Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Delaware before hiring.
Showing 10 flood insurance agents in Bear, DE
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rob Mullen - State Farm Insurance Agent
887 Pulaski Hwy, Bear, DE 19701
(302) 322-5331
safewithmullen.com
Sheets Insurance Agency - Personal & Dependable Service
254 Fox Hunt Dr, Bear, DE 19701
(302) 832-0441
sheetsinsurance.com
Jacqueline Brady - State Farm Insurance Agent
2504 Red Lion Rd A, Bear, DE 19701
(302) 832-0344
mybearagent.com
Affordable Insurance Network
1218 Pulaski Hwy Ste 490, Bear, DE 19701
(800) 681-7261
ainofde.com
Amanda Dixon - State Farm Insurance Agent
1711 Pulaski Hwy, Bear, DE 19701
(302) 836-9819
amandadixon.com
WOOD INSURANCE AGENCY LLC
780 Pulaski Hwy, Bear, DE 19701
(302) 476-0755
thewoodagency.net
Joseph Devane: Allstate Insurance
104 Mario Dr, Bear, DE 19701
(302) 838-3803
agents.allstate.com
James Mwangi: Allstate Insurance
1675 Pulaski Hwy, Bear, DE 19701
(302) 261-2728
agents.allstate.com
Brian Dawson - State Farm Insurance Agent
2500 Wrangle Hill Rd Ste 125, Bear, DE 19701
(302) 834-5467
briandawsoninsurance.com
Nationwide Insurance: Steinebach, Beaty & Associates
296 Bear Christiana Rd, Bear, DE 19701
(302) 368-1212
agency.nationwide.com
What Does a Flood Insurance Agent in Bear Cost?
Typical flood insurance costs in Bear, Delaware range from 700 to 2,500 dollars per year for NFIP policies, depending on flood zone, property elevation, and coverage amount. Higher-risk zones like AE or VE may see premiums above 3,000 dollars. Private insurers may offer lower rates for lower-risk properties. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Bear Delaware?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, agents often recommend coverage because Bear has experienced flooding from heavy rains and nearby waterways.
What does a flood insurance agent do in Bear?
A flood insurance agent helps you assess your flood risk, determine the correct coverage amount, and purchase a policy through the NFIP or a private carrier. They also assist with elevation certificates and claims filing.