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Directory of flood insurance agents in Bakersfield, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Bakersfield, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 flood insurance agents in Bakersfield, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Elizabeth Cardenas - State Farm Insurance Agent
5201 California Ave Suite 230, Bakersfield, CA 93309
(661) 327-0838
bakersfieldsf.com
Adriana's Insurance Services
3900 Niles St suite 103, Bakersfield, CA 93306
(661) 246-4470
adrianasinsurance.com
Johnny Williamson - State Farm Insurance Agent
915 17th St, Bakersfield, CA 93301
(661) 324-8700
johnnysinsurance.com
Omni Safe Insurance Bakersfield
3401 Pacheco Rd suite i, Bakersfield, CA 93313
(661) 381-2200
omnisafeinsurance.com
Mike Brazzell - State Farm Insurance Agent
3001 F St B, Bakersfield, CA 93301
(661) 872-7770
mikebrazzell.net
Farmers Insurance - Marcy Parmley
3616 Coffee Rd B, Bakersfield, CA 93308
(661) 587-4554
agents.farmers.com
NavSav Insurance - Bakersfield
525 H St, Bakersfield, CA 93304
(661) 322-1888
navsav.com
Oliver Insurance Agency LLC
2508 Niles St, Bakersfield, CA 93306
(661) 363-8078
oliverinsuranceagencyllc.com
Saber Insurance Agency
8120 Rosedale Hwy Suite 100, Bakersfield, CA 93312
4900 California Ave tower b-210, Bakersfield, CA 93309
(661) 377-2978
californiacanyoninsurance.com
Flood insurance agents in Bakersfield help property owners secure coverage against flood damage. California law requires lenders to notify borrowers if their property is in a high-risk flood zone. Local agents can explain the National Flood Insurance Program rules and private market options for Kern County residents.
What Does a Flood Insurance Agent in Bakersfield Cost?
In California, flood insurance premiums for an NFIP policy in Bakersfield generally start around 500 dollars per year for low-risk zones and can exceed 3,000 dollars for high-risk areas. Private flood insurance may cost more or less depending on the property and coverage level. Factors like building elevation, age, and deductible choice affect the final price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Bakersfield California?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding from heavy rain or canal overflow can occur. An agent can review your flood zone map and advise on coverage.
What does a flood insurance agent in Bakersfield do?
A flood insurance agent helps you compare NFIP policies and private flood insurance options. They assess your property risk, explain coverage limits and deductibles, and assist with the application process. They also help with claims guidance after a flood event.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.