The top-rated flood insurance agent in Salina, Kansas is Dauane Briggs - State Farm Insurance Agent, rated 4.9 stars across 183 reviews. Other highly rated options include Robert Pruett - State Farm Insurance Agent, Bill Roberts - State Farm Insurance Agent, Shelter Insurance - Kelly Kitchener. This directory lists 20 flood insurance agents serving Salina.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dauane Briggs - State Farm Insurance Agent | 1101 S Ohio St STE C | (785) 827-8600 |
| 2 | Robert Pruett - State Farm Insurance Agent | 1020 E Cloud St | (785) 825-2281 |
| 3 | Bill Roberts - State Farm Insurance Agent | 1612 E Iron Ave A | (785) 827-1707 |
| 4 | Shelter Insurance - Kelly Kitchener | 1809 S Ohio St | (785) 825-6227 |
| 5 | Clay Walter - State Farm Insurance Agent | 2075 S Ohio St #7 | (785) 827-9991 |
| 6 | Farmers Insurance - Deana Garnett | 120 S 7th St | (785) 827-4150 |
| 7 | Salina Insurance Services | 157 N 9th St | (785) 825-8600 |
| 8 | Aubrey Jayne Agency & Associates LLC American Family Insurance | 2100 S 9th St G | (785) 823-3814 |
| 9 | Iron Insurance Partners | 100 S Santa Fe Ave | (785) 825-0286 |
| 10 | Larissa Silva Agency | 1819 S Broadway Blvd | (785) 404-2299 |
Dauane Briggs - State Farm Insurance Agent serves the Salina, Kansas metro area by providing flood insurance coverage for homeowners and renters. Flood damage is often excluded from standard policies, so specialized flood protection is a key offering here, especially given the region's risk of storms and rising waters. This agency can help residents evaluate their property's need for a separate flood policy and assist them in navigating coverage options available through the National Flood Insurance Program.
Robert Pruett - State Farm Insurance Agent provides flood insurance policies designed to protect properties in Salina, KS, from water damage. The company offers ongoing policy reviews and claim assistance to help clients maintain adequate coverage over time. Service plans include annual coverage check-ins and guidance on policy adjustments for changing needs. This agency services single-family homes, apartments, retail spaces, and restaurants.
Bill Roberts - State Farm Insurance Agent in Salina, KS serves the city and surrounding communities in Saline County. The agency handles residential and commercial flood insurance policies tailored to local property needs. Given the region’s proximity to waterways and flash flood risks, it advises clients on federal flood program requirements and policy options. The agency collects detailed property elevation data and site history to match coverage with actual flood zone exposure, then presents clear policy terms before processing the application.
Shelter Insurance - Kelly Kitchener serves homeowners, businesses, and property managers in Salina, Kansas, who need flood insurance coverage. The agency helps clients understand their flood risk and choose appropriate policies to protect their properties from water damage. This service is essential given the region's susceptibility to flash floods and heavy rains. The agency also assists customers in neighboring communities such as Abilene, ensuring properties across the area have this financial protection against potential flooding events.
For a one-time service, a flood insurance agent reviews a property's risk and explains available policy options tailored to the current need. Recurring, scheduled consultations allow the agent to update coverage as flood maps or the home’s structure change. As a local office in Salina, KS, Clay Walter - State Farm Insurance Agent provides guidance on National Flood Insurance Program options to help protect homes and businesses in the region. This service runs strictly on an as-needed basis for consultations and policy adjustments.
Spring storms in Salina often bring flash flooding, so homeowners need reliable guidance to protect their properties. Farmers Insurance - Deana Garnett provides comprehensive flood insurance policies designed for the specific risks of this region. The agency helps clients understand government flood maps and determine appropriate coverage levels. Claims support is handled directly through the Farmers network when water damage occurs. For those concerned about rising water tables or creeks near their homes, an initial property inspection and risk assessment can be scheduled to discuss options.
Salina Insurance Services specializes in flood insurance policies for residential and commercial properties, working to secure coverage that meets local needs. The agency generally assists clients in Salina and the surrounding region with evaluating flood risks tied to specific addresses. Homeowners and business owners rely on this service for guidance through the insurance application process. With spring rains and sudden thunderstorms common to Kansas, the agency helps clients address the preparation required before seasonal flash flooding or standing water becomes a concern.
Aubrey Jayne Agency & Associates LLC American Family Insurance assists property owners with their insurance coverage in Salina, Kansas, including the additional specialty of flood insurance. Flood policies help protect commercial and residential structures from water damage that standard plans often exclude. The agency works to address the specific needs of local businesses, such as offices, warehouses, and food service establishments.
Iron Insurance Partners in Salina, KS provides residential flood insurance to help protect homeowners’ properties from water damage. The agency also offers commercial flood coverage for local businesses seeking protection against similar risks. Their service area encompasses Salina and the surrounding communities throughout central Kansas. After an initial policy is set or a claim is filed, the company schedules follow-up service to review coverage adjustments or address any lingering client questions between regular renewal visits.
Larissa Silva Agency in Salina, Kansas, specializes as a local flood insurance agent, offering essential coverage to property owners in the region. The agency helps clients navigate National Flood Insurance Program options, ensuring homes and businesses in flood-prone areas receive proper protection. Services include personalized policy reviews and claims assistance tailored to each property’s risk. To complement standard policies, the agency also provides guidance on obtaining additional excess flood coverage for higher-value assets.
What Does a a Flood Insurance Agent in Salina Cost?
The cost of flood insurance in Kansas varies by flood zone, building value, and deductible. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home in a moderate-risk zone. Properties in high-risk zones may pay 3,000 dollars or more. Private insurance can sometimes offer lower rates or higher limits. This is general information and not insurance advice.
About flood insurance agents in Salina
Flood insurance agents in Salina, Kansas help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Because Salina sits near the Smoky Hill River and experiences flash flooding, local agents can assess your property's flood zone and recommend appropriate limits. Kansas does not require flood insurance by state law, but mortgage lenders often mandate it for properties in high-risk areas.
Frequently Asked Questions
Do I need flood insurance in Salina Kansas?
Flood insurance is not required by Kansas state law, but your mortgage lender may require it if your property is in a FEMA-designated Special Flood Hazard Area. Even outside high-risk zones, flooding can occur after heavy rains or snowmelt.
What does a flood insurance agent in Salina do?
A flood insurance agent helps you determine your flood risk, explains NFIP and private policy options, and assists with completing the application and elevation certificate. They can also help you understand waiting periods and coverage limits.
How long does it take for flood insurance to start in Kansas?
NFIP policies typically have a 30-day waiting period before coverage begins. Private insurers may offer shorter waiting periods. Exceptions exist for loans closing on a property purchase, but you should plan ahead.
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