The top-rated flood insurance agent in Houma, Louisiana is Trinity Insurance Agency, Inc, rated 4.7 stars across 166 reviews. Other highly rated options include Travis Gravois - State Farm Insurance Agent, Dalton LeBlanc - State Farm insurance Agent, Boudreaux & Associates Insurance Agency, Inc.. This directory lists 20 flood insurance agents serving Houma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trinity Insurance Agency, Inc | 6823 W Park Ave | (985) 262-1435 |
| 2 | Travis Gravois - State Farm Insurance Agent | 675 Enterprise Dr ste a | (985) 655-2886 |
| 3 | Dalton LeBlanc - State Farm insurance Agent | 789 Grand Caillou Rd | (985) 876-4410 |
| 4 | Boudreaux & Associates Insurance Agency, Inc. | 7032 W Park Ave | (985) 876-0643 |
| 5 | Terrebonne Insurance Agency, Inc | 210 Mystic Blvd | (985) 851-3080 |
| 6 | David Ohlmeyer Jr.: Allstate Insurance | 6658 W Park Ave | (985) 876-0116 |
| 7 | Zeal Insurance | 2043 Coteau Rd | (985) 873-8000 |
| 8 | Page Insurance Agency | 5911 W Main St | (985) 872-5711 |
| 9 | Farm Bureau Insurance | 282 Corporate Dr | (985) 876-2876 |
| 10 | Gautreaux Insurance Agency Inc | 204 Progressive Blvd | (985) 868-7522 |
Trinity Insurance Agency, Inc serves the Houma area with specialized flood insurance agent services. The agency helps property owners navigate federal and private flood coverage options to protect against water damage risks common in coastal Louisiana. Policies address both structural and content losses from rising water. Specific services include evaluating flood zone designations and securing coverage for residential and commercial properties.
Travis Gravois - State Farm Insurance Agent in Houma, LA, provides residential and commercial flood insurance policies and coverage consultations. Service includes policy reviews to address changing flood zone risks and guidance on navigating federal program requirements. The office assists with claim support following storm events and offers maintenance check-ins for existing policies. Its services accommodate single-family homes, apartments, retail operations, and restaurants needing flood protection.
Dalton LeBlanc - State Farm Insurance Agent in Houma, LA serves homeowners, businesses, and property managers who need flood insurance protection. The agency guides clients through the process of securing coverage that fits properties at risk of water damage in this coastal region. Policyholders receive assistance understanding coverage options and filing claims. The office also works with property owners in the greater Terrebonne Parish metropolitan area, including the communities of Gray and Bourg.
Serving Houma and surrounding communities in Terrebonne Parish, Boudreaux & Associates Insurance Agency, Inc. handles flood insurance needs for residential and commercial properties. As a flood insurance agent, the company guides clients through policy options to protect against regional flood risks. For a typical job, the agency assesses the property’s flood zone and coverage requirements before presenting suitable plans based on standard insurance guidelines.
Terrebonne Insurance Agency, Inc. offers flood insurance with a choice between a one-time policy for a single property purchase or recurring annual protection for homeowners needing continuous coverage. This approach ensures residents in Houma, LA, have access to policies that safeguard against hurricane and heavy rain damage. Serving the local area, this flood insurance agent provides services strictly on an as-needed basis to accommodate individual filing needs and policy inquiries.
Flood season in coastal Louisiana can arrive without warning, turning routine weather into urgent financial risk for homeowners and businesses in Houma. David Ohlmeyer Jr.: Allstate Insurance recommends policies that protect against water damage not covered by standard homeowners plans. This local agency guides clients through coverage options tailored to flood-prone zones. To begin safeguarding a property, an agent will schedule a walkthrough of the premises to assess risk factors and advise on appropriate limits.
Zeal Insurance specializes in securing National Flood Insurance Program policies and excess flood coverage for residential and commercial properties. The agency serves policyholders throughout Houma, LA, advising on coverage limits and flood zone designations. It handles new applications, renewals, and claims assistance to protect homes and businesses from water damage. Residents preparing for hurricane season or facing rising water tables receive guidance on adjusting their policies to address specific flood risk concerns.
Page Insurance Agency in Houma, LA provides property owners with practical guidance on securing financial protection against flood damage. As a dedicated flood insurance agent, the company specializes in helping clients understand risk-based coverage options for residential and commercial properties. Its services focus on navigating the unique flood risks common to Louisiana’s coastal regions, ensuring appropriate policy limits and deductibles are selected. The agency can assist businesses in a range of sectors, including local offices, warehouses, and food service establishments.
Farm Bureau Insurance in Houma, Louisiana, is known for helping property owners secure flood coverage in this flood-prone region. The agency assists clients in finding policies that meet federal and local requirements for residential and commercial properties. Its service range includes risk assessment and guidance on National Flood Insurance Program options. For those in higher-risk zones, the agency can add on excess flood insurance to supplement standard coverage limits.
Gautreaux Insurance Agency Inc handles residential flood insurance needs in Houma, LA, offering policies tailored to individual home protection. Commercial coverage is also available for local businesses seeking flood risk management. The agency serves clients throughout the greater Houma area, addressing diverse property requirements. Regular policy reviews and updates are provided to ensure ongoing suitability, and clients can easily return for service adjustments following routine visits or seasonal changes.
What Does a a Flood Insurance Agent in Houma Cost?
Flood insurance costs in Louisiana vary by flood zone, building elevation, and coverage amount. An NFIP policy for a home in Houma may cost between 700 and 2000 dollars per year. Private market policies can be higher or lower. Elevation certificates and deductibles also affect premiums. This is general information and not insurance advice.
About flood insurance agents in Houma
Flood insurance agents in Houma Louisiana help residents and business owners secure coverage through the National Flood Insurance Program and private insurers. Louisiana law requires flood insurance for properties in high-risk flood zones with federally backed mortgages. Local agents understand the unique flood risks from the Gulf Coast and bayous.
Frequently Asked Questions
Why do I need a flood insurance agent in Houma?
Houma is in a high-risk flood zone due to its location near the Gulf and bayous. A local agent can help you choose the right coverage and comply with Louisiana flood insurance requirements.
How does Louisiana law affect flood insurance policies?
Louisiana follows NFIP rules, but state law requires insurers to clearly disclose flood exclusions in homeowners policies. Agents must also inform you about the 30-day waiting period before NFIP coverage starts.
Can a flood insurance agent help after a flood loss?
Yes. Your agent can assist with filing claims and understanding your policy limits. In Louisiana, you have one year from the date of loss to file a flood insurance claim under NFIP rules.
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