The top-rated flood insurance agent in Topeka, Kansas is Jamie Hornbaker - State Farm Insurance Agent, rated 4.9 stars across 524 reviews. Other highly rated options include Jamie Lou Hornbaker - State Farm, Integrity Insurance Agency, Sarah Mack Agency, Inc American Family Insurance. This directory lists 20 flood insurance agents serving Topeka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jamie Hornbaker - State Farm Insurance Agent | 3710 SW Topeka Blvd | (785) 267-5613 |
| 2 | Jamie Lou Hornbaker - State Farm | 2704 NW Topeka Blvd Suite E | (785) 235-5633 |
| 3 | Integrity Insurance Agency | 990 SW Fairlawn Rd Ste 200 | (785) 233-5401 |
| 4 | Sarah Mack Agency, Inc American Family Insurance | 5304 SW 17th St | (785) 273-1511 |
| 5 | All Insurance Access, LLC | 3706 SW Topeka Blvd #411 | (785) 267-0707 |
| 6 | Roquet Insurance Agency | 2900 SW Atwood Ave # A | (785) 272-0222 |
| 7 | Shelter Insurance - David Tew | 1720 SE 29th St | (785) 266-5800 |
| 8 | Shelter Insurance - Ivy Dibbern | 4037 SW 10th Ave A | (785) 272-1472 |
| 9 | Community Insurance Solutions LLC | 1232 NW Harrison St | (785) 861-7888 |
| 10 | Becker Lassen Insurance Agency Inc | 2220 SE 29th St A | (785) 234-3800 |
Jamie Hornbaker - State Farm Insurance Agent serves the Topeka, Kansas area as a flood insurance agent providing protection against water damage from rising waters. Flood coverage helps property owners meet requirements for mortgages and safeguard their assets. The agent assists with policies for residential homes and commercial structures by assessing individual risk and explaining coverage options available for this region. Specific services handled include securing policies for properties in designated flood zones and offering deductibles tailored to local storm patterns.
Jamie Lou Hornbaker - State Farm provides flood insurance services in the Topeka, Kansas area, helping property owners assess their flood risk and secure appropriate coverage. The agency offers policy review options to ensure clients understand their plans and can make adjustments as needs change. Service includes guidance on filing claims following a flood event. This flood insurance agent serves single-family homes, apartments, retail spaces, and restaurants.
Integrity Insurance Agency serves homeowners, businesses, and property managers in Topeka, Kansas who need flood insurance protection against regional water damage risks. The agency helps clients navigate National Flood Insurance Program options and private flood policies for residential and commercial properties. It explains flood risk zones, coverage limits, and deductibles so customers can select appropriate protection for their structures and contents. The company also advises on basement and elevated property requirements. Its service area extends to the neighboring communities of Auburn and Tecumseh within the Topeka metro region.
Sarah Mack Agency, Inc American Family Insurance serves Topeka, Kansas, and the surrounding Shawnee County communities, handling flood insurance policies for local homeowners and renters. It addresses the specific flood risks common to the region’s waterways and seasonal weather patterns. The agency evaluates each property’s exposure to water damage and explains coverage options based on the client’s location and elevation. To manage a typical job, it reviews the property’s flood zone designation and personalizes a policy limit with the customer’s input.
All Insurance Access, LLC assists property owners with both one-time policies for closing transactions and recurring annual flood coverage to protect against rising water damage. Operating in Topeka, Kansas, this agency serves clients navigating federally mandated flood insurance or seeking voluntary protection for high-risk zones. Coverage consultations focus on assessing elevation and local flood maps to determine adequate limits. Service appointments are available on an as-needed basis for policy adjustments, claims support, or new business inquiries.
Roquet Insurance Agency specializes in flood insurance solutions for properties in Topeka, Kansas. It also provides general guidance on securing coverage for homes and businesses against water damage. With the Kansas River and nearby tributaries presenting annual flood risks during spring thaws and heavy rain events, the agency helps local property owners prepare their policies before storm season arrives.
As spring rains swell local rivers and summer storms sweep across northeast Kansas, properties in Topeka face increased flood risk. Shelter Insurance - David Tew provides flood insurance agency services to help homeowners and businesses protect against such water damage. The agent evaluates each property's exposure, including low-lying areas near the Kansas River or tributaries, to recommend appropriate National Flood Insurance Program coverage. An initial inspection of the building and surrounding drainage patterns begins the process of securing a tailored policy.
Shelter Insurance - Ivy Dibbern provides essential property insurance guidance in the Topeka, Kansas area. The company specializes in offering flood insurance as an additional coverage layer for homeowners and commercial clients. Its services help property owners secure protection against water damage that standard policies typically exclude. This agent assists with identifying appropriate flood coverage limits based on individual property needs. The company can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
Community Insurance Solutions LLC in Topeka, KS is known for guiding property owners through the specific flood insurance requirements common to the region. The agency helps local clients understand federal flood maps and policy options for homes and businesses vulnerable to seasonal water damage. They assist with risk assessment and coverage selection for both mandatory and optional flood protection. Common supplementary services include advising on basement water backup coverage or contents endorsements.
What Does a a Flood Insurance Agent in Topeka Cost?
Typical flood insurance costs in Topeka Kansas range from 500 to 2000 dollars per year for NFIP policies, with higher premiums for properties in high-risk zones like Zone AE. Elevation certificates and deductible choices affect the final price. Private insurers may offer lower rates for lower-risk properties. This is general information and not insurance advice.
About flood insurance agents in Topeka
Flood insurance agents in Topeka help property owners secure coverage through the National Flood Insurance Program or private insurers. Kansas law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA. Topeka properties near the Kansas River or Shunganunga Creek may face specific flood risks that an agent can assess for proper coverage.
Frequently Asked Questions
What does a flood insurance agent in Topeka do?
A flood insurance agent helps you determine your flood risk based on Topeka flood maps and find a policy that meets NFIP or private market requirements. They assist with applications, explain coverage limits, and ensure compliance with Kansas lending rules.
Is flood insurance required in Topeka Kansas?
Flood insurance is not required by Kansas state law, but it is mandatory for properties with federally backed mortgages located in Special Flood Hazard Areas. Many Topeka homeowners in low-risk zones still choose coverage due to local flash flooding risks.
How much does flood insurance cost in Topeka Kansas?
Annual flood insurance premiums in Topeka typically range from 500 to 2000 dollars for NFIP policies, depending on flood zone, building elevation, and deductible. Private market policies may offer different rates. Costs vary by case and property specifics.
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