helping clients adjust deductibles and contents coverage before seasonal water level changes occur.
When spring storms threaten the Jacksonville area, protecting a home from flood damage becomes a pressing concern for many residents. Farmers Insurance – Jeffrey Twitty serves as a flood insurance agent, helping property owners review their coverage options and understand local flood zone risks. The agency works with homeowners to evaluate their specific property’s vulnerability and policy needs before rising waters become a problem. The process typically begins with a personal consultation to assess the home’s exposure and recommend suitable coverage.
Farm Bureau Insurance in Jacksonville, Arkansas assists property owners with general risk management and protecting assets from unexpected damage. As a Flood Insurance Agent, the company offers specialized coverage for homes and businesses vulnerable to rising water and storm surge. It helps clients understand federal flood program requirements and secure appropriate policies tailored to individual property needs. The agency serves various commercial sectors including local offices, warehouses, and food service establishments, ensuring these operations remain protected against flood-related disruptions and financial losses.
Insurance Advantage and LMA Financial Services in Jacksonville, AR provides general insurance coverage for property and liability risks. The agency specializes further as a flood insurance agent, assisting clients with federal and private flood policies to mitigate water damage exposure. Flood insurance protects structures and contents from rising waters that standard homeowners policies exclude. The agency serves commercial sectors including offices, warehouses, and food service operations, ensuring their physical assets and business continuity are protected against flood events.
What Does a a Flood Insurance Agent in Jacksonville Cost?
In Arkansas, an NFIP flood insurance policy typically costs between 500 and 2,500 dollars per year for a single-family home, depending on flood zone, elevation, and coverage amount. Private flood insurance may be cheaper or more expensive based on risk. Premiums for properties in high-risk zones can exceed 3,000 dollars annually. This is general information, not insurance advice.
About flood insurance agents in Jacksonville
Flood insurance agents in Jacksonville, Arkansas help property owners secure coverage through the National Flood Insurance Program or private insurers. Arkansas law requires flood insurance for properties in designated Special Flood Hazard Areas if they have a federally backed mortgage. Local agents understand the flood risks from the Arkansas River and local creeks in Pulaski County.
Frequently Asked Questions
Do I need flood insurance in Jacksonville Arkansas?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by federal law. Even outside high-risk zones, many residents choose coverage because 25 percent of flood claims come from low-risk areas.
How do I find a flood insurance agent in Jacksonville?
You can search the NFIP agent locator on FloodSmart.gov or contact local independent insurance agencies in Jacksonville. Many agents offer both NFIP and private flood policies to compare options.
What does flood insurance cover in Arkansas?
Standard NFIP policies cover up to 250,000 dollars for the building and 100,000 dollars for contents. Private policies may offer higher limits and additional coverage for temporary housing or business interruption.
Flood Insurance Agents in Other Arkansas Cities
Benton · Bentonville · Cabot · Conway · Fayetteville · Fort Smith · Hot Springs · Jonesboro · Little Rock · North Little Rock · Pine Bluff · Rogers · Sherwood · Springdale