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Find Flood Insurance Agents Near You in Benicia, CA

Browse flood insurance agents serving Benicia, California. Updated 2026-07-14.

The top-rated flood insurance agent in Benicia, California is Farmers Insurance - Pouria Inanlou, rated 5.0 stars across 162 reviews. Other highly rated options include Stephanie Scanlan - State Farm Insurance Agent, Bill Warring - State Farm Insurance Agent, Farmers Insurance - Julia Allen. This directory lists 18 flood insurance agents serving Benicia.

Showing 18 flood insurance agents in Benicia, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Pouria Inanlou555 First St #305(707) 297-6569
2Stephanie Scanlan - State Farm Insurance Agent739 First St(707) 746-0350
3Bill Warring - State Farm Insurance Agent855 First St(707) 552-2925
4Farmers Insurance - Julia Allen2044 Columbus Pkwy(707) 745-3355
5John Villanueva - State Farm Insurance Agent1422 E 2nd St(707) 425-1067
6Ken Stewart - State Farm Insurance Agent560 First St Ste B150(707) 428-6070
7Steve McClure - State Farm Insurance Agent560 First St Ste B150(707) 745-0848
8Farmers Insurance - Kristen Barich701 Southampton Rd Suite 103(707) 746-1319
9Jeffrey Wong Insurance Agency638 First St c(707) 634-7253
10Integral Insurance Solutions555 First St #302(707) 400-0636
FI
555 First St #305
Farmers Insurance - Pouria Inanlou
Flood Insurance Agent · Benicia, CA

Farmers Insurance - Pouria Inanlou serves the Benicia, CA area, specializing in flood insurance agent services. The agency provides policies to protect residential and commercial properties from water damage caused by rising waters or heavy storms. Clients receive guidance on coverage options and risk assessment tailored to local flood zones near the Carquinez Strait. The agency handles flood insurance claims processing and policy adjustments for Benicia residents.

SS
739 First St
Stephanie Scanlan - State Farm Insurance Agent
Flood Insurance Agent · Benicia, CA

Stephanie Scanlan - State Farm Insurance Agent in Benicia, CA provides flood insurance coverage designed to protect properties from water damage and rising waters. It offers personalized policy consultations to assess individual flood risks and review available protection options. The agency assists clients with policy modifications and claims support. Services are available for single-family homes, apartments, retail spaces, and restaurants.

BW
855 First St
Bill Warring - State Farm Insurance Agent
Flood Insurance Agent · Benicia, CA

Bill Warring - State Farm Insurance Agent in Benicia, California, serves homeowners, businesses, and property managers facing flood risk in the surrounding area. The agency provides guidance on securing appropriate coverage for structures and contents, helping clients understand policy details for their specific properties. Being a local agent allows for personal assistance with claims and policy adjustments tailored to this region. Flood insurance needs vary depending on proximity to the Carquinez Strait and local waterways. The agency also covers clients located across the Vallejo and Fairfield metro areas.

FI
2044 Columbus Pkwy
Farmers Insurance - Julia Allen
Flood Insurance Agent · Benicia, CA

Farmers Insurance - Julia Allen serves Benicia, California, and the surrounding communities in Solano County. This agency handles flood insurance policies for homeowners, renters, and business owners. It works with the National Flood Insurance Program to provide coverage for flood damage. The agency assesses each property's flood risk based on location and elevation data. It then helps clients select appropriate policy limits and deductibles to meet their specific needs. To manage a typical job, Julia Allen’s team reviews existing coverage, explains policy details, and assists with the application process.

JV
1422 E 2nd St
John Villanueva - State Farm Insurance Agent
Flood Insurance Agent · Benicia, CA

John Villanueva, a flood insurance agent in Benicia, CA, distinguishes between one-time policies for short-term risks and recurring annual plans for ongoing property protection. Coverage addresses damage from rising waters, safeguarding structures and belongings not covered by standard homeowners insurance. Federal requirements often mandate such policies to protect mortgages and investments in flood-prone areas. After assessing local flood zones and individual needs, this service operates on an as-needed basis, with consultations available for new policies or adjustments.

KS
560 First St Ste B150
Ken Stewart - State Farm Insurance Agent
Flood Insurance Agent · Benicia, CA

Ken Stewart - State Farm Insurance Agent specializes in flood insurance policies for residential and commercial properties in Benicia, California. The agency provides personalized coverage guidance to help protect against water damage from natural disasters. It works with clients throughout the area to assess their flood risk and choose appropriate protection plans. Its services assist homeowners and businesses in securing financial safeguards against rising waters from heavy rains or storm surges common during Pacific winter months.

SM
560 First St Ste B150
Steve McClure - State Farm Insurance Agent
Flood Insurance Agent · Benicia, CA

With the increased risk of flooding during heavy winter rains in Benicia, local home and business owners often seek reliable coverage to protect their properties. Steve McClure of State Farm Insurance Agent provides professional guidance on flood insurance options suited to the particular needs of clients in this low-lying area near the Carquinez Strait. He works to explain policy details and helps customers assess their exposure to potential water damage. An initial consultation typically includes a review of the property’s location and a discussion of available coverage levels.

FI
701 Southampton Rd Suite 103
Farmers Insurance - Kristen Barich
Flood Insurance Agent · Benicia, CA

Farmers Insurance - Kristen Barich provides residential flood insurance coverage for homeowners in Benicia, California. Commercial flood policies are also available for local businesses. The office serves clients throughout the Benicia area and surrounding communities. Policies are designed to protect properties from flood damage common in the region. Customers may contact the agency for initial quotes and guidance on coverage options. The agency welcomes follow-up service between regular policy reviews to adjust coverage as needed.

JW
638 First St c
Jeffrey Wong Insurance Agency
Flood Insurance Agent · Benicia, CA

Jeffrey Wong Insurance Agency serves clients in and around Benicia, California, by helping them secure coverage for property and liability risks. This office further focuses its practice on providing flood insurance solutions to address the specific water damage exposures that exist throughout the region. It works with homeowners, renters, and commercial operators to find appropriate plans that mitigate potential financial loss from rising waters. The agency can assist with coverage needs for a variety of commercial operations, including offices, warehouses, and food service establishments.

II
555 First St #302
Integral Insurance Solutions
Flood Insurance Agent · Benicia, CA

Integral Insurance Solutions, based in Benicia, CA, is known for providing flood insurance coverage for residential and commercial properties in flood-prone areas. Its service range extends throughout the surrounding region, helping clients navigate federal flood program requirements and private market options. Policies are tailored to protect against water damage from rising waters, storm surges, and heavy rainfall events. For added protection, the agency also offers supplemental coverage for basement contents and elevated structures requiring replacement cost valuation.

JN
191 Military E Ste B
Jose N. Guillermo: Allstate Insurance
Flood Insurance Agent · Benicia, CA
(707) 748-5815
agents.allstate.com/jose-n-guillermo-benicia-ca.html
DM
940 Adams St Ste E
Dina Matteson - State Farm Insurance Agent
Flood Insurance Agent · Benicia, CA
(707) 747-1700
statefarm.com/agent/us/ca/benicia/dina-matteson-kndkx2py000
AS
1440 Military W #202
Alonzo & Small Insurance
Flood Insurance Agent · Benicia, CA
(707) 746-0590
alonzosmall.com
RS
321 First St #201
Ra Storelee Insurance Inc
Flood Insurance Agent · Benicia, CA
(707) 745-3321
FI
1021 First St Ste 1
Farmers Insurance - Curtis Reed
Flood Insurance Agent · Benicia, CA
(707) 361-4097
agents.farmers.com/ca/benicia/curtis-reed
FI
1021 First St Ste 1
Farmers Insurance - Samuel Thompson
Flood Insurance Agent · Benicia, CA
(707) 751-3800
agents.farmers.com/ca/benicia/samuel-thompson
GS
828 First St A
Gavin & Schreiner Insurance
Flood Insurance Agent · Benicia, CA
(707) 745-5626
SF
1125 E 5th St B
State Farm Insurance
Flood Insurance Agent · Benicia, CA
(707) 745-2256

What Does a a Flood Insurance Agent in Benicia Cost?

The cost of flood insurance in California varies by flood zone, property elevation, and coverage amount. In Benicia, an NFIP policy for a single-family home in a high-risk zone typically ranges from 700 to 2,500 dollars per year. Lower-risk zones may cost 400 to 800 dollars annually. Private market policies can be more or less expensive depending on risk assessment. This is general information and not insurance advice.

About flood insurance agents in Benicia

Flood insurance agents in Benicia, California help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Benicia sits along the Carquinez Strait and is in a designated Special Flood Hazard Area (SFHA) in some zones, making flood insurance a requirement for federally backed mortgages. California law mandates that agents clearly explain policy terms and flood zone designations to clients before purchase.

Frequently Asked Questions

Is flood insurance required for homes in Benicia?

Yes, if your property is in a high-risk flood zone (Zone A or V) and you have a federally backed mortgage, flood insurance is mandatory. Even outside high-risk zones, lenders may require it. Benicia participates in the NFIP, so standard policies are available through local agents.

How do I find a flood insurance agent in Benicia?

You can search the California Department of Insurance website for licensed agents in Benicia. Many local independent insurance agencies offer flood policies. Ask the agent if they are certified to write NFIP policies and if they can compare private market options.

What does a flood insurance policy in California typically cover?

An NFIP policy covers direct physical loss from flooding, including damage to the building structure and contents. Coverage limits are up to 250,000 dollars for the building and 100,000 dollars for contents. Private policies may offer higher limits and additional coverage for things like basement improvements or temporary housing.

Flood Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.