ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a flood insurance agent in Benicia? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Benicia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 18 flood insurance agents in Benicia, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Pouria Inanlou
555 First St #305, Benicia, CA 94510
(707) 297-6569
agents.farmers.com
Stephanie Scanlan - State Farm Insurance Agent
739 First St, Benicia, CA 94510
(707) 746-0350
mybeniciaagent.com
Bill Warring - State Farm Insurance Agent
855 First St, Benicia, CA 94510
(707) 552-2925
billwarring.com
Farmers Insurance - Julia Allen
2044 Columbus Pkwy, Benicia, CA 94510
(707) 745-3355
agents.farmers.com
John Villanueva - State Farm Insurance Agent
1422 E 2nd St, Benicia, CA 94510
(707) 425-1067
agentjv.com
Ken Stewart - State Farm Insurance Agent
560 First St Ste B150, Benicia, CA 94510
(707) 428-6070
kenstewartinsurance.com
Steve McClure - State Farm Insurance Agent
560 First St Ste B150, Benicia, CA 94510
(707) 745-0848
stevemcclure.net
Jeffrey Wong Insurance Agency
638 First St c, Benicia, CA 94510
(707) 634-7253
jeffwonginsurance.com
Farmers Insurance - Kristen Barich
701 Southampton Rd Suite 103, Benicia, CA 94510
(707) 746-1319
agents.farmers.com
Integral Insurance Solutions
555 First St #302, Benicia, CA 94510
(707) 400-0636
integralinsurancesolutions.com
Jose N. Guillermo: Allstate Insurance
191 Military E Ste B, Benicia, CA 94510
(707) 748-5815
agents.allstate.com
Dina Matteson - State Farm Insurance Agent
940 Adams St Ste E, Benicia, CA 94510
(707) 747-1700
statefarm.com
Alonzo & Small Insurance
1440 Military W #202, Benicia, CA 94510
(707) 746-0590
alonzosmall.com
Ra Storelee Insurance Inc
321 First St #201, Benicia, CA 94510
(707) 745-3321
Farmers Insurance - Curtis Reed
1021 First St Ste 1, Benicia, CA 94510
(707) 361-4097
agents.farmers.com
Farmers Insurance - Samuel Thompson
1021 First St Ste 1, Benicia, CA 94510
(707) 751-3800
agents.farmers.com
Gavin & Schreiner Insurance
828 First St A, Benicia, CA 94510
(707) 745-5626
State Farm Insurance
1125 E 5th St B, Benicia, CA 94510
(707) 745-2256
Flood insurance agents in Benicia, California help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Benicia sits along the Carquinez Strait and is in a designated Special Flood Hazard Area (SFHA) in some zones, making flood insurance a requirement for federally backed mortgages. California law mandates that agents clearly explain policy terms and flood zone designations to clients before purchase.
What Does a Flood Insurance Agent in Benicia Cost?
The cost of flood insurance in California varies by flood zone, property elevation, and coverage amount. In Benicia, an NFIP policy for a single-family home in a high-risk zone typically ranges from 700 to 2,500 dollars per year. Lower-risk zones may cost 400 to 800 dollars annually. Private market policies can be more or less expensive depending on risk assessment. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required for homes in Benicia?
Yes, if your property is in a high-risk flood zone (Zone A or V) and you have a federally backed mortgage, flood insurance is mandatory. Even outside high-risk zones, lenders may require it. Benicia participates in the NFIP, so standard policies are available through local agents.
How do I find a flood insurance agent in Benicia?
You can search the California Department of Insurance website for licensed agents in Benicia. Many local independent insurance agencies offer flood policies. Ask the agent if they are certified to write NFIP policies and if they can compare private market options.
What does a flood insurance policy in California typically cover?
An NFIP policy covers direct physical loss from flooding, including damage to the building structure and contents. Coverage limits are up to 250,000 dollars for the building and 100,000 dollars for contents. Private policies may offer higher limits and additional coverage for things like basement improvements or temporary housing.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Benicia who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.