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Find Flood Insurance Agents Near You in Wilmington, DE
Browse flood insurance agents serving Wilmington, Delaware. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Wilmington, DE
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Delaware before hiring.
Showing 20 flood insurance agents in Wilmington, DE
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Anne Scharp - GEICO Insurance Agent
3925 Kirkwood Hwy, Wilmington, DE 19808
(302) 998-9192
geico.com
Connie Barba - State Farm Insurance Agent
9B Trolley Square, Wilmington, DE 19806
(302) 429-0300
conniebarba.com
Garland Thompson - State Farm Insurance Agent
1211 N King St Ste 200 (2nd Floor, Wilmington, DE 19801
(302) 407-6262
garlandthompsoninsurance.com
McAfee Insurance Agency
1816 W 4th St, Wilmington, DE 19805
(302) 655-7999
mcafeeinsure.com
Dawn Moore Jones - State Farm Insurance Agent
1303 Kirkwood Hwy, Wilmington, DE 19805
(302) 999-9101
dawnmoorejones.com
Raleigh Collins Jr - State Farm Insurance Agent
250 Philadelphia Pike 1st Floor, Wilmington, DE 19809
(302) 764-6802
raleighcollins.com
Wiswall Insurance Agency
1035 N Lincoln St Suite 300, Wilmington, DE 19805
(302) 791-7600
wiswall-insurance.com
Charles Potter Jr. Insurance Agency
5506 Kirkwood Hwy, Wilmington, DE 19808
(302) 995-5451
cpjrinsurance.com
Theresa Heitter - State Farm Insurance Agent
2048 Limestone Rd, Wilmington, DE 19808
(302) 998-0576
theresaheitter.com
Choice Insurance Agency - Delaware
1906 Newport Gap Pike, Wilmington, DE 19808
(302) 998-1412
choiceins.com
Prominent Insurance Services
1201 Orange St #7295, Wilmington, DE 19801
(302) 351-3368
prominentagency.com
A to Z Insurance
1604 W Newport Pike, Wilmington, DE 19804
(302) 652-5606
atozinsuranceonline.com
Goosehead Insurance - Brian Dougherty
5560 Kirkwood Hwy, Wilmington, DE 19808
(302) 483-7099
agents.goosehead.com
Smalls Insurance Agency Inc.
5227 W Woodmill Dr, Wilmington, DE 19808
(302) 633-1980
smallinsuranceagency.com
Leaders Insurance Group LLC
1601 E Newport Pike, Wilmington, DE 19804
(302) 504-6700
leadersinsgroup.com
McHugh Insurance Group
2417 Silverside Rd # 2, Wilmington, DE 19810
(302) 299-9199
mchughinsurancegroup.com
Lord Insurance Company, Inc
1309 Veale Rd #12, Wilmington, DE 19810
(302) 212-4317
lordinsco.com
Allen Insurance Associates Inc. t/a Allen Insurance Group
410 Delaware Ave, Wilmington, DE 19801
(302) 654-8823
alleninsurance.com
Drass Insurance Agency
5700 Kirkwood Hwy, Wilmington, DE 19808
(302) 998-1331
drassinsurance.com
Dewberry Insurance Agency
5700 Kirkwood Hwy Ste 103, Wilmington, DE 19808
(302) 995-9550
dewberryinsurance.com
Flood insurance agents in Wilmington Delaware help property owners understand their risk and obtain coverage through the National Flood Insurance Program or private insurers. Delaware law requires flood insurance disclosures for certain coastal properties. Agents can guide you through the 30-day waiting period for new NFIP policies and explain local flood zone designations.
What Does a Flood Insurance Agent in Wilmington Cost?
The cost of flood insurance in Wilmington Delaware varies based on flood zone property elevation and coverage amount. An NFIP policy for a single-family home typically ranges from 700 to 2,000 dollars per year for standard coverage. Private flood insurance may cost less or more depending on risk factors. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Wilmington Delaware?
If your property is in a high-risk flood zone designated by FEMA your lender will likely require flood insurance. Even in moderate-risk areas coverage is recommended because 25 percent of flood claims come from low-risk zones. Delaware does not have a state mandate but local mortgage requirements apply.
How do I find a flood insurance agent in Wilmington?
You can search for licensed insurance producers through the Delaware Department of Insurance website. Look for agents who specialize in property and flood coverage. Many local independent agents offer quotes from multiple carriers including NFIP and private flood insurers.
What is the waiting period for a flood insurance policy in Delaware?
Standard NFIP policies have a 30-day waiting period from the date of application before coverage begins. Exceptions exist for loans closing on a property purchase or for map changes. Private flood policies may have different waiting periods so ask your agent for details.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Delaware.