The top-rated flood insurance agent in Alexandria, Louisiana is InSight Insurance, rated 4.9 stars across 214 reviews. Other highly rated options include Darryl Andrews, Sr. - State Farm Insurance Agent, Gelpi & Horn Insurance-Alexandria, Shelter Insurance - Ray Schrock. This directory lists 20 flood insurance agents serving Alexandria.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InSight Insurance | 5215 B, Jackson St | (318) 561-8000 |
| 2 | Darryl Andrews, Sr. - State Farm Insurance Agent | 1104 MacArthur Dr | (318) 445-7373 |
| 3 | Gelpi & Horn Insurance-Alexandria | 5615 Jackson St Ext Building F, Ste A | (318) 704-6677 |
| 4 | Shelter Insurance - Ray Schrock | 116 Versailles Blvd Ste B | (318) 442-1554 |
| 5 | Freeway Insurance | 3564 North Blvd | (318) 215-7182 |
| 6 | Harlan Insurance | 5205 Jackson St | (318) 445-1891 |
| 7 | Joe Pledger - State Farm Insurance Agent | 5913 Provine Pl Suite B | (318) 445-1966 |
| 8 | Randy Wiggins - State Farm Insurance Agent | 2146 N Mall Dr | (318) 445-6566 |
| 9 | Farm Bureau Insurance | 4504 Coliseum Blvd | (318) 448-1691 |
| 10 | Shelter Insurance - Dustin Goynes | 4129 Parliament Dr | (318) 487-8079 |
InSight Insurance serves the Alexandria, Louisiana metro area as a flood insurance agent. The agency specializes in securing National Flood Insurance Program policies for homeowners and businesses in this floodplain region. It assists clients in navigating local flood zone maps and elevation requirements to obtain proper coverage. In this high-risk area, the agency handles both standard residential flood policies and commercial flood insurance solutions for local properties.
Darryl Andrews, Sr. - State Farm Insurance Agent in Alexandria, LA, provides comprehensive flood insurance coverage to protect properties from water damage. The agency offers policy consultations, risk assessments, and assistance with policy renewals to maintain continuous protection for clients. Its team guides customers through the process of evaluating coverage limits and deductibles that fit individual needs. This flood insurance agent services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Shelter Insurance - Ray Schrock in Alexandria, LA assists homeowners and renters by differentiating between a one-time flood policy purchase and a recurring annual renewal plan for ongoing protection. Coverage is structured to safeguard property against rising water damage from natural events common to the region. Service operates strictly on a scheduled basis, with policies requiring renewal each year to maintain continuous coverage for local residents.
Freeway Insurance serves homeowners, businesses, and property managers in Alexandria, Louisiana, helping them secure flood insurance policies to protect against water damage. As a local flood insurance agent, it guides clients through coverage options for residential and commercial properties. The agency assists with evaluating flood risks specific to the area. Freeway Insurance also serves clients in the surrounding Pineville area and the broader Rapides Parish metro region.
Harlan Insurance specializes in securing flood coverage for residential and commercial properties in Alexandria, Louisiana. The agency evaluates flood zones to help property owners understand their risk and insurance requirements. Its general service work includes educating clients on policy options and assisting with the documentation needed to comply with federal or private insurer standards. During the region’s active spring storm season, the agency helps clients review their existing policies and adjust coverage limits before heavy rains begin.
When seasonal rains or sudden Gulf storms threaten homes in the Alexandria area, Joe Pledger - State Farm Insurance Agent provides local support for flood insurance needs. This agency works with property owners to review National Flood Insurance Program options, helping residents understand their policy coverage and potential gaps. Knowing that standard homeowners policies typically exclude flood damage, the agent focuses on guiding clients through the enrollment process. The first step after an initial inquiry is often scheduling a brief property assessment to examine elevation and flood zone specifics.
Randy Wiggins with State Farm Insurance assists Alexandria property owners in securing flood coverage. As a dedicated flood insurance agent, the office helps clients understand National Flood Insurance Program policies and private coverage needs. It addresses common local flood risks from heavy rain and nearby waterways. The agency works with both residential homeowners and commercial clients. Commercial sectors served include offices, warehouses, and food service establishments.
Farm Bureau Insurance in Alexandria, LA provides flood insurance coverage for residential properties throughout the area, helping homeowners protect their dwellings and personal belongings against flood damage. The agency also offers commercial flood policies for local businesses seeking financial safeguards from water-related losses. Serving Alexandria and surrounding communities, their focus remains on assessing each client's flood risk and identifying appropriate coverage limits. If a policyholder files a claim or requires policy adjustments between annual renewals, the agency welcomes return visits for quick follow-up and modification of existing plans.
Shelter Insurance - Dustin Goynes serves as a Flood Insurance Agent in Alexandria, Louisiana, known for helping local property owners assess their flood risk exposure. The agency assists clients in navigating federal flood insurance requirements and policy options for residential and commercial structures. Understanding the region’s vulnerability to seasonal flooding, the company addresses coverage needs for both mandatory and voluntary flood protection. Its specialty service includes offering additional contents coverage for personal belongings stored in basements or lower levels.
What Does a a Flood Insurance Agent in Alexandria Cost?
In Louisiana, flood insurance premiums through the NFIP typically range from 700 to 2,000 per year for a standard policy, but can exceed 5,000 for high-risk properties in Alexandria. Private market policies may offer different rates and higher limits. Costs depend on your property's flood zone, elevation, and building characteristics. This is general information, not insurance advice.
About flood insurance agents in Alexandria
Flood insurance agents in Alexandria, Louisiana help property owners secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Louisiana law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Local agents understand the unique flood risks from the Red River and nearby bayous.
Frequently Asked Questions
Is flood insurance required in Alexandria Louisiana?
Yes, if your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is mandatory. Alexandria participates in the NFIP, so coverage is available through local agents.
How much does flood insurance cost in Alexandria?
Costs vary by flood zone, elevation, and property value. In Louisiana, average NFIP premiums range from 700 to 2,000 per year, but high-risk properties may pay more. Private policies can be higher or lower depending on risk.
What does flood insurance cover in Louisiana?
Standard NFIP policies cover up to 250,000 for the building and 100,000 for contents. Coverage includes flood damage from heavy rain, storm surge, and overflowing rivers. There is a 30-day waiting period before coverage starts.
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